Your investment choices

Your super is one of the largest sums of money you'll ever have to manage. How you choose to invest it now can make a real difference to your retirement in the future.

Investment Option

When you first join REST Super or REST Corporate, your super will automatically be invested in the Core Strategy, unless you tell us otherwise.

Core Strategy

Achieve a balance of risk and return by investing in both growth assets and defensive assets.

Unit price 24/05/2017
Sell $1.5205
Buy $1.5219
FYTD Return 10.82%
10 year return#30/04/20176.21% pa
Risk level
Very low
Medium
Very High

Structured Options

REST's Structured Options are invested across a mix of different asset classes to match different member needs. We determine an appropriate asset allocation to enable each option to achieve its investment objective. As a member you can choose either one or a mix of the five structured options below (Cash Plus, Capital Stable, Balanced, Diversified, High Growth). 

Cash Plus

Maintain the purchasing power of funds invested by earning above cash returns whilst minimising the risk of any capital loss.

Unit price 24/05/2017
Sell $2.1175
Buy $2.1177
FYTD Return 1.96%
10 year return#30/04/20173.35% pa
RISK LEVEL
Very low
Medium
Very High

Balanced

Achieve a balance of risk and return by investing in approximately equal proportions of growth assets and defensive assets.

Unit price 24/05/2017
Sell $3.6496
Buy $3.6518
FYTD Return 9.11%
10 year return#30/04/20175.60% pa
RISK LEVEL
Very low
Medium
Very High

Capital Stable

Provide a stable pattern of returns whilst maintaining a low probability of a negative return in any one year.

Unit price 24/05/2017
Sell $3.0920
Buy $3.0932
FYTD Return 6.70%
10 year return#30/04/20175.27% pa
RISK LEVEL
Very low
Medium
Very High

Diversified

Achieve strong returns over the longer term by investing in a diversified mix of assets weighted towards shares and other growth assets.

Unit price 24/05/2017
Sell $4.4944
Buy $4.4980
FYTD Return 11.81%
10 year return#30/04/20176.02% pa
RISK LEVEL
Very low
Medium
Very High

High Growth

Maximise returns over the long-term by investing predominantly in growth assets.

Unit price 24/05/2017
Sell $4.9713
Buy $4.9758
FYTD Return 13.81%
10 year return#30/04/20176.23% pa
RISK LEVEL
Very low
Medium
Very High

Member-tailored Options

REST’s Member-tailored Options are ideal for members who want to build their own customised investment portfolio with a wide range of risk/return objectives. Choose from one or more of the following options: Basic Cash, Cash, Bond, Property, Shares, Australia Shares, Overseas Shares. 
You can also pick from REST’s Structured Options and the Core Strategy. 

Basic Cash

Cash securities that have a maximum term to maturity of 3 months.

Unit price 24/05/2017
Sell $1.2319
Buy $1.2320
FYTD Return 1.29%
5 year return#30/04/20172.11% pa
RISK LEVEL
Very low
Medium
Very High

Cash

Cash securities that mature in 12 months or less.

Unit price 24/05/2017
Sell $2.1284
Buy $2.1286
FYTD Return 1.71%
10 year return#30/04/20173.28% pa
RISK LEVEL
Very low
Medium
Very High

Bond

Australian and overseas debt securities.

Unit price 24/05/2017
Sell $2.7043
Buy $2.7048
FYTD Return 3.22%
10 year return#30/04/20175.98% pa
RISK LEVEL
Very low
Medium
Very High

Shares

A mix of Australian and overseas shares.

Unit price 24/05/2017
Sell $5.6609
Buy $5.6649
FYTD Return 16.62%
10 year return#30/04/20175.91% pa
RISK LEVEL
Very low
Medium
Very High

Property

Australian and overseas real estate assets.

Unit price 24/05/2017
Sell $3.6887
Buy $3.7020
FYTD Return 9.21%
10 year return#30/04/20175.71% pa
RISK LEVEL
Very low
Medium
Very High

Australian Shares

A portfolio of listed Australian companies.

Unit price 24/05/2017
Sell $6.8506
Buy $6.8547
FYTD Return 14.31%
10 year return#30/04/20175.93% pa
RISK LEVEL
Very low
Medium
Very High

Overseas Shares

Invested in listed companies around the world.

Unit price 24/05/2017
Sell $3.1305
Buy $3.1330
FYTD Return 17.84%
10 year return#30/04/20175.09% pa
RISK LEVEL
Very low
Medium
Very High
 

# Past performance is not an indication of future performance

This website is provided by Retail Employees Superannuation Pty Limited ABN 39 001 987 739, AFSL 24 0003, trustee of Retail Employees Superannuation Trust ABN 62 653 671 394, of which REST Super, REST Corporate, REST Select, REST Pension and Acumen are part. It contains general advice that has been prepared without taking account of your objectives, financial situation or needs. Before acting on the information or deciding whether to acquire or hold a product, consider its appropriateness and the relevant Product Disclosure Statement (PDS), which is available on this website.

Awards and ratings are only one factor to consider when deciding how to invest your super. Further information regarding these awards can be found at rest.com.au. Past performance is not an indicator of future performance. SuperRatings Pty Limited does not issue, sell, guarantee or underwrite this product. Go to www.superratings.com.au for details of its ratings criteria. For further information about the methodology used by Chant West, see www.chantwest.com.au