For most people, there is no access to your super before you reach your preservation age. This is to help ensure you have enough money saved for retirement.
However, if you haven’t reached preservation age, there are a few specific circumstances that may allow you to access your super:
- The Australian Government Department of Human Services (DHS) administers compassionate claims on behalf of the Commonwealth Government
- Severe financial hardship - the REST Trustee does not allow early release of your super on these grounds, but some funds do
- Total and Permanent Disablement or Terminal Illness
- Temporary resident departing Australia
For more information on accessing your super early, read our factsheet