Every dollar counts when it comes to your retirement savings. Even a slightly higher fee can have a significant impact on your savings in the long run. That's why it's so important to compare super funds. By doing a superannuation fund comparison and choosing the right fund for you, you can be on your way to growing your retirement savings.

How to compare super funds

Here are some of the key factors to think about when you compare super funds:


Look at the fees charged by each super fund, as they can have an impact on your retirement savings over time. It’s important to understand that if the fees are too high, there’s a chance that it could eat into your super balance. But low fees are only one thing to look for in your comparison. Pay attention to both fees and investment performance by comparing the net return of funds.

Our Core Strategy fees are at least 20% lower than the super industry average*, helping you keep more of your money working for you and building your retirement savings.

*Rest analysis using Chant West Member Outcomes Dashboard (31/01/2024). Rest Core Strategy compared against the average of 51 available super funds’ growth-style options tracked by Chant West. Includes admin fees and costs, investment fees and costs, transaction costs, and costs met from reserves. Other fees and costs may apply. Fees are only one factor to consider when investing super. Chant West does not issue, sell, guarantee or underwrite this product. Go to www.chantwest.com.au for ratings criteria.


When you compare super funds, try to get an idea of how well they performed in the past. Pay attention to how a fund’s investment options have performed over at least 5 years and compare that with how other funds’ sufficiently similar options have performed in the same period.

At Rest, we follow an approach of staying long-term focused, well diversified and disciplined. Our Core Strategy delivers $40,359 more in your super over the last 20 years^.


Many super funds offer insurance options such as death, total and permanent disability (TPD), and income protection. If this is something that’s important to you, check which insurance options are available with each fund and compare the cost and level of cover provided.

Rest offers a range of affordable and flexible insurance options to help protect you and your loved ones from the unexpected.


Being a profit-to-member fund means they’re run to benefit members. For these types of funds, profits are returned to members, not shareholders. Rest is proudly a profit-to-member super fund with low fees. 

Advice services

Think about whether you want access to financial advice through your super fund.

At Rest, our members have access to Rest Advice which is designed to help them make the right decisions with their super and money. Simple personal advice on their Rest account is at no extra cost as it’s included in their administration fees and costs. More complex personal advice may incur additional fee which will vary depending on the complexity of the advice.   

Compare Rest to other funds

Use the ATO YourSuper comparison tool to compare Rest’s Superannuation fees and investment performance to other funds.

Ready to invest your super with Rest?

If you’ve compared your super options and like what you see here, get started with Rest today.

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