Advocating for our members’ best retirements
Why advocacy matters for our members
As one of Australia’s largest profit-to-member superannuation funds, we use our voice and expertise to advocate for policy changes that we believe can improve our members’ retirement outcomes over the long term.
We work closely with governments, regulators, industry, unions and employers to advocate for practical, evidence‑based reforms to the superannuation and retirement system.
Policy advocacy is important for our members because it ensures their voices are heard, promotes accountable and responsive decision making and helps drive systemic improvements to laws and policies that strengthen the super system.
Reforms that matter for our members
With more than 1 million Rest members under the age of 30, reforms affecting younger workers are a core focus of Rest’s advocacy.
One key change we’re calling for is extending super to all under 18 workers, who currently miss out unless they work more than 30 hours a week in one job.
This would help ensure our younger members in casual and part-time roles aren’t unfairly left behind.
This is just one reform Rest is advocating for to improve our members’ retirement outcomes. Read our 10 reform recommendations included in our pre-budget submission
Advocacy in action
Our advocacy has helped drive government action on important policy reforms over the past few years and these reforms that are now in place are delivering real benefits for our members.
Updated Low Income Superannuation Tax Offset (LISTO)
Rest has long advocated for reforms to strengthen LISTO, lifting the income threshold to $45,000 and increasing the maximum payment to $810, which will commence from 1 July 2027.
Nearly 500,000 Rest members, including around 300,000 women, receive LISTO each year, meaning these changes will boost retirement savings for our low‑income members and help close the gender super gap.
Payday Super reform
Rest has been a strong advocate for the important ‘Payday Super’ reforms, effective from 1 July 2026, which align Superannuation Guarantee payments to employer payroll cycles.
Around half of Rest’s 2 million members are under 30, with many working in part-time or casual roles where super is often paid out of sync with wages.
Payday Super will help our members unlock compounding returns, make contributions easier to track and supports a more fair and equitable superannuation system for Australians.
Superannuation payments on Commonwealth Parental Leave
Rest long advocated for superannuation to be paid on government-funded paid parental leave, which came into effect on 1 July 2025.
Rest represents more than 2 million members, including over 1 million women.
Paying super on parental leave helps protect our members’ retirement savings (particularly for women) during parental leave and is an important step toward closing the gender super gap.
Removal of the $450 monthly income threshold
Rest helped advocate for the $450 monthly income threshold removal which came into effect on 1 July 2022. This means workers now receive super contributions regardless of how much they earn each month.
Our analysis showed up to 260,000 Rest members received super payments for the hours they worked in the 2022/23 financial year due to this change.
Women made up 64% of those Rest members who benefitted, showing how this change is helping close the gender super gap.
Our policy submissions
Rest makes policy submissions to governments and industry bodies to advocate for a stronger, fairer and more sustainable super system for all Australians.
Advocating for First Nations members
We recognise the role we can play in reconciliation and addressing inequalities that exist for First Nations members. Our First Nations members can face unique challenges that affect their access to, and experience of, the superannuation system, and we’re committed to helping improve it.
Advocating for a fairer, more sustainable world
To help our members achieve the best-possible retirement outcomes, we support actions for a better, fairer and more sustainable future through our advocacy and responsible investment approach.