Back to Grow my super

Lover. Partner. Tax offset?

Back to Grow my super

Did you know you could help boost each other’s super savings with a spouse contribution?


Put simply, it means less tax for one, more super for the other.
Make a spouse contribution into your Rest account.
Download form

What are the benefits of sharing?

Consolidate

Build your retirement savings together

If your partner earns less than $37,000 a year and you make an after tax contribution into their super account you may be eligible for the maximum tax offset of 18%. (the maximum offset of $540 is based on a $3,000 contribution per year). The offset reduces as your partner’s income increases above $37,000, and completely phases out at $40,000.

Even if you're not eligible for a tax offset you can still make a spouse contribution to your spouse's account. Just think how that could help you save for your future together

Speech bubble

Need help with contributions?

Have a chat with a Rest Adviser* and see how you could get your contributions working harder.
 

Book a call

Want to learn more about other ways to top up your super? Learn more

Rest financial advice is provided by Rest Advisers as authorised representatives of Link Advice Pty Ltd ABN 36 105 811 836 AFSL 258145.

Note: If you’re aged between 67 and 74, you’ll need to meet the work test to claim a personal superannuation contribution deduction. From 1 July 2022 if you’re under age 75 you’ll no longer need to meet the work test for salary sacrifice and non-concessional (after tax) contributions, including spouse contributions. Click here to learn more about the work test.