A little more now could be a lot more later

A few extra contributions today could make a difference to your tomorrow

Making an additional contribution to your super is, well, super easy. The only question is, how do you want to make your contributions?1

Contributions 2

Voluntary contributions (after tax)

Top up your super whenever you feel like it and you could enjoy some tax deductions.


Salary Sacrifice (before tax)

Get your employer to make extra payments before you get paid and reduce your taxable income.


Co-contribution (after tax)

Enjoy a potential super boost of up to $500 pa2 thanks to the government, if eligible.

Spouse contribution

Spouse Contributions (after tax)

Grow your partner's super with an after-tax contribution and enjoy a potential tax rebate of up to $540 pa, if eligible.

Your first home, made faster

The Government’s First Home Super Saver (FHSS) scheme can help you save a deposit for your first home faster. You can add to your super by making your own extra voluntary contributions on top of what your employer pays. You can make before-tax contributions like Salary Sacrifice, or personal after-tax contributions. Contribution limits apply. 

Try our Small Change, Big Savings Calculator

See the difference switching out some of your everyday items could make

Not sure what type of contribution you should make?

1. The government limits how much you can contribute. If you contribute too much, you may have to pay extra tax.
2. The amount of government co-contribution you can receive depends on how much you contribute and what your income is.
3. Rest Advice is provided by Rest advisers as authorised representatives of Link Advice Pty Ltd ABN 36 105 811 836 AFSL 258145.