Your investment choices

Your super is one of the largest sums of money you'll ever have to manage. How you choose to invest it now can make a real difference to your retirement in the future.

Use our online advice tool to check your investment risk profile and get advice on which option is right for you.

Use our online advice tool to check your investment risk profile and get advice on which option is right for you


Online Advice

Investment Option

When you first join Rest Super or Rest Corporate, your super will automatically be invested in the Core Strategy, unless you tell us otherwise.

Core Strategy

Achieve a balance of risk and return by investing in both growth assets and defensive assets.

Unit price 01/10/2020
Sell $1.7811
Buy $1.7823
FYTD Return 2.49%
10 year return#30/09/20207.58% pa
Risk level
Very low
Medium
Very High

Structured Options

Rest's Structured Options are invested across a mix of different asset classes to match different member needs. We determine an appropriate asset allocation to enable each option to achieve its investment objective. As a member you can choose either one or a mix of the structured options (Capital Stable, Balanced, Balanced - Indexed, Diversified, High Growth). 

Balanced

Achieve a balance of risk and return by investing in approximately equal proportions of growth assets and defensive assets.

Unit price 01/10/2020
Sell $4.1494
Buy $4.1515
FYTD Return 2.34%
10 year return#30/09/20206.49% pa
RISK LEVEL
Very low
Medium
Very High

Balanced - Indexed

An indexed based investment in a mixture of growth and defensive assets.

Unit price 01/10/2020
Sell $1.1372
Buy $1.1381
FYTD Return 2.78%
5 year return#30/09/2020N/A pa
RISK LEVEL
Very low
Medium
Very High

Capital Stable

Provide a stable pattern of returns whilst maintaining a low probability of a negative return in any one year.

Unit price 01/10/2020
Sell $3.4299
Buy $3.4316
FYTD Return 1.70%
10 year return#30/09/20205.32% pa
RISK LEVEL
Very low
Medium
Very High

Diversified

Achieve strong returns over the longer term by investing in a diversified mix of assets weighted towards shares and other growth assets.

Unit price 01/10/2020
Sell $5.2727
Buy $5.2764
FYTD Return 2.85%
10 year return#30/09/20207.91% pa
RISK LEVEL
Very low
Medium
Very High

High Growth

Maximise returns over the long-term by investing predominantly in growth assets.

Unit price 01/10/2020
Sell $5.9455
Buy $5.9497
FYTD Return 3.33%
10 year return#30/09/20208.78% pa
RISK LEVEL
Very low
Medium
Very High

Member-tailored Options

Rest’s Member-tailored Options are ideal for members who want to build their own customised investment portfolio with a wide range of risk/return objectives. Choose from one or more of the following options: Basic Cash, Cash, Bonds, Property, Shares, Australian Shares, Australian Shares - Indexed, Overseas Shares, Overseas Shares - Indexed. 
You can also pick from Rest’s Structured Options and the Core Strategy. 

Basic Cash

Cash securities that have a maximum term to maturity of 3 months.

Unit price 01/10/2020
Sell $1.2811
Buy $1.2811
FYTD Return 0.02%
10 year return#30/09/20202.10% pa
RISK LEVEL
Very low
Medium
Very High

Cash

Deposits with major Australian banks. The portfolio currently invests exclusively into deposits with Australia and New Zealand Banking Group Limited(ANZ).

Unit price 01/10/2020
Sell $2.2478
Buy $2.2480
FYTD Return 0.23%
10 year return#30/09/20202.47% pa
RISK LEVEL
Very low
Medium
Very High

Bonds

Australian and overseas debt securities.

Unit price 01/10/2020
Sell $2.9490
Buy $2.9496
FYTD Return 0.74%
10 year return#30/09/20204.42% pa
RISK LEVEL
Very low
Medium
Very High

Shares

A mix of Australian and overseas shares.

Unit price 01/10/2020
Sell $7.0127
Buy $7.0162
FYTD Return 3.58%
10 year return#30/09/20209.78% pa
RISK LEVEL
Very low
Medium
Very High

Property

Australian and overseas real estate assets.

Unit price 01/10/2020
Sell $4.6347
Buy $4.6435
FYTD Return 0.58%
10 year return#30/09/20207.49% pa
RISK LEVEL
Very low
Medium
Very High

Australian Shares

A portfolio of listed Australian companies.

Unit price 01/10/2020
Sell $8.0617
Buy $8.0657
FYTD Return 1.70%
10 year return#30/09/20208.03% pa
RISK LEVEL
Very low
Medium
Very High

Australian Shares - Indexed

An index based investment in Australian shares.

Unit price 01/10/2020
Sell $1.1086
Buy $1.1098
FYTD Return 1.89%
5 year return#30/09/2020N/A pa
RISK LEVEL
Very low
Medium
Very High

Overseas Shares

Invested in listed companies around the world.

Unit price 01/10/2020
Sell $3.8811
Buy $3.8834
FYTD Return 4.38%
10 year return#30/09/202010.36% pa
RISK LEVEL
Very low
Medium
Very High

Overseas Shares - Indexed

Perform in line with the MSCI World ex-Australia ex-Tobacco Net Dividends Reinvested Index (unhedged in AUD) (before tax) over all time periods.

Unit price 01/10/2020
Sell $1.1930
Buy $1.1940
FYTD Return 3.68%
5 year return#30/09/2020N/A pa
RISK LEVEL
Very low
Medium
Very High
 

# Past performance is not an indication of future performance