Enter your search query here. You can use keywords or phrases to find content.

MySuper product dashboard

MySuper Product Dashboard

Use this dashboard to compare Rest's MySuper with other MySuper products. Go to ASIC's MoneySmart website for more information on how to pick the right MySuper product for you.

Comparison between Return Target and Return

The graph shows a comparison between the return, moving average return (rolling 10 year period) and moving average return target (rolling 10 year period) to 30 June. The return is calculated after deducting administration and investment fees, costs and taxes.

- - - - - - - - - -
 
  2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
 Return (financial year to date as at 30 June) 1.64% 10.89% 8.57% 5.76% -1.27% 17.17% -2.64% 9.00% 8.42% 9.59%
 Moving average return pa (rolling 10 year periods) 6.37% 5.94% 7.26% 8.77% 7.48% 8.22% 7.86% 6.98% 6.53% 6.56%
 Moving average return target pa (rolling 10 year periods) 7.19% 7.17% 6.89% 6.78% 6.20% 6.65% 5.61% 5.29% 5.64% 5.91%
 
   Return (financial year to date as at 30 June)  Moving average return pa (rolling 10 year periods)  Moving average return target pa (rolling 10 year periods)
2016 1.64% 6.37% 7.19%
2017 10.89% 5.94% 7.17%
2018 8.57% 7.26% 6.89%
2019 5.76% 8.77% 6.78%
2020 -1.27% 7.48% 6.20%
2021 17.17% 8.22% 6.65%
2022 -2.64% 7.86% 5.61%
2023 9.00% 6.98% 5.29%
2024 8.42% 6.53% 5.64%
2025 9.59% 6.56% 5.91%
 
Return Target#
CPI+ 3.5%

Consumer Price Index (CPI) plus  3.5% per year over the long term (2026 -2035 ). Future returns cannot be guaranteed.

Return*
6.56% pa

The 10 year average annual return to 30 June 2025 is 6.56%.  

Level of investment risk
Medium to High

Estimated 3 to less than 4 negative annual returns over any 20 year period.

Statement of fees and other costs^
$408 per year

For a member with a $50,000 balance.

Further information

Past performance may not be repeated and fees and costs may change in future financial years.

The fees, costs and taxes have been based on a member who has an account balance of $50,000. Each year is a financial year (1 July to 30 June).

# Rest has set an investment return objective for the Growth investment option of CPI + 3% per annum (after fees and tax) over rolling 10-year periods. The objective forms the basis from which the Trustee sets an investment strategy and monitors investment performance. The Return Target shown in this Product Dashboard is different from that objective and is calculated in accordance with the requirements that apply to a Product Dashboard. The Return Target is the mean annualised estimate of return above CPI over ten financial years, after deducting investment and administration fees, costs and taxes. These estimates and assumptions may change over time. It is not a guaranteed return.

* The graph shows a comparison between the return, moving average return (rolling 10 year period) and moving average return target (rolling 10 year period) to 30 June. For 2025, the moving average return target is the 10 years to 31 March 2025 as this is the most recent available data as at the time of publishing. The return is calculated after deducting investment and administration fees, costs and taxes.

† This is a guide as to the likely number of negative annual returns expected over any 20 year period (also referred to as the Standard Risk Measure). The Standard Risk Measure is not a complete assessment of all forms of investment risk, for instance it does not detail what the size of negative return could be or the potential for a positive return to be less than a member may require to meet their objectives. Further, it does not take into account the impact of administration fees and tax on the likelihood of a negative return. Members should still ensure they are comfortable with the risks and potential losses associated with their chosen investment option(s).

^ You will be charged an administration fee of $1.50 per week ($78 pa) regardless of your balance, plus 0.10% pa of your balance at the end of each month ($50 pa), plus investment fees and costs of 0.47% pa (including a performance fee of 0.05% pa) ( $235 pa), and transaction costs of 0.09% pa ($45 pa), bringing the total cost to $408 per year. The investment fees and costs and transaction costs are an estimate based on the financial year to 30 June 2025 . The performance fees included in investment fees and costs are an average of the performance fees incurred in the previous 5 financial years.

Last updated 14 July 2025.

People

Member Outcomes Assessment

We are required to review our performance each year to check we’re continuing to promote our members’ financial interests. See how we’re doing in our annual Member Outcomes Assessment.