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Back to Learn about retirement

Simplifying your government Age Pension application

As a Rest member, help is available to you

Below, you’ll find information about some of the support and services available to you when applying for the government age pension, including where to find tools to check eligibility, and where you can find help to apply. 

Where to learn about the Age Pension

Australia

Services Australia

The government provides free information about the Age Pension.

Go to Services Australia
Checklist

Free eligibility check from Retirement Essentials^

Find out if you qualify for the Age Pension in minutes.

Check your eligibility
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Speak with a Super Specialist

You can speak with a Rest Super Specialist to learn more about super, and the pension. They can then set up another call with a Financial Adviser if you need more help.

Book a call now
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Paid-for application services

Experienced professionals like Retirement Essentials^ can help take the hassle out of applying with their Age pension application service.

Find out more

When to start an application

To be eligible for the government Age Pension, you must be age 67 or older and must meet other criteria. But applications can take time. Because Centrelink doesn’t back-pay a late application, it pays to reach out soon as you can – 13 weeks before your 67th birthday.

How paid-for services, like Retirement Essentials^, can help

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Limit the chances you’ll miss out

They can save you from potentially missing out on weeks or even months of payments.

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Apply online, from wherever

An online process can be followed from the comfort of your home.

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Experienced support from people

Enjoy the peace of mind experienced Age Pension specialists provide.

Checklist

The process can be simpler

Retirement Essentials^ know how to apply for the Aged Pension and can help guide you through the process.

Get started with Retirement Essentials

Clearing up some common Age Pension myths

You can be eligible while you’re working

You can fall within the income limits for the government Age Pension even if you have a job. So, you might be eligible even when you’re working!

You can apply before you retire

Given wait times of up to 4 months, you should apply for the government Age Pension as soon as you can. The earliest date is 13 weeks before your 67th birthday. Late applications won’t receive backpay, so aim to apply as soon as possible.

Younger partners don’t stop you from receiving the age pension

You might be eligible regardless of your partner’s age. While you are assessed as a couple, you can still be eligible for your half of the government Age Pension before your partner turns 67. Book a call with a Rest Adviser* for strategies to maximise your benefits. 

Eligibility status changes over time

Regularly check whether you meet Age Pension requirements. Especially since thresholds can increase and you’ve likely spent some of your retirement savings over time. Free calculators from Retirement Essentials^ can help.

Overvaluing your items is easy to do

It’s common to value the things we love at a higher price than they are worth. How you value your items can lead to increased Age Pension payments.

Ready to start?

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Free eligibility check

Retirement Essentials^ offer Rest Members a free eligibility check and calculator. They can also provide a service (for a fee) that helps you apply for the government Age Pension.

Check eligibility
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Speak to a Rest Adviser

A Rest Adviser can help you as you head into retirement. They can look at your situation and provide strategies to help maximise your benefits.

Book a call

^ Retirement Essentials Pty Ltd, ABN 35 615 383 232, AFSL 468859 (Retirement Essentials) is a third-party service provider. Rest has no control over and is not responsible for the services, views or actions of Retirement Essentials. Rest does not receive any payments or commissions from Retirement Essentials as a result of you using their services. You should use your own judgement before taking up any service offered by a third party. You should ensure that you know, and understand, the terms and conditions which will apply to the provision of such services from the third party. Rest does not accept liability for any loss or damage incurred by any person as a result of using services provided by third parties like Retirement Essentials.

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