Lover.
Partner.
Tax deduction?

Couple dancing
Couple dancing

Lover.
Partner.
Tax deduction?

 

Did you know you could help boost eachother’s super savings with a Spouse Contribution?


Put simply, it means less tax for one, more super for the other

Make a spouse contribution into your Rest account

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What are the benefits of sharing?

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Build your retirement savings together.
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If your partner earns less than $37,000 a year and you make an after tax contribution into their super account you may be eligible for the maximum tax offset of 18%. (the maximum offset of $540 is based on a $3,000 contribution per year). The offset reduces as your partner’s income increases above $37,000, and completely phases out at $40,000.



Even if you're not eligible for a tax offset you can still make a spouse contribution to your spouse's account. Just think how that could help you save for your future together.
 

We're here for you

Need help with contributions?

Have a chat with a Rest Adviser* and see how you could get your contributions working harder.

 
Want to learn more about other ways to top up your super? Learn more

® Registered to BPAY Pty Ltd ABN 69 079 137 518

*The maximum $500 co-contribution applies when an eligible member makes an after-tax contribution of $1000. The amount the government co-contribution reduces by 3.333 cents for every dollar you earn above the 2018-19 financial year lower income threshold of $37,697 per year, until you reach the higher income threshold of $52,697 per year, after which you will not be eligible to receive the government co-contribution.

As we have not taken into account your circumstances, please consider whether this information suits your needs. Go online for a PDS to consider before deciding. This information is provided by Retail Employees Superannuation Pty Ltd ABN 39 001 987 739 as trustee of Rest (Retail Employees Superannuation Trust ABN 62 653 671 394). Current as at April 2019.

This website is provided by Retail Employees Superannuation Pty Limited ABN 39 001 987 739, AFSL 24 0003, trustee of Retail Employees Superannuation Trust ABN 62 653 671 394, of which Rest Super, Rest Corporate, Rest Pension and Acumen are part. It contains general advice that has been prepared without taking account of your objectives, financial situation or needs. Before acting on the information or deciding whether to acquire or hold a product, consider its appropriateness and the relevant Product Disclosure Statement (PDS), which is available on this website.

Rest Advice is provided by Rest Advisers as authorised representatives of Link Advice Pty Ltd ABN 36 105 811 836 AFSL 258145

Awards and ratings are only one factor to consider when deciding how to invest your super. Further information regarding these awards can be found at Rest.com.au/about-Rest/awards. Past performance is not an indicator of future performance. SuperRatings Pty Limited does not issue, sell, guarantee or underwrite this product. Go to www.superratings.com.au for details of its ratings criteria. For further information about the methodology used by Chant West, see www.chantwest.com.au