We know that experiencing the death of a loved one is a difficult time for you. It may be challenging to deal with the important paperwork involved, so we’re here to help you.

What is a Death benefit claim?

Death cover is available for eligible Rest members which provides a lump sum, or if chosen, a pension to the member’s beneficiaries in the event of their death.

A death benefit is the money payable on the death of a Rest member and consists of:

  • The deceased’s account balance net of any applicable fees and taxes and
  • Any insured benefits that may be payable.

Who can a death benefit be paid to?

If you believe a loved one, who passed away, may have insurance in their Rest account and named you and/or others as a beneficiary, you may be eligible to receive a nominated amount as a lump sum payment, or if chosen, a pension.

By law, the Trustee can only pay a death benefit to any one or more dependants of the deceased member and the Legal Personal Representative (LPR) of the deceased member’s estate.

The Trustee can only pay the death benefit to another person if there are no dependants or LPR.

When deciding who to pay, the Trustee will review the deceased member’s circumstances, any documented wishes, and who relied on the deceased member for support at the date of death.

Where a valid binding beneficiary nomination has been made, the Trustee will pay the benefit in accordance with the binding beneficiary nomination. The binding beneficiary nomination will be valid if it has not lapsed and the nominated person(s) can provide evidence to confirm that they were a bona fide dependant at the time of the death of the deceased member or they are the LPR of the estate.

What do I need to do to make a Death claim?

If a Rest member has passed away and you would like to notify us of this and potentially make a claim, please follow the steps below to start the process:

Step 1:
You’ll need to have some basic information on hand before calling us. This will help us assess your eligibility. Have ready:

  • The Fund member number
  • The member’s date of death
  • Details of the member’s dependants or Legal Personal Representative
Step 2:
Call us on 1300 300 778 to start the conversation.

Step 3:
Complete and submit your claim.

This website is provided by Retail Employees Superannuation Pty Limited ABN 39 001 987 739, AFSL 24 0003 (Rest), trustee of Retail Employees Superannuation Trust ABN 62 653 671 394 (Fund), of which Rest Super, Rest Corporate, Rest Pension and Acumen are part. It contains general advice that has been prepared without taking account of your objectives, financial situation or needs. Before acting on the information or deciding whether to acquire or hold a product, consider its appropriateness and the relevant Product Disclosure Statement (PDS), which is available on this website. The cost of providing financial services is included in the fees in the Fund as disclosed in the relevant PDS. Rest and the Fund do not charge any additional fees or obtain any commissions for the advice provided. Rest’s employees are paid a salary and do not receive any commissions. They may receive a performance related bonus that takes into account the financial services provided. Super Investment Management Pty Limited (ABN 86 079 706 657, AFSL 240004), a wholly owned subsidiary company of Rest, manages some of the fund’s investments. Apart from this, Rest does not have any relationships or associations with any related body corporate or product issuer that might reasonably be expected to be capable of influencing Rest in providing financial services.

Rest personal advice is provided by Rest Advisers as authorised representatives of Link Advice Pty Ltd ABN 36 105 811 836 AFSL 258145

Awards and ratings are only one factor to consider when deciding how to invest your super. Further information regarding these awards can be found at rest.com.au/about-rest/awards. Past performance is not an indicator of future performance. SuperRatings Pty Limited does not issue, sell, guarantee or underwrite this product. Go to superratings.com.au for details of its ratings criteria. For further information about the methodology used by Chant West, see www.chantwest.com.au