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More than one super account?

Chances are you may have more than one super account.

The good news is, combining your multiple super accounts is easy. Having your super in just one place may mean you pay fewer fees, aren’t doubling up on insurance and you spend less time on admin.

There's a few important things you should consider before combining super funds.

Before you combine your super make sure you...

Consider if it's right for you


It’s always a good idea to speak to a licensed financial adviser or visit moneysmart.gov.au before combining. We can’t stop the transfer if you later change your mind.

Check your insurance cover


Are there any death and disability insurance cover that you may lose if you change funds?

Check fees and charges


Find out if your other super fund may charge fees when leaving the fund. 

Check if you wish to claim a tax deduction for personal super contributions


If you do, you must lodge a notice of intent to claim a tax deduction with your original fund before you consolidate your super into another fund.

Tell your employer


You will need to complete a Choice of fund form and list the super fund you want your employer to pay your super into. To complete the Rest Choice of fund form click here.

If you have any questions, please speak with a licensed financial adviser or visit ASIC's MoneySmart for more information.

How do I consolidate my super with Rest?

You can find and combine your super in the Rest App or through MemberAccess.

Alternatively, you can consolidate your super online via myGov Online Services.

Need help combining your super?

Talk to us via chat now or call us on 1300 300 778 between 8am-8pm (AEST) Monday to Friday.