Invest, your way

Take control of how your pension is invested by choosing from our 13 investment options. 

Use our online advice tool to check your investment risk profile and get advice on which option is right for you


Online Advice

Default Investment Option

When you first join Rest Pension your account balance will be invested in our default investment option, the Balanced Option, unless you tell us otherwise.

You can also nominate your investment options from the Core Strategy, Structured and Member-tailored options shown below.

Core Strategy

Achieve a balance of risk and return by investing in both growth assets and defensive assets.

Unit price 17/08/2022
Sell $2.2443
Buy $2.2459
FYTD Return 5.24%
10 year return#31/07/20229.12% pa
Risk level
Very low
Medium
Very High

Structured options

Rest’s Structured Options are invested across a mix of different asset classes suited to your investment objectives. We determine an appropriate asset allocation to enable each option to achieve its investment objective. 
As a member you can choose either one or a mix of the six structured options (Balanced, Balanced - Indexed, Capital Stable, Diversified, High Growth, Sustainable Growth).

Balanced

Achieve a balance of risk and return by investing in approximately equal proportions of growth assets and defensive assets.

Unit price 17/08/2022
Sell $4.1971
Buy $4.2000
FYTD Return 3.76%
10 year return#31/07/20227.61% pa
RISK LEVEL
Very low
Medium
Very High

Balanced - Indexed

An indexed based investment in a mixture of growth and defensive assets.

Unit price 17/08/2022
Sell $1.3629
Buy $1.3640
FYTD Return 7.40%
5 year return#31/07/2022N/A pa
RISK LEVEL
Very low
Medium
Very High

Capital Stable

Provide a stable pattern of returns whilst maintaining a low probability of a negative return in any one year.

Unit price 17/08/2022
Sell $3.4230
Buy $3.4251
FYTD Return 2.47%
10 year return#31/07/20225.78% pa
RISK LEVEL
Very low
Medium
Very High

Diversified

Achieve strong returns over the longer term by investing in a diversified mix of assets weighted towards shares and other growth assets.

Unit price 17/08/2022
Sell $5.4000
Buy $5.4043
FYTD Return 5.45%
10 year return#31/07/20229.86% pa
RISK LEVEL
Very low
Medium
Very High

High Growth

Maximise returns over the long-term by investing predominantly in growth assets.

Unit price 17/08/2022
Sell $5.9400
Buy $5.9442
FYTD Return 6.47%
10 year return#31/07/202211.31% pa
RISK LEVEL
Very low
Medium
Very High

Sustainable Growth

A diversified portfolio with enhanced environmental, social and governance investment characteristics weighted towards growth assets.

Unit price 29/03/2021
Sell $N/A
Buy $N/A
FYTD Return N/A%
5 year return#29/03/2021N/A pa
RISK LEVEL
Very low
Medium
Very High

Member-tailored Options

Rest’s Member-tailored Options are ideal for members who want to build their own customised investment portfolio with a wide range of risk/return objectives. Choose from one or more of the following options: Cash, Bonds, Property, Shares, Australian Shares, Australian Shares - Indexed, Overseas Shares and Overseas Shares - Indexed. 
You can also pick from Rest’s Structured Options and the Core Strategy. 

Cash

Deposits with major Australian banks. The portfolio currently invests exclusively into deposits with ANZ (60%) and NAB (40%).

Unit price 17/08/2022
Sell $2.0573
Buy $2.0573
FYTD Return 0.23%
10 year return#31/07/20222.18% pa
RISK LEVEL
Very low
Medium
Very High

Bonds

Australian and overseas debt securities.

Unit price 17/08/2022
Sell $2.6073
Buy $2.6081
FYTD Return 1.86%
10 year return#31/07/20222.67% pa
RISK LEVEL
Very low
Medium
Very High

Shares

A mix of Australian and overseas shares.

Unit price 17/08/2022
Sell $7.3126
Buy $7.3163
FYTD Return 8.10%
10 year return#31/07/202213.10% pa
RISK LEVEL
Very low
Medium
Very High

Property

Australian and overseas real estate assets.

Unit price 17/08/2022
Sell $4.7271
Buy $4.7323
FYTD Return 0.69%
10 year return#31/07/20229.55% pa
RISK LEVEL
Very low
Medium
Very High

Australian Shares

A portfolio of listed Australian companies.

Unit price 17/08/2022
Sell $8.2835
Buy $8.2876
FYTD Return 7.34%
10 year return#31/07/202211.59% pa
RISK LEVEL
Very low
Medium
Very High

Australian Shares - Indexed

An indexed based investment in Australian shares.

Unit price 17/08/2022
Sell $1.4566
Buy $1.4582
FYTD Return 8.09%
5 year return#31/07/2022N/A pa
RISK LEVEL
Very low
Medium
Very High

Overseas Shares

Invested in listed companies around the world.

Unit price 17/08/2022
Sell $4.5994
Buy $4.6017
FYTD Return 8.54%
10 year return#31/07/202213.52% pa
RISK LEVEL
Very low
Medium
Very High

Overseas Shares - Indexed

An indexed based investment in overseas shares.

Unit price 17/08/2022
Sell $1.5205
Buy $1.5217
FYTD Return 9.35%
5 year return#31/07/2022N/A pa
RISK LEVEL
Very low
Medium
Very High
 

# Past performance is not an indication of future performance