Understanding your retirement

Rest Pension can help you reach your retirement goals - whether you're retired or still working. Choose from our Transition to Retirement account or Retirement account, depending on what stage of the retirement journey you're at.

Transition to retirement

If you're over 58 years of age, and are still working, a Rest Pension transition to retirement account can help you reduce your work hours without affecting your take home pay, or give your super a boost in the last years before you retire.

Ready to retire now?

Goodbye work and hello freedom. If you've stopped working, enjoy low fees, tax-effective investing and flexible paydays with an investment portfolio created by you.

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Two types of accounts. One exciting future.

Heading towards retirement? Get to know the difference between a Rest Pension Transition to Retirement account and a Rest Pension Retirement account.  

  Rest Pension Transition to Retirement (TTR)
How much super do I need to open an account? $10,000 $10,000
Who can join? You've retired and have reached preservation age (the age you can access your super) You've have reached preservation age (the age you can access your super)
Is there a limit on how much I can transfer into my Rest Pension? Transfer balance cap for 2020-21 is $1.6 million No
How often do I receive payments? Fortnightly, monthly, quarterly, half-yearly or yearly Fortnightly, monthly, quarterly, half-yearly or yearly
How much can I take out each year? You choice, as long as it is at or above the annual minimums set by the government. No maximum limit At least the minimum limit set by the government, and a maximun of 10% of your account balance

How much tax will I pay on investment earnings?

Nil Up to 15% per annum
 
Rest Pension  
Transition to Retirement (TTR)  
How much super do I need to open an account?
Rest Pension $10,000
Transition to Retirement (TTR) $10,000
Who can join?
Rest Pension You've retired and have reached preservation age (the age you can access your super)
Transition to Retirement (TTR) You've have reached preservation age (the age you can access your super)
Is there a limit on how much I can transfer into my Rest Pension?
Rest Pension Transfer balance cap for 2020-21 is $1.6 million
Transition to Retirement (TTR) No
How often do I receive payments?
Rest Pension Fortnightly, monthly, quarterly, half-yearly or yearly
Transition to Retirement (TTR) Fortnightly, monthly, quarterly, half-yearly or yearly
How much can I take out each year?
Rest Pension You choice, as long as it is at or above the annual minimums set by the government. No maximum limit
Transition to Retirement (TTR) At least the minimum limit set by the government, and a maximun of 10% of your account balance

How much tax will I pay on investment earnings?

Rest Pension Nil
Transition to Retirement (TTR) Up to 15% per annum

Retirement Bonus

Transfer your existing Rest Super, Rest Corporate or TTR account to a Rest Pension Retirement account, and you could start your retirement with a little extra.


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Find out how a Rest Pension can work for you

Call us on 1300 183 361.


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