Product disclosure statements

This PDS is for Rest Pension Retirement and Transition to Retirement accounts. The application form is in the back of the PDS.

This guide provides information about the financial service offered to you, who will provide it, the fees charged, and how we’ll deal with complaints.

The Financial Services Guide contains important information about Rest Advice including:

• who we are
• the financial services we offer
• the financial products to which those services relate
• how we and others are paid in connection with those services
• your privacy
• how we deal with complaints
• how we can be contacted.