How we invest

At Rest, we invest to help grow members’ retirement savings over the long-term. We manage a diversified portfolio across markets and asset classes, and take a responsible investment approach, considering risks and opportunities that could influence the performance over time.

Below are Rest’s Investment Beliefs. They are the principles that guide and describe how we invest members' money, manage risks and make decisions. We’re sharing them to give members a clear view of the thinking behind our investment approach, and what we believe about investing for their future. They help explain how we invest for members over the long term, with the aim of helping them build their retirement savings.

At Rest, we believe…

Connectors

Strategic asset allocation is usually the most important determinant of long-term investment returns.

Cog

Financial markets are generally efficient however we seek opportunities where pockets of inefficiency remain.

Compass

Long-term investing is a key focus given the multi-decade time horizon to retirement for most Rest members. 

Chart

Delivering competitive investment returns and keeping fees and costs low are both important. 

Line graph

Broad diversification across different criteria is fundamental to building resilient investment portfolios. 

Growth grow leafs

Sustainable development and being a responsible investor are important considerations when managing risks and returns. Learn more. 

Shield check

Clear and effective governance is at the foundation of achieving our investment 
objectives. 

Hand heart

Our people must demonstrate a high level of performance with heart. 

Lightbulb

Delivering our investment 
objectives now and into the future requires innovation backed by research. 

Chain link

Deep strategic partnerships have the potential to provide additional value.

Portfolio holdings

To see what we’ve invested your money in, click on the links below.

We update this information twice a year for 30 June and 31 December. The current data is shown for 30 June 2026.

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How we invest your retirement savings

We invest across different investment markets using a range of asset classes and investment strategies to meet our investment objectives and grow your retirement savings.

Latest investment updates