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Insurance with Rest

Life doesn’t always go as planned. Insurance helps you protect yourself and your loved ones from the unexpected.

At Rest, we’re committed to taking insurance out of the ‘too hard basket’. This means you can rely on Rest to:

  • provide insurance that is flexible so you can tailor cover to suit you
  • make insurance affordable, so premiums don’t inappropriately erode your super balance over time
  • give you greater certainty of whether you’re covered
  • do everything we can to try and make the claims process as quick and painless as possible

We've got you covered

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Learn about insurance

Helpful information on the insurance we offer with Rest.
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Insurance Needs Analyser

Find out what type of insurance, and how much cover you could need, to protect yourself and your loved ones. Rest members, login to get started now.
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Manage your insurance

You’re in control. Login to manage your Insurance online.
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Make a claim

If you're thinking about making a claim, you need to determine which type it relates to.
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Insurance options

We offer three types of insurance – Income Protection (IP), Total and Permanent Disability (TPD), and Death cover (which can be paid early if you’re diagnosed with a Terminal Illness) – so you can choose the type of cover that’s right for you. And, we offer insurance no matter how few hours you’re working - even if you’re a casual.

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Income Protection

If you’re unable to work for a prolonged period due to injury or illness, you may be eligible to receive payments that replace some of your income.

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Total and Permanent Disability

Total and Permanent Disability

If you become totally and permanently disabled as a result of being sick or injured and are unlikely to ever work again, you may be eligible to receive a lump sum payment.

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Death Cover

In the unfortunate event of your death, your loved ones could receive a lump sum payment, or if eligible, a pension.

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To keep things simple, we’ve created Default cover – a simple, affordable insurance package of IP, TPD and Death cover that’s available to all eligible members regardless of your occupation.

If Default cover isn’t enough, you can increase your cover by choosing from a range of options (eligibility conditions apply) to help you tailor your insurance cover to suit you including:

  • Special offer to increase your cover – if your Default cover recently started, you may be able to take advantage of our offer to increase your cover without providing health information
  • Increase your cover with limited underwriting – a once-only offer to increase your cover up to a limited amount by answering a few simple health questions (available to members of Rest Super, or Rest Corporate members with unit-based cover only)
  • Transfer your insurance to Rest - if you have cover with another super fund or insurer, you can apply to transfer this cover into your Rest account
  • Apply for extra cover at important times in your life - our Life Event cover lets you increase your cover when you reach a key milestone by answering a few simple questions
  • Increase your cover with underwriting – apply to increase your cover to an amount you choose at any time by providing detailed health information
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Read our insurance guides for more information about these options, how to apply and eligibility conditions.

Important Reading

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Rest Super insurance guide
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Rest Super PDS
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Rest Super key facts sheet
Rest Corporate insurance guide
Rest Corporate PDS
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Rest Corporate key facts sheet
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How Rest Advice can help

At Rest, we believe in helping you achieve your goals – both now and into the future – by making your money work smarter.


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