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Insurance features


You can apply for insurance to suit your needs at any time. Read the “Important information about your Rest Select insurance” for full details.

Insurance options and features

Insurance options
Death cover
  • Provides a lump sum benefit to your dependant(s) if you die or you become terminally ill
  • Death cover is voluntary cover (where you will need to apply and be underwritten for cover), and there is no restriction on the level of Death Cover you may apply for.*
TPD cover
  • Provides a lump sum benefit to you if you become totally and permanently disabled as a result of being sick or injured.
  • TPD is voluntary cover (where you will need to apply and be underwritten for cover), up to the maximum of $5 million* ($1 million if over age 65)*
Long-term Income Protection cover
  • Provides you with an income stream if you’re unable to work for a prolonged period due to injury or illness.
  • Income protection is cover is voluntary cover (where you will need to apply and be underwritten for cover), where you can apply for cover up to a:
    Maximum of up to $30,000 per month*
    Optional 30, 60 or 90 day waiting period
    Optional 2 year, 5 year or age 65 benefit period
Insurance features
Transfer cover from another fund You can transfer up to $1 million of existing Death or TPD cover you may hold with your previous super fund to Rest

* Subject to underwriting and approval.

This website is provided by Retail Employees Superannuation Pty Limited ABN 39 001 987 739, AFSL 24 0003, trustee of Retail Employees Superannuation Trust ABN 62 653 671 394, of which Rest Super, Rest Corporate, Rest Select, Rest Pension and Acumen are part. It contains general advice that has been prepared without taking account of your objectives, financial situation or needs. Before acting on the information or deciding whether to acquire or hold a product, consider its appropriateness and the relevant Product Disclosure Statement (PDS), which is available on this website.

Rest Advice is provided by Rest advisers as authorised representatives of Adviser Network Pty Limited AFS Licence 232729 ABN 25 056 310 699

Awards and ratings are only one factor to consider when deciding how to invest your super. Further information regarding these awards can be found at Rest.com.au/about-Rest/awards. Past performance is not an indicator of future performance. SuperRatings Pty Limited does not issue, sell, guarantee or underwrite this product. Go to www.superratings.com.au for details of its ratings criteria. For further information about the methodology used by Chant West, see www.chantwest.com.au