How you choose to invest your super savings now, could make a big difference to how much money you have in the future.

Here at Rest, we have a range of investment options to choose from, giving you more control over how your money is invested.

Our investment options

See the Investment Guide for further details of the investment options available.
Rest members can also view more information in the Rest App. Download the Rest App here.

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Default option when you first join Rest, unless you tell us otherwise. Rest
Super
Rest
Corporate
Rest
Pension

Core Strategy

 

Balanced

   
Default option when you first join Rest, unless you tell us otherwise.

Core Strategy

Balanced

Rest Super  
Rest Corporate  
Rest Pension  

Rest's Structured options are invested across a mix of different asset classes to match different member needs. We determine an appropriate asset allocation to enable each option to achieve its investment objective. As a member you can choose either one or a mix of the seven structured options:

Core Strategy

Achieve a balance of risk and return by investing in both growth assets and defensive assets.

Capital Stable

Provide a stable pattern of returns whilst maintaining a low probability of a negative return in any one year.

Balanced

Achieve a balance of risk and return by investing in approximately equal proportions of growth assets and defensive assets.

Balanced - Indexed

An indexed based investment in a mixture of growth and defensive assets.

Diversified

Achieve strong returns over the longer term by investing in a diversified mix of assets weighted towards shares and other growth assets.

High Growth

Maximise returns over the long-term by investing predominantly in growth assets.

Sustainable Growth

A diversified portfolio with enhanced environmental, social and governance investment characteristics weighted towards growth assets.

Rest’s Member-tailored options are ideal for members who want to build their own customised investment portfolio. Choose from one or more of the following options: 

Cash

Deposits with major Australian banks. The portfolio currently invests exclusively into deposits with ANZ (60%) and NAB (40%).

Bonds

Australian and overseas debt securities.

Attention
From 30 September 2023, Bonds will be closed to new members. If you are currently invested in Bonds, there are changes to how you can use it as an investment option. Download our information document here.

Property

Australian and overseas real estate assets.

Shares

A mix of Australian and overseas shares.

Attention
From 30 September 2023, Shares will be closed to new members. If you are currently invested in Shares, there are changes to how you can use it as an investment option. Download our information document here.

Australian Shares

A portfolio of listed Australian companies.

Australian Shares - Indexed

An indexed based investment in Australian shares.

Overseas Shares

Invested in listed companies around the world.

Overseas Shares - Indexed

An indexed based investment in overseas shares.

  • Investment performance

    With four core investment beliefs we’re focused on growth for our members. Our Core Strategy option has delivered 8.35% pa since we were founded in 19881.

    1. Core Strategy returns are the compound average effective rate of net earnings since inception to 31 March 2024. Past performance is not an indicator of future performance.

    Switching investment options

    Rest is an award-winning, profit-to-member super fund with low fees

    SuperRatings
    SuperRatings Platinum Pension 2023
    SuperRatings Platinum MyChoice Super 2023
    SuperRatings Platinum MySuper 2023
    Best Digital Offering 2024
    SuperRatings 20-year Platinum Performance (2003-2023)
    15-Year Platinum Performance (2008-2023) - Rest Pension
    10-year MySuper Platinum Performance (2013-2023) - Rest Super and Rest Corporate
    SuperRatings 7-year Platinum Performance 2016-2013
    5 Apples (Highest Quality Fund) 2005 - 2023 - Rest Super
    5 Apples (Highest Quality Fund) 2005 - 2024 - Rest Pension

    Useful links