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Making extra contributions* to your super can boost your retirement balance, especially if you consider the compulsory 9.5% employer contribution is just not going to be enough to satisfy your lifestyle.
There are 3 types of extra contributions you can make:
Topping up your super now, may mean you have more to spend in retirement.
For as little as a cup of coffee a day, adding extra to your super now may mean more for you later.
The government co-contribution may give you a super boost of up to $500 pa, if your income is below $50,454 (2015/16) and you deposit at least $1000 into your super after-tax.
Earning $13,800 pa or less? Your spouse can help you save for retirement by making contributions on your behalf.
REST Advice is all about helping you make good decisions. Whether you have simple general questions, you’re looking for calculators to help you plan, or you’re interested in more complex subjects, we can help you confidently look forward to a brighter tomorrow.
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* The government limits how much you can contribute. If you contribute too much, you may have to pay extra tax.