Invest, your way

Take control of how your pension is invested by choosing from our 15 investment options. 

Use our online advice tool to check your investment risk profile and get advice on which option is right for you


Online Advice

Default Investment Option

When you first join Rest Pension your account balance will be invested in our default investment option, the Balanced Option, unless you tell us otherwise.

You can also nominate your investment options from the Core Strategy, Structured and Member-tailored options shown below.

Core Strategy

Achieve a balance of risk and return by investing in both growth assets and defensive assets.

Unit price 29/02/2024
Sell $2.5154
Buy $2.5172
FYTD Return 7.11%
10 year return#29/02/20247.44% pa
Risk level
Very low
Medium
Very High

Structured options

Rest’s Structured Options are invested across a mix of different asset classes suited to your investment objectives. We determine an appropriate asset allocation to enable each option to achieve its investment objective. 
As a member you can choose either one or a mix of the six structured options (Balanced, Balanced - Indexed, Capital Stable, Diversified, High Growth, Sustainable Growth).

Balanced

Achieve a balance of risk and return by investing in approximately equal proportions of growth assets and defensive assets.

Unit price 29/02/2024
Sell $4.6128
Buy $4.6160
FYTD Return 5.91%
10 year return#29/02/20246.29% pa
RISK LEVEL
Very low
Medium
Very High

Balanced - Indexed

An indexed based investment in a mixture of growth and defensive assets.

Unit price 29/02/2024
Sell $1.5847
Buy $1.5860
FYTD Return 9.77%
5 year return#29/02/20248.69% pa
RISK LEVEL
Very low
Medium
Very High

Capital Stable

Provide a stable pattern of returns whilst maintaining a low probability of a negative return in any one year.

Unit price 29/02/2024
Sell $3.6763
Buy $3.6785
FYTD Return 4.41%
10 year return#29/02/20244.85% pa
RISK LEVEL
Very low
Medium
Very High

Diversified

Achieve strong returns over the longer term by investing in a diversified mix of assets weighted towards shares and other growth assets.

Unit price 29/02/2024
Sell $6.0469
Buy $6.0517
FYTD Return 7.02%
10 year return#29/02/20247.93% pa
RISK LEVEL
Very low
Medium
Very High

High Growth

Maximise returns over the long-term by investing predominantly in growth assets.

Unit price 29/02/2024
Sell $6.8864
Buy $6.8912
FYTD Return 9.01%
10 year return#29/02/20249.26% pa
RISK LEVEL
Very low
Medium
Very High

Sustainable Growth

A diversified portfolio with enhanced environmental, social and governance investment characteristics weighted towards growth assets.

Unit price 29/03/2021
Sell $N/A
Buy $N/A
FYTD Return N/A%
5 year return#29/03/2021N/A pa
RISK LEVEL
Very low
Medium
Very High

Member-tailored Options

Rest’s Member-tailored Options are ideal for members who want to build their own customised investment portfolio with a wide range of risk/return objectives. Choose from one or more of the following options: Cash, Bonds, Property, Shares, Australian Shares, Australian Shares - Indexed, Overseas Shares and Overseas Shares - Indexed. 
You can also pick from Rest’s Structured Options and the Core Strategy. 

Cash

Deposits with major Australian banks. The portfolio currently invests exclusively into deposits with ANZ (60%) and NAB (40%).

Unit price 29/02/2024
Sell $2.1894
Buy $2.1894
FYTD Return 3.14%
10 year return#29/02/20242.27% pa
RISK LEVEL
Very low
Medium
Very High

Bonds

Australian and overseas debt securities.

Unit price 29/02/2024
Sell $2.6079
Buy $2.6087
FYTD Return 2.53%
10 year return#29/02/20241.74% pa
RISK LEVEL
Very low
Medium
Very High

Shares

A mix of Australian and overseas shares.

Unit price 29/02/2024
Sell $9.0285
Buy $9.0330
FYTD Return 11.56%
10 year return#29/02/202410.58% pa
RISK LEVEL
Very low
Medium
Very High

Property

Australian and overseas real estate assets.

Unit price 29/02/2024
Sell $4.3771
Buy $4.3819
FYTD Return -2.76%
10 year return#29/02/20247.55% pa
RISK LEVEL
Very low
Medium
Very High

Australian Shares

A portfolio of listed Australian companies.

Unit price 29/02/2024
Sell $9.7134
Buy $9.7183
FYTD Return 8.47%
10 year return#29/02/20249.33% pa
RISK LEVEL
Very low
Medium
Very High

Australian Shares - Indexed

An indexed based investment in Australian shares.

Unit price 29/02/2024
Sell $1.7154
Buy $1.7173
FYTD Return 9.65%
5 year return#29/02/20249.73% pa
RISK LEVEL
Very low
Medium
Very High

Overseas Shares

Invested in listed companies around the world.

Unit price 29/02/2024
Sell $5.8490
Buy $5.8519
FYTD Return 13.88%
10 year return#29/02/202410.67% pa
RISK LEVEL
Very low
Medium
Very High

Overseas Shares - Indexed

An indexed based investment in overseas shares.

Unit price 29/02/2024
Sell $1.9666
Buy $1.9682
FYTD Return 15.28%
5 year return#29/02/202413.40% pa
RISK LEVEL
Very low
Medium
Very High
 

# Past performance is not an indication of future performance