Want 0%
investment fee on
your indexed options?


Other fees and costs apply

Investment Fee applies in other options. Read the PDS before deciding to join or stay.

Man checking Ipad Man checking Ipad
Money magazine Award

Rest is delighted to receive one of Money magazine’s 2020 Best of the Best awards for our Balanced – Indexed investment option.

Balanced – Indexed was the gold winner in the ‘Cheapest Balanced Products 2020 ($20,000 balance)’ category. This is a great recognition of the value we provide to members.

Simple straightforward investing

Your super is your money. And it's your decision about how you invest it. We've added three new investment options to give you even more choice on how you can aim to grow your retirement savings. Simple and straightforward investing.

Our new investment options

Introducing Rest Indexed Options - three new investment choices that give you access to Australian shares, Overseas shares or a Balanced option.


These new options are indexed options. This means they invest in line with the index that measures the performance of a certain type of investment, such as the S&P/ASX 300 which is made up of 300 companies listed on the Australian Securities Exchange. This means that an investment in an indexed option aims to perform in line with the market return.

It's a bit different from the active management approach we use with some of our other investment options - like the Core Strategy. Active management means that we're always looking for ways to add investment value over the long term. We do this by investing in different types of assets, like property and infrastructure, by using specialist investment managers, and by adjusting how we allocate funds to different asset classes depending on what markets are doing now, and where we think they're heading.

Balanced - Indexed

An index based investment in a mixture of growth and defensive assets which aims to perform in line with the benchmark return (before tax) over all time periods. The benchmark is calculated using the S&P/ASX300 Accumulation Index, the MSCI World ex-Australia ex-Tobacco Net Dividends Reinvested Index, the Bloomberg AusBond Composite 0+ Years Index, the Citigroup Global Bond Index ex-Australia (hedged to AUD) and the Bloomberg AusBond Bank Bill Index.

Asset allocation

Overseas Shares 45%
Australian Shares 30%
Bonds 20%
Cash Securities 5%

Risk Level: High

Australian Shares - Indexed

An index based investment in Australian shares, which aims to perform in line with the benchmark S&P/ASX300 Accumulation Index (before tax) over all time periods.

Asset allocation

Australian Shares 100%

Risk Level: Very High

Overseas Shares - Indexed

An index based investment in overseas shares, which aims to perform in line with the MSCI World ex-Australia ex-Tobacco Net Dividends Reinvested Index (unhedged in AUD) (before tax) over all time periods.

Asset allocation

Overseas Shares 100%

Risk Level: High

Learn more about Rest's investment options Learn more...

What's the cost?

Because our indexed options invest predominantly in shares, bonds and cash securities which make up the relevant index, the costs of this type of investment are normally low.

 
Balanced - Indexed
Australian Shares - Indexed
Overseas Shares - Indexed
Estimated investment fees
(incl. related fees)
0.0%
per annum
Estimated performance
related fees
0.0%
per annum
Estimated indirect
cost ratio
0.0%
per annum
Total estimated
investment cost
0.0%
per annum

You'll still pay an administration fee for your product, as well as any extra things you have with your super, like insurance, complex financial advice or other transactions like multiple withdrawals.

You can learn more about the fees and costs of Rest's investment options at:
Additional information on fees and costs (Rest Super and Rest Corporate members) |
Additional information on fees and costs (Acumen members) | or the Rest Pension PDS (Rest Pension members) |
Rest Super PDS | Rest Corporate PDS | Acumen PDS

Your questions answered

To find out which investment options suit your personal financial situation and needs, you might like to use the Rest Online Advice Tool to check your investment risk profile and get advice on which option is right for you. Or, you can chat with a Rest Adviser over the phone – visit Rest Advice to learn more.

Yes, they’ll be available to members of all Rest products.

You can find more information on our investment options here or in our Investment Guide.

  • You can switch investment options in MemberAccess (just select Investments Enquiry from the Investment menu screen in MemberAccess, and then click on the Change Investments button at the bottom of the page.
  • You can complete an ‘Application to make an investment choice’ form and return it to us.
  • Via Rest App, click on 'View super details' on your dashboard and then go to 'Manage Investments'.

Your next step

second Decide which investment option is right for you
Rest Advice Tool
Book Phone Advice
first Switch your investment option
Via Member Access
Via Application Form
Via Rest App
Read our Investment Guide for more information on our range of investment options.

Not a Rest member?

If you're not a member you can join Rest quickly and easily online.

Join Rest Now

This website is provided by Retail Employees Superannuation Pty Limited ABN 39 001 987 739, AFSL 24 0003, trustee of Retail Employees Superannuation Trust ABN 62 653 671 394, of which Rest Super, Rest Corporate, Rest Pension and Acumen are part. It contains general advice that has been prepared without taking account of your objectives, financial situation or needs. Before acting on the information or deciding whether to acquire or hold a product, consider its appropriateness and the relevant Product Disclosure Statement (PDS), which is available on this website.

Rest Advice is provided by Rest Advisers as authorised representatives of Link Advice Pty Ltd ABN 36 105 811 836 AFSL 258145.

Awards and ratings are only one factor to consider when deciding how to invest your super. Further information regarding these awards can be found at Rest.com.au/about-Rest/awards. Past performance is not an indicator of future performance. SuperRatings Pty Limited does not issue, sell, guarantee or underwrite this product. Go to www.superratings.com.au for details of its ratings criteria. For further information about the methodology used by Chant West, see www.chantwest.com.au