Get the Government to top-up your super with an extra $500

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So how does it work?

It's called government co-contribution. Through this initiative the government will top up 50 cents for every dollar you contribute after-tax to a maximum of $500* each financial year.

Make sure you qualify

  • your total income is under $51,813 for the 2017-18 financial year
  • You have a total super balance less than $1.6 million on 30 June of the year before the relevant financial year
  • you make at least one after-tax contribution to your super during the 2017-18 financial year
  • 10% or more of your annual income is from eligible employment, running a business or both
  • you’re an Australian citizen, permanent resident or a New Zealand citizen working in Australia
  • you lodge an income tax return for the 2017-18 financial year (members over 65 must satisfy the work test)
  • you’re under 71 years of age at the end of the 2017-18 financial year
  • you’ve provided us with your TFN

To qualify you must not have contributed an amount more than your non-concessional contributions cap for the relevant financial year.

Co-contribution calculator+

What is your total income?

Over $51,021 isn’t eligible The maximum co-contribution you could receive is $500

How much do you intend to contribute?

You will need to contribute to receive the maximum co-contributions

Co-contributions you could receive

How to make a contribution

Direct Debit

Organise regular payments from your bank account by completing the direct debit form and returning to REST.

We will need to receive your completed form by 12 June 2017 to process your payment.



Make one-off or regular contributions from your bank account with your unique biller code and reference number, available in MemberAccess.

Contribute by 27 June 2017


Start preparing for next year

The Acorns app can help you to start saving your cents so that you can make a contribution to your super next financial year. Whether it's contributing round up amounts each time you buy something or adding a bit when you want it's easy to start saving now. REST has secured six months free Acorns membership for REST members from the date members link their REST account to their Acorns account so check it out today.^