Planning for your retirement

Planning for your retirement doesn’t need to be difficult or time consuming. So whether you’re dreaming about cruising the world or spending more time fixing up the house, there’s a few things that can really help you along the way.

Understand how much you’ll need

Everyone’s retirement is different and how much you’ll need to pursue your dreams is an individual as you are. When you retire you may rely on more than one source of income including your super, the government Age Pension and any investments you may hold. To get an idea of how much you’ll have in retirement and how much you may need try our super and retirement calculator.

Super and Retirement Calculator

See how much super you could have to spend in retirement and explore different ways to help boost your super balance.


Know when you can access your super

You can access some, or all of your super when you satisfy a condition of release such as:

  • permanently retiring from the workforce after you reach your preservation age (if your preservation age is under 60)
  • starting a Transition to Retirement strategy after you reach your preservation age
  • turning 60 and leaving or changing your employer
  • turning 65
Date of birth Preservation age
Before 1 July 1960 55
1 July 1960 - 30 June 1961 56
1 July 1961 - 30 June 1962 57
1 July 1962 - 30 June 1963 58
1 July 1963 - 30 June 1964 59
From 1 July 1964 60

Need Advice?

Rest Advice is all about helping you make good decisions with your super and money.

If you’re over 57 and still working, find out if a Transition to Retirement strategy could help boost your super or reduce your work hours – without affecting your take home pay.


Member seminars

Attending our super seminars may help you find clarity on super, what's important for you and how to invest for your future goals.

Find out more


Boost your super

Even if you’re just starting to plan for your retirement putting extra money in your super may pay off down the track.

Find out more


Update your details

Just log into MemberAccess then go to ‘Manage my details’ to keep them updated.

update your details

This website is provided by Retail Employees Superannuation Pty Limited ABN 39 001 987 739, AFSL 24 0003, trustee of Retail Employees Superannuation Trust ABN 62 653 671 394, of which Rest Super, Rest Corporate, Rest Select, Rest Pension and Acumen are part. It contains general advice that has been prepared without taking account of your objectives, financial situation or needs. Before acting on the information or deciding whether to acquire or hold a product, consider its appropriateness and the relevant Product Disclosure Statement (PDS), which is available on this website.

Rest Advice is provided by Rest advisers as authorised representatives of Adviser Network Pty Limited AFS Licence 232729 ABN 25 056 310 699

Awards and ratings are only one factor to consider when deciding how to invest your super. Further information regarding these awards can be found at Past performance is not an indicator of future performance. SuperRatings Pty Limited does not issue, sell, guarantee or underwrite this product. Go to for details of its ratings criteria. For further information about the methodology used by Chant West, see