Super for teens hub

Super in 60 seconds

Super (short for superannuation) is a retirement savings system that helps you put money away while you’re working, so you’ve got something to live on when you retire. Think of it as a long-term investment that you generally can’t access until you retire. Super doesn’t just sit there either; it’s invested over time with the goal of growing over the years you may work. More information on super for teens and students:

Superannuation for under 18s guide

Super for students guide

Learn the super Fund-amentals

We've teamed up with an online learning platform, Anyway, to bring you ‘Fund-amentals’: educational stories that help you make sense of super.

You'll play through short, choose-your-own- adventure stories. From a café chat about your first pay slip to a super-style quiz, your choices drive what happens next as you learn more about super. No jargon, no lectures, and you can earn rewards from Anyway along the way.

Start Fund-amentals on Anyway

Teaching Teens About Super

Teaching Teens About Super: A guide for parents gives you simple, practical tips on how to explain super to your teen as they start their first job.

Download our guide

Super Simple Chats podcast

Hear a real conversation between a mum and her teen on Rest’s podcast, Super Simple Chats. It’s a relaxed, jargon-free chat that brings super to life and helps parents start the conversation at home.

Listen now

First job super checklist

A new job comes with a few super firsts. Here's your first job super checklist:

Choose a super fund or consider the employer’s default option.
Fill in the super choice form your employer gives you.
Download your funds App to check your balance and turn on payment notifications (if available).
Check your first contribution goes to your super account.

Reading your pay slip

All that hard work has paid off (literally!) Your first pay slip shows key info about your pay, including your earnings, tax, and super. Pay slips look a little different depending on where you work, but they should always show:

Starting out

What is the super-guarantee

Have you ever looked closely at your payslip and wondered what the extra line labelled 'superannuation' means? Or maybe you've seen the letters 'SGC' next to it but have no idea what they stand for. If so, you're not alone.