Grow your super
Personal super contributions
Understand personal super contributions with Rest Super. Check eligibility, benefits, and easy steps to contribute towards your retirement savings.
Voluntary contributions
Top up your super whenever you feel like it and you could enjoy some tax deductions.
Making downsizer contributions
Aged 55 and over? You can put some of the money from the sale of your home into your super account.
First home super saver scheme (FHSS)
The Government’s First Home Super Saver (FHSS) scheme means eligible first home buyers can use their super to help save for a deposit.
Salary Sacrifice (before tax)
Get your employer to make extra payments before you get paid and reduce your taxable income.
Claim a tax deduction
If you’d like to claim a tax deduction on your after-tax super contributions, you’ll need to complete and submit the Notice of intent to claim form.
Contribution caps
There are limits on how much money you can contribute to your super each financial year.
These are called contributions caps.
Spouse Contributions (after tax)
Grow your partner's super with an after-tax contribution and enjoy a potential tax rebate of up to $540 pa, if eligible.
Contribution splitting
Contribution splitting is when you transfer part of your concessional contributions (before-tax contributions) into your spouse’s super account.
Government co-contributions
Enjoy a potential super boost of up to $500 pa2 thanks to the government, if eligible.
Low income super tax offset
Saving for retirement isn't always easy if you're on a low income, but the low-income super tax offset (LISTO) is a government scheme that could help boost your nest egg.
