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Spouse contribution

After-tax

Is your spouse earning $40,000 or less?

A spouse contribution can be a useful way to boost your spouse’s super and receive a tax offset in the process.

What is a spouse contribution?

A spouse contribution allows you to make a non-concessional (after-tax) contribution into your spouse's super fund.

The best part?

If your spouse earns less than $37,000 each year and you make a voluntary contribution into their super, you may be eligible to receive up to a maximum 18% tax offset on that contribution. The maximum offset of $540 is based on a $3,000 contribution per year. The offset will phase out for spouses earning over $40,000 per year.

Even if you're not eligible for a tax-offset you can still make a spouse contribution to your spouse's account.

Make a spouse contribution into your Rest account

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Can my partner help increase my super?

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Need advice about spouse contributions?

Rest Advice is all about helping you make good decisions with your super and money.

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