Invest, your way

Take control of how your pension is invested by choosing from our 13 investment options. 

Use our online advice tool to check your investment risk profile and get advice on which option is right for you


Online Advice

Default Investment Option

When you first join Rest Pension your account balance will be invested in our default investment option, the Balanced Option, unless you tell us otherwise.

You can also nominate your investment options from the Core Strategy, Structured and Member-tailored options shown below.

Core Strategy

Achieve a balance of risk and return by investing in both growth assets and defensive assets.

Unit price 21/08/2019
Sell $1.8366
Buy $1.8379
FYTD Return -0.07%
10 year return#31/07/20199.56% pa
Risk level
Very low
Medium
Very High

Structured options

Rest’s Structured Options are invested across a mix of different asset classes suited to your investment objectives. We determine an appropriate asset allocation to enable each option to achieve its investment objective. 
As a member you can choose either one or a mix of the structured options (Balanced, Balanced - Indexed, Capital Stable, Diversified, High Growth).

Balanced

Achieve a balance of risk and return by investing in approximately equal proportions of growth assets and defensive assets.

Unit price 21/08/2019
Sell $3.5607
Buy $3.5625
FYTD Return 0.03%
10 year return#31/07/20198.43% pa
RISK LEVEL
Very low
Medium
Very High

Balanced - Indexed

An indexed based investment in a mixture of growth and defensive assets.

Unit price 21/08/2019
Sell $1.1049
Buy $1.1058
FYTD Return -0.72%
5 year return#31/07/2019N/A pa
RISK LEVEL
Very low
Medium
Very High

Capital Stable

Provide a stable pattern of returns whilst maintaining a low probability of a negative return in any one year.

Unit price 21/08/2019
Sell $3.0533
Buy $3.0545
FYTD Return 0.34%
10 year return#31/07/20197.13% pa
RISK LEVEL
Very low
Medium
Very High

Diversified

Achieve strong returns over the longer term by investing in a diversified mix of assets weighted towards shares and other growth assets.

Unit price 21/08/2019
Sell $4.3282
Buy $4.3308
FYTD Return -0.26%
10 year return#31/07/201910.01% pa
RISK LEVEL
Very low
Medium
Very High

High Growth

Maximise returns over the long-term by investing predominantly in growth assets.

Unit price 21/08/2019
Sell $4.5816
Buy $4.5848
FYTD Return -0.52%
10 year return#31/07/201910.97% pa
RISK LEVEL
Very low
Medium
Very High

Member-tailored Options

Rest’s Member-tailored Options are ideal for members who want to build their own customised investment portfolio with a wide range of risk/return objectives. Choose from one or more of the following options: Basic Cash, Cash, Bonds, Property, Shares, Australian Shares, Australian Shares - Indexed, Overseas Shares and Overseas Shares - Indexed. 
You can also pick from Rest’s Structured Options and the Core Strategy. 

Basic Cash

Cash securities that have a maximum term to maturity of 3 months.

Unit price 21/08/2019
Sell $1.3362
Buy $1.3363
FYTD Return 0.16%
10 year return#31/07/20192.88% pa
RISK LEVEL
Very low
Medium
Very High

Cash

Deposits with banks rated at least AA- at the time the deposit is made.

Unit price 21/08/2019
Sell $1.9965
Buy $1.9967
FYTD Return 0.25%
10 year return#31/07/20193.43% pa
RISK LEVEL
Very low
Medium
Very High

Bonds

Australian and overseas debt securities.

Unit price 21/08/2019
Sell $2.7785
Buy $2.7791
FYTD Return 0.71%
10 year return#31/07/20196.65% pa
RISK LEVEL
Very low
Medium
Very High

Shares

A mix of Australian and overseas shares.

Unit price 21/08/2019
Sell $5.6225
Buy $5.6253
FYTD Return -0.87%
10 year return#31/07/201912.04% pa
RISK LEVEL
Very low
Medium
Very High

Property

Australian and overseas real estate assets.

Unit price 21/08/2019
Sell $3.7407
Buy $3.7523
FYTD Return 0.80%
10 year return#31/07/20198.93% pa
RISK LEVEL
Very low
Medium
Very High

Australian Shares

A portfolio of listed Australian companies.

Unit price 21/08/2019
Sell $6.4392
Buy $6.4418
FYTD Return -1.77%
10 year return#31/07/201911.87% pa
RISK LEVEL
Very low
Medium
Very High

Australian Shares - Indexed

An index based investment in Australian shares.

Unit price 21/08/2019
Sell $1.1515
Buy $1.1528
FYTD Return -3.03%
5 year return#31/07/2019N/A pa
RISK LEVEL
Very low
Medium
Very High

Overseas Shares

Invested in listed companies around the world.

Unit price 21/08/2019
Sell $3.6765
Buy $3.6787
FYTD Return -0.34%
10 year return#31/07/201911.74% pa
RISK LEVEL
Very low
Medium
Very High

Overseas Shares - Indexed

Perform in line with the MSCI World ex-Australia ex-Tobacco Net Dividends Reinvested Index (unhedged in AUD) (before tax) over all time periods.

Unit price 21/08/2019
Sell $1.1290
Buy $1.1299
FYTD Return 0.71%
5 year return#31/07/2019N/A pa
RISK LEVEL
Very low
Medium
Very High
 

# Past performance is not an indication of future performance

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Awards and ratings are only one factor to consider when deciding how to invest your super. Further information regarding these awards can be found at rest.com.au/about-rest/awards. Past performance is not an indicator of future performance. SuperRatings Pty Limited does not issue, sell, guarantee or underwrite this product. Go to superratings.com.au for details of its ratings criteria. For further information about the methodology used by Chant West, see www.chantwest.com.au