Making a binding death benefit nomination for your super

If you want to make sure your super gets to the right people when you pass away, this is the way to do it. A binding death benefit nomination is a clear set of instructions from you, that we’re legally obliged to follow, as long as it’s valid.

If you’re a Rest Super or Rest Corporate member, you can nominate one or more people (beneficiaries) by completing this binding nomination form and returning it to Rest.

To learn about other types of beneficiary nominations including those for Pension accounts, visit our Nominating a Beneficiary page.

Who can I nominate to receive my death benefit?

Superannuation law states that Rest can only pay a death benefit to a member's dependants (for example, a spouse or de facto spouse, children of any age, or an interdependent), or their Legal Personal Representative (executor of your estate). Rest can only pay someone else if there isn’t a dependant or Legal Personal Representative.

How long does a binding nomination last?

Your binding nomination is valid for three years. You’ll need to renew it before the three years are up, or it will automatically become a non-binding nomination. To update it at any time, or to renew it, you’ll need to submit a new death benefit nomination form. Make sure it is filled out, signed, and witnessed.

How do I nominate a binding beneficiary?

You can nominate a binding beneficiary by completing the Rest nomination of beneficiary form and emailing it to us. You must correctly fill out this form using BLOCK LETTERS, sign it, and have it witnessed.

You can only make or change a binding nomination by completing the nomination form and emailing it to us.

Steps to complete and submit a binding death benefit nomination form

You'll need:

• This form (print it out if it’s a digital copy)
• A black or blue pen
• Details of your beneficiaries
• Two witnesses over 18 who aren’t beneficiaries

Section 1: Personal Details

• Fill in your member number, title (Mr./Mrs./Ms./Miss), surname, date of birth, and given name(s).
• Continue with your residential address, telephone numbers, state, email, and postcode.

Section 2: Beneficiary Nominations

• If you’re making or changing a nomination, list full names, dates of birth, relationships, and the portion of the benefit each person will receive.
• Make sure the percentages add to 100%. For example, if you have two beneficiaries, you could assign 50% to each. If you have an odd number, one person may need a little more. For example, with three beneficiaries, you could split it as 33%/33%/34%.

Section 3: Cancelling a previous nomination

• To cancel an existing nomination without replacing it, just tick the cancellation box.

Section 4: Declaration and Signatures

• Read through the member declaration carefully to make sure you understand what you're agreeing to.
• You must sign and date the form in the presence of two witnesses, ensuring that all parties are present.

Witnesses' Part

• The form must be signed and dated by the member and the witnesses on the same date and in the presence of all parties. Witnesses need to confirm they're over 18 and not named as beneficiaries on the form.

Final Steps

• Double-check all details are correct and every required field is filled out.
• Scan the completed form and email it to contact@rest.com.au.
• Keep a copy for your records, just in case.