Why Rest Advice?
Rest Advice is all about helping you make the right decisions with your super and money today.
How we can help
Fair is simple super advice at no extra cost
Digital Advice
Access our Digital Advice solutions which are easy to use and can help you make the right decisions with your super.
Phone Advice
You can speak to a professional Rest Adviser over the phone about your financial situation.How much will it cost?
There is no additional cost for Digital and simple phone advice, it’s all part of being a member of Rest.
Super Health Check
Our Super Health Check will help make sure you’ve got you everything in order to maximise your Super. It’ll tell you if we’ve got your Tax File Number and Beneficiaries and will show you how we can help if you want to check that your super investments are right for you, if any additional contributions you want to make are tax-effective, if you have the right personal insurance for you and how you can find any lost super you might have. At the end you’ll get a checklist of anything you should follow up on to get your super in shape.
Retirement Health Check
Our Retirement Health Check will work out how much income you could have each year in retirement based on your current income, super balance, contributions, super investments and preferred retirement age. You can change your income, contributions, how aggressively your super is invested and your preferred retirement age to see what effect those could have on your retirement income. You’ll get a report detailing your preferred scenario and how you got there.
Investment Choice Solution
Within your Super you can choose how your money is invested. More aggressive (i.e. growth type) investments may give higher returns over the long term but returns can also be more volatile year on year. Our Investment Choice solution asks you some simple questions to help work out how much risk you’re comfortable with and then based on that, we recommend how your Rest Super money should be invested, if you’re happy with that recommendation, you can switch straight away.
Insurance Needs Analyser
Make sure you have the right insurance cover if something went wrong, or you weren’t able to work. The Insurance Needs Analyser will recommend the types of personal insurance you will need and how much cover you may require. On completion you will get a document with the information you need so that you can talk to insurers and get quotes on the likely premiums (costs) for that cover.
Contributions Optimiser
Making extra contributions could help optimise your super and potentially make tax savings. Our Contributions Optimiser will help you work out whether you should be salary sacrificing or contributing after-tax dollars. On completion you’ll get a recommended amount to salary sacrifice and/or contribute after-tax each payday along with instructions on how to do it.
"The adviser was very easy to communicate...
with and showed a lot of patience towards us whilst explaining everything."
"She was courteous, personable and...
highly professional in my dealings with her. She was a great assistance in helping me clarify my situation and determine the best way forward. I would commend her highly."
"He was able to answer all my questions...
and I felt confident after talking to him I made the right choices in regards to the changes I made to my super."
"She was really helpful, her communication was clear...
and open, and she was very easy to talk to. I'd more than happy to ask her for help again in the future."
Calculators
See how much super you could have to spend in retirement and explore different ways to help boost your super balance
Member seminars and webinars
Attend a Rest event to gain clarity on your super, define what's important for you and how to invest for your future goals