Grow your super this EOFY

To ensure your after-tax contribution is counted towards this financial year, Rest’s cut off is 3pm AEST on 21 June 2024. Remember, there are some important things you should consider1. Check out your options below. 

Before adding to your super, consider your financial circumstances, contribution caps, tax issues and preservations rules. When deciding if it’s right for you, we recommend seeking financial advice.

Voluntary super contributions

Spouse Contributions

Super for low income earners


2. The amount of government co-contribution you can receive depends on how much you contribute and what your income is.

Voluntary super contributions

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Personal super contributions

Understand personal super contributions with Rest Super. Check eligibility, benefits, and easy steps to contribute towards your retirement savings.

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Voluntary contributions

Top up your super whenever you feel like it and you could enjoy some tax deductions.

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Salary Sacrifice (before tax)

Get your employer to make extra payments before you get paid and reduce your taxable income.

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First home super saver scheme (FHSS)

The Government’s First Home Super Saver (FHSS) scheme means eligible first home buyers can use their super to help save for a deposit. 

Spouse Contributions

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Spouse Contributions (after tax)

Grow your partner's super with an after-tax contribution and enjoy a potential tax rebate of up to $540 pa, if eligible.

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Contribution splitting

Contribution splitting is when you transfer part of your concessional contributions (before-tax contributions) into your spouse’s super account.

Super for low income earners

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Government co-contributions

Enjoy a potential super boost of up to $500 pa2 thanks to the government, if eligible.

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Low income super tax offset

Saving for retirement isn't always easy if you're on a low income, but the low-income super tax offset (LISTO) is a government scheme that could help boost your nest egg.

2. The amount of government co-contribution you can receive depends on how much you contribute and what your income is.