Understanding your investment options

Your super could be one of the biggest sums of money you'll ever own, so your investment choice could make a huge difference.


Not sure where to start? Answer a couple of questions using our Investment Choice Solution to see what kind of investor you are.

How super is invested

Super is invested in different ways to deliver different returns with different levels of risk. Investments can be ‘defensive’ or ‘growth’ assets, or a mix of both.
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Defensive assets for steadier returns

Generally lower returns and lower risk like cash, bonds and absolute return investments.

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Growth assets to grow savings

Generally higher returns and higher risk like Australian and overseas shares, private equity strategies.

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Mix of defensive and growth

Generally mid-risk like property, infrastructure, credit and agriculture that have a mix of growth and defensive characteristics.

Choosing your investment

Choose an option that aims to deliver the return you’re looking for, with the level of risk you’re comfortable with. You can even combine options to create the investment that’s right for you.

Introducing our Sustainable Growth option

This is a structured option weighted towards growth assets that aims to not only grow your super but help protect the future too.

See which option's right for you

See what kind of investor you are. Learn about your attitude to risk in just 10 minutes with our Investment Choice Solution.

Ready to change?

If you think another investment option is a better match, it doesn't cost to change and it's easy using Member Access or the Rest App.