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Making extra contributions* to your super can boost your retirement balance, especially if you consider the compulsory 9.5% employer contribution is just not going to be enough to satisfy your lifestyle.
There are 3 types of extra contributions you can make:
Topping up your super now, may mean you have more to spend in retirement.
For as little as a cup of coffee a day, adding extra to your super now may mean more for you later.
The government co-contribution may give you a super boost of up to $500 pa*, if your income is below $51,813 (2017-18) and you contribute at least $1,000 after-tax into your super.
If your spouse earns less than $37,000 (up from $10,800 pa) each year and you make a voluntary contribution into their super, you may be eligible to receive up to a maximum 18% tax offset up to $540 on that contribution.
REST Advice is all about helping you make good decisions. Whether you have simple general questions, you’re looking for calculators to help you plan, or you’re interested in more complex subjects, we can help you confidently look forward to a brighter tomorrow.
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* The government limits how much you can contribute. If you contribute too much, you may have to pay extra tax.
Want to check your account balance, update your personal details or choose how your money is invested? You can manage your account anytime with MemberAccess.
Using MemberAccess for the first time? You’ll need to register first. It’s easy to do.
Need to update your company details, pay contributions or add new employees? You can do it all from here.
Using EmployerAccess for the first time? You’ll need to register first. It’s easy to do.