Back to Investments

How we invest

Back to Investments

In this section, we talk about our investment beliefs and approach and how we invest to grow your retirement savings. 

Our Investment Beliefs

We have eight core investment beliefs that guide and shape how we manage your retirement savings.

Icon of Superior investment performance requires a long-term focus

Superior investment performance requires a long-term focus

 
Icon of Management of adverse market impacts adds value

Management of adverse market impacts adds value

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Icon of We add value through active management

We add value through active management

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Icon of Responsible investment adds value

Responsible investment adds value

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Icon of Diversification adds value

Diversification adds value

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Icon of To outperform we will be different at times and difference requires courage

To outperform we will be different at times and difference requires courage

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Icon of Investment is a people business

Investment is a people business

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Icon of Superior returns come from taking a whole of fund perspective

Superior returns come from taking a whole of fund perspective

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How we invest your money

We invest your money across different investment markets using a range of asset classes and investment strategies to meet our investment objectives and grow your retirement savings.

Investing across many types of investment markets and asset classes with a wide range of investment strategies takes skill and expertise so Rest appoints specialist investment managers.

How we monitor performance

We appoint/engage a professional investment consultant, JANA, to monitor the performance and capability of all of our investment managers.

Rest’s approach to responsible investing

Rest believes that environmental, social and governance (ESG) issues are important when investing because they represent risks that could influence the performance of our investments over the long term.

Find out more

Managing governance issues

Rest supports the work of the Royal Commission and disapproves of the misconduct which has been occurring in the financial services sector.

Governance issues such as those raised before the Royal Commission have an influence on an organisation’s long-term financial performance.

Find out more

Rest's Investment Managers

Rest appoints investment managers who have the right skills and expertise to manage your money in the relevant investment markets, asset classes and investment strategies.

We set an investment objective for each of our investment managers who are regularly monitored to deliver the right outcomes for you.

Rest's investment managers are listed below:1

Sub-Investment Grade Bonds

Apollo ST Fund Management LLC
ABN: NA

Barings LLC
ABN: NA

Bain Capital Credit, LP
ABN: NA

Bentham Asset Management Pty Limited
ABN: 92 140 833 674

Hayfin Capital Management LLP
ABN: NA

Internally managed2
ABN: 86 079 706 657

Infrastructure

AMP Capital Investors Limited
ABN: 59 001 777 591

Global Infrastructure Management LLC.
ABN: NA

Internally managed2
ABN: 86 079 706 657

I Squared Capital Advisors (US) LLC
ABN: NA

Macquarie Infrastructure Partners INC.
ABN: NA

Bonds

Macquarie Investment Management Australia Limited
ABN: 55 092 552 611

Internally managed2
ABN: 86 079 706 657

JPMorgan Asset Management (Australia) Limited
ABN: 55 143 832 080

UBS Global Asset Management (Australia) Limited
ABN: 31 003 146 290

Western Asset Management Company Pty Ltd
ABN 41 117 767 923

Wellington Management Australia Pty Ltd
ABN: 19 167 091 090

Cash

First Sentier Investors (Australia) IM Ltd
ABN: 89 114 194 311

Macquarie Investment Management Australia Limited
ABN: 55 092 552 611

Internally managed2
ABN: 86 079 706 657

Australia and New Zealand Banking Group Limited
ABN: 11 005 357 522

National Australia Bank Limited
ABN: 12 004 044 937

Agriculture

Warakirri Asset Management Pty Limited
ABN: 33 057 529 370

Property

Charter Hall Funds Management Limited
ABN: 31 082 991 786

GPT Funds Management Limited
ABN: 74 115 026 545

Internally managed2
ABN: 86 079 706 657

Greystar Real Estate Partners
ABN: NA

QIC Retail Pty Ltd
ABN: 87 076 279 546

Vicinity Funds Management Pty Ltd
ABN: 62 167 606 939

Overseas Shares

Artisan Partners Limited Partnership
ABN: NA

BlackRock Investment Management (Australia) Limited
ABN: 13 006 165 975

Cooper Investors Pty Ltd
ABN: 26 100 409 890

First State Investments (Hong Kong) Limited
ABN: N/A

GQG Partners LLC
ABN: NA

Hosking Partners LLP
ABN: NA

Longview Partners LLP
ABN: NA

Macquarie Investment Management Australia Limited
ABN: 55 092 552 611

Northcape Capital Pty Limited
ABN: 53 106 390 247

Paradice Investment Management Pty Limited
ABN: 64 090 148 619

Paradice Investment Management LLC
ABN: N/A

Parametric Portfolio Associates LLC
ABN: NA

Robeco Hong Kong Limited
ABN: NA

Wellington Management Australia Pty Ltd
ABN: 19 167 091 090

Absolute Return

Payden & Rygel Global Limited
ABN: N/A

Private Equity

QIC Private Capital Pty Ltd
ABN: 83 076 279 528

Equity Strategies

Cooper Investors Pty Ltd
ABN: 26 100 409 890

Wellington Management Australia Pty Ltd
ABN: 19 167 091 090

Australian Shares

Allan Gray Australia Pty Ltd
ABN: 48 112 316 168

Cooper Investors Pty Ltd
ABN: 26 100 409 890

Ethical Partners Funds Management Pty Ltd
ABN: 96 623 475 454

First Sentier Investors (Australia) IM Ltd
ABN: 89 114 194 311

Greencape Capital Pty Limited
ABN: 98 120 328 529

Macquarie Investment Management Australia Limited
ABN: 55 092 552 611

Macquarie Investment Management Global Limited
ABN: 90 086 159 060

Paradice Investment Management Pty Limited
ABN: 64 090 148 619

Parametric Portfolio Associates LLC
ABN: NA

Internally managed2
ABN: 86 079 706 657

Ubique Asset Management Pty Limited
ABN: 36 150 100 557

Learn more about our different asset classes:

What we invest in

To see what we've invested your money in, click on the links below for a list of the investment holdings in each option3.

Super - View our investment holdings

Pension - View our investment holdings

1 As of 30 September 2021.

2 Internally managed investments are those managed by Rest and members of its group, including Super Investment Management Pty Ltd ABN 86 079 706 657 (Australian Financial Services Licence 240004), a wholly owned company of Rest.
 
3 Please note, the information presented in each list is as at 31 December 2020. Where the asset class for an investment is labelled as "Other", this includes, Credit, Agriculture and Equity Strategies asset classes. Where the value of an investment as a percentage of the investment option is provided, we've rounded to two decimal places. Where the value of the investment has been provided as a range, this range has been determined by Rest. In some cases, certain investments and/or their value or valuation range are not listed due to such information being commercially sensitive.