We offer three types of insurance – Income Protection (IP), Total and Permanent Disability (TPD), and Death cover (which can be paid early if you’re diagnosed with a Terminal Illness) – so you can choose the type of cover that’s right for you. And, we offer insurance no matter how few hours you’re working - even if you’re a casual.
If you’re unable to work for a prolonged period due to injury or illness, you may be eligible to receive payments that replace some of your income.
To keep things simple, we’ve created Default cover – a simple, affordable insurance package of IP, TPD and Death cover that’s available to all eligible members regardless of your occupation.
If Default cover isn’t enough, you can increase your cover by choosing from a range of options (eligibility conditions apply) to help you tailor your insurance cover to suit you including:
Special offer to increase your cover – if your Default cover recently started, you may be able to take advantage of our offer to increase your cover without providing health information
Increase your cover with limited underwriting – a once-only offer to increase your cover up to a limited amount by answering a few simple health questions (available to members of Rest Super, or Rest Corporate members with unit-based cover only)
Transfer your insurance to Rest - if you have cover with another super fund or insurer, you can apply to transfer this cover into your Rest account
Apply for extra cover at important times in your life - our Life Event cover lets you increase your cover when you reach a key milestone by answering a few simple questions
Increase your cover with underwriting – apply to increase your cover to an amount you choose at any time by providing detailed health information