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What's a clearing house?

A clearing house lets you make your super payments in one place, simplifying the process and saving you time.  

How does a clearing house work?

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It validates your contribution data against the SuperStream standard.

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You then send a single payment to the clearing house and it splits the money.

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The clearing house then sends the money and instructions to each fund on how to allocate the money to the right member.

How to choose a clearing house

Choosing the right clearing house can make paying super simpler and less likely to result in rejected contributions. 

Before you decide, check whether the clearing house has features to: 

Protect your data and payments

Protect your data and payments

  • Ensure it has strong user authentication features (such as a combination of MFA, pass keys, mandatory password expiry, supports single sign-on (SSO))
  • Complies with industry security standards such as ISO27001 or SOC2
  • Has controls to reduce the risk of financial crime (money laundering, fraud) 

Help reduce errors and rejected contributions

Help reduce errors and rejected contributions

  • Validates the contribution details against the SuperStream standard
  • Validates the fund is able to accept contributions (for both APRA funds and SMSFs) before submitting the contribution
  • Has implemented the new Member Verification Request (MVR) SuperStream message to check an employee’s details with the APRA Fund before you submit their first contribution 

Make it easier to manage refunds

Make it easier to manage refunds

  • It supports the new more informative ATO rejection messaging formats
  • Enables you to check the employees stapled fund in-platform  

Make managing your obligations simpler

Make managing your obligations simpler

  • Checks that your employees have provided the right data (including TFN Declaration submission, ATO stapling check, checks the Fund USI, validates SMSF details)
  • Supports the New Payment Platform so you can process super contributions faster 

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Rest Pay - Rest's clearing house solution

A feature-filled clearing house that helps you adapt to the government’s Payday Super legislation.

  • No cost for Rest default employers
  • Payday Super ready
  • Compliance made easy
  • Enhanced security protection to help protect your data
  • Helps process contributions faster
  • Easy to use 

Learn more about Rest Pay

How to sign up for Rest Pay? 

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1. Register online

Create your employer account.
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2. Set up

Add your business and employee details.
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3. Start contributions

Make super payments in one place.  
Get started
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Small business clearing house closure

On 1 July, the ATO’s Small Business Clearing House closed and Payday Super began. Rest Pay is equipped to help you meet the new requirements and you can register now as an alternative way to make super payments.  

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