Insurance explained

Insurance helps you protect yourself and your loved ones from the unexpected.

Rest believes affordable and quality insurance is an important part of your super. We care about looking after you - that's why we offer death, total and permanent disability (TPD) and income protection (IP) cover to our members.

We understand it can be hard to know where to start when making a decision about your personal insurance, so we’ve broken it down for you.


Insurance in super

There’s lots of things to consider when deciding if insurance in super is right for you. Learn about the benefits of insurance with Rest, our insurance provider TAL and what cover options we offer.

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Knowing your needs

It’s important to feel confident with your cover. It’s a good idea to consider what type of insurance could suit your needs. We provide flexible options, plus you can change or cancel your cover at any time.

Discover how


How to keep covered

We understand everyone’s needs are different. Staying on top of your insurance and premiums is really important. Learn how insurance works, when your cover changes and the many ways to top up your super to stay protected.

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Stay on top of your insurance cover

It’s important to regularly check your insurance to make sure it continues to protect your needs. Head to the ‘insurance tab’ in MemberAccess to check, change or cancel your cover.



Coronavirus and your insurance

Discover how we'll protect your needs through the coronavirus pandemic.

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Work out your needs

The Rest insurance needs calculator can help you work through how much cover you want.
Calculate now
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Advice when you need it

Getting professional advice shouldn’t be scary. We’ve made it easy for members to get in touch – usually at no extra cost.^
Learn more

Book online

How to claim

We're here for you when you need us most. We know when making an insurance claim, it can be at a difficult time for you and your family.

Need to claim because of coronavirus? Read our FAQs first.
We’ll do everything we can to make it as quick and painless as possible.



^Rest financial advice is provided by Rest Advisers as authorised representatives of Link Advice Pty Ltd ABN 36 105 811 836 AFSL 258145. For advice on complex situations such as pre-retirement, pensions or retirement the cost will depend on the topic and the member’s circumstances.