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Back to Insurance

Insurance explained

Life doesn’t always go as planned. Insurance helps you protect yourself and your loved ones from the unexpected.


Did you know you can get automatic default insurance through your super? It's a simple, affordable package of:

  • Income Protection: If you're sick or injured and can't work for a while you could get paid an income.
  • Total and Permanent Disability Cover: If you are seriously sick or injured and not expected to work again you could receive a lump sum payment.
  • Death Cover: If you were terminally ill or to pass away a lump sum payment or pension could be paid to the people who depend on you.

    Why insurance in super can be worth it

    It's probably not something we think about every day, but what if you could no longer earn the income you previously did because you’re off work (or on reduced hours) due to sickness, injury, or death? How would you or your family cope financially?

    Being insured is a simple way you can help protect both your income and your loved ones, no matter what life throws at you. That’s reassuring!

    Learn more about the basics of insurance in super.

    You can also download our helpful guides:

    Check your level of insurance cover

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    MemberAccess

    Log into MemberAccess and click on the 'Insurance' tab.

    Log into MemberAccess
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    Rest App

    Click on 'Insurance' in the Rest App menu.

    Go to the Rest App

    See your Rest Super Insurance Guide or Rest Corporate Insurance Guide for the details of your cover.

    Want to learn more about insurance?

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    Insurance Needs Analyser

    Find out what type of insurance, and how much cover you could need, to protect yourself and your loved ones. Rest members, login to get started now.

    Start now
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    Cost of insurance cover calculator

    Find out the cost of insurance cover in Rest Super here. Please refer to the insurance guide for details on how to determine the cost of insurance cover for Rest Corporate or speak to Rest Advice on 1300 300 778.

    Start now
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    Advice when you need it

    Getting professional advice shouldn’t be scary. We’ve made it easy for members to get in touch – usually at no extra cost.

    Learn more Book online

    Important reading

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    Rest Super insurance guide
    Rest Corporate insurance guide
    Rest Corporate PDS
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    Rest Super PDS

    How to claim

    We're here for you when you need us most. We know when making an insurance claim, it can be at a difficult time for you and your family.

    We’ll do everything we can to make it as quick and painless as possible.

    Make a claim