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Back to Find and Combine Your Super

Find lost super

Do you have lost super waiting to be found?

Chances are if you’ve had a few jobs, you may have forgotten super in other funds or sitting at the ATO. 

We can help you track down any lost super you may think you have

Please note, any lost super you have held at the ATO will be automatically combined for you.

Find my lost super

How do I consolidate my super with Rest?

You can find and combine your super in the Rest App or through MemberAccess.  

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Rest App

1. Log in to the Rest App and click on 'More' at the bottom of the screen

2. Under 'Tools', select 'Combine My Super'

3. Have your ID ready to complete a quick verification check (if you’ve already done this, you’ll skip to step 4)

4. Start your search, and choose the funds you’d like to combine into Rest.

Open Rest App
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MemberAccess

1. Log in to MemberAccess

2. Click on the 'Super' tab, then click on 'Combine my super'

3. Have your TFN ready to find your super, or complete a manual search using your super fund details

4. If you're using your TFN to find your super, you'll need ID to complete a quick verification check (if you've already done this, you'll skip straight to step 3)

5. Start your search, and choose the funds you'd like to combine into Rest.

Open MemberAccess

Alternatively, you can consolidate your super online via myGov Online Services. You can find out more in the FAQs below.

Before you combine your super make sure you…

Number 1

Consider if it's right for you

It’s always a good idea to speak to a licensed financial adviser or visit ASIC's MoneySmart before combining. We can’t stop the transfer if you later change your mind.

Number 2

Check your insurance cover

Are there any death and disability insurance cover that you may lose if you change funds? 

Number 3

Check fees and charges

Find out if your other super fund may charge fees when leaving the fund.

Number 4

Check if you wish to claim a tax deduction for personal super contributions

If you do, you must lodge a notice of intent to claim a tax deduction with your original fund before you consolidate your super into another fund.

Number 5

Tell your employer

You will need to complete a Fund Nomination Form and list the super fund you want your employer to pay your super into. You can email the form directly to your employer here. Or you can download and complete the form here, and email your employer yourself.

If you have any questions, please speak with a licensed financial adviser or visit ASIC's MoneySmart for more information.

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Need help combining your super?

Talk to us via chat Monday to Friday 8am to 8pm and Saturdays 9am to 5pm (AEST/AEDT) or call us on
1300 300 778 Monday to Friday between 8am to 8pm (AEST/AEDT) .


Get in touch

Not a member?

It’s easy to switch your super to Rest

Join Rest today

Got a question?

Why should I keep track of my super?

Staying on top of your super will keep you up to date about:

  • How much super you’re being paid
  • How many super accounts you have
  • Any insurance provided with your super

It’s important to know where your super is. Having multiple accounts can mean paying multiple fees which over time could add up to thousands of dollars. That's money that could be saved towards retirement.

For more information visit the ATO website. 

What is lost super and super held by the ATO?

According to the Australian Taxation Office (ATO), there’s $17.8 billion held as lost or unclaimed super in accounts across Australia as at 17 September 2024.

If you’ve had a few jobs, changed your name, or address you may have forgotten super in other funds and even lost super sitting at the ATO. This may be held by:

  • your super fund
  • the ATO

By conducting a search, you’ll be able to easily find any super accounts in your name and reunite with any super held at the ATO.

How do I find my lost super from ATO?

We can help you track down any lost super held at the Australian Tax Office (ATO).

You can find lost super using the Rest app or through MemberAccess. To make it easy, we’ve broken down the steps for you.

Rest App

1. Log in to the Rest App.
Don’t have the app or the latest version? Download it here.
2. Click the ‘Combine your super’ tab and follow the prompts to find and combine your super.

MemberAccess
1. Log in to MemberAccess
2. Click on the ‘Super’ tab, then click on ‘Combine my super’ and follow the prompts to find and combine your super.

Please note, any lost super you have held at the ATO will be automatically combined into your Rest account for you.

You can also search online via myGov.
Log in to your myGov account linked to the ATO and click on Manage my super.

If you are not already registered for myGov, register here.

What is unmatched super?

Sometimes super funds can be tricky to match if your personal details have changed or are incorrect. If you think you should have other super funds out there, you can get in touch with us. Or alternatively, you can check your details at ATO Online Services through myGov or phone 13 28 65.

Verifying your identity

To comply with Anti-Money Laundering and Counter-Terrorism Financing laws and other regulatory requirements, we must confirm your identity before you can find and combine your super.

While our requirements may seem strict, they’re necessary to protect your identity and keep your super money safe. To confirm your identity, we’ll need to complete a quick identification check.

How do I check if I have unclaimed super?

We can help you track down any unclaimed super held at the Australian Tax Office (ATO).

You can find unclaimed super using the Rest app or through MemberAccess. To make it easy, we’ve broken down the steps for you.

Rest App
1. Log in to the Rest App.
Don’t have the app or the latest version? Download it here.
2. Click the ‘Combine your super’ tab and follow the prompts to find and combine your super.

MemberAccess
1. Log in to MemberAccess
2. Click on the ‘Super’ tab, then click on ‘Combine my super’ and follow the prompts to find and combine your super.

Please note, any lost super you have held at the ATO will be automatically combined into your Rest account for you.

You can also search online via myGov.
Log in to your myGov account linked to the ATO and click on Manage my super.

If you are not already registered for myGov, register here.