Invest, your way

Take control of how your pension is invested by choosing from our 13 investment options. 

Use our online advice tool to check your investment risk profile and get advice on which option is right for you


Online Advice

Default Investment Option

When you first join Rest Pension your account balance will be invested in our default investment option, the Balanced Option, unless you tell us otherwise.

You can also nominate your investment options from the Core Strategy, Structured and Member-tailored options shown below.

Core Strategy

Achieve a balance of risk and return by investing in both growth assets and defensive assets.

Unit price 02/06/2020
Sell $1.8044
Buy $1.8053
FYTD Return -1.82%
10 year return#31/05/20208.17% pa
Risk level
Very low
Medium
Very High

Structured options

Rest’s Structured Options are invested across a mix of different asset classes suited to your investment objectives. We determine an appropriate asset allocation to enable each option to achieve its investment objective. 
As a member you can choose either one or a mix of the structured options (Balanced, Balanced - Indexed, Capital Stable, Diversified, High Growth).

Balanced

Achieve a balance of risk and return by investing in approximately equal proportions of growth assets and defensive assets.

Unit price 02/06/2020
Sell $3.5028
Buy $3.5042
FYTD Return -1.59%
10 year return#31/05/20207.13% pa
RISK LEVEL
Very low
Medium
Very High

Balanced - Indexed

An indexed based investment in a mixture of growth and defensive assets.

Unit price 02/06/2020
Sell $1.1054
Buy $1.1063
FYTD Return -0.67%
5 year return#31/05/2020N/A pa
RISK LEVEL
Very low
Medium
Very High

Capital Stable

Provide a stable pattern of returns whilst maintaining a low probability of a negative return in any one year.

Unit price 02/06/2020
Sell $3.0178
Buy $3.0187
FYTD Return -0.83%
10 year return#31/05/20205.99% pa
RISK LEVEL
Very low
Medium
Very High

Diversified

Achieve strong returns over the longer term by investing in a diversified mix of assets weighted towards shares and other growth assets.

Unit price 02/06/2020
Sell $4.2401
Buy $4.2422
FYTD Return -2.29%
10 year return#31/05/20208.58% pa
RISK LEVEL
Very low
Medium
Very High

High Growth

Maximise returns over the long-term by investing predominantly in growth assets.

Unit price 02/06/2020
Sell $4.4682
Buy $4.4704
FYTD Return -2.99%
10 year return#31/05/20209.41% pa
RISK LEVEL
Very low
Medium
Very High

Member-tailored Options

Rest’s Member-tailored Options are ideal for members who want to build their own customised investment portfolio with a wide range of risk/return objectives. Choose from one or more of the following options: Basic Cash, Cash, Bonds, Property, Shares, Australian Shares, Australian Shares - Indexed, Overseas Shares and Overseas Shares - Indexed. 
You can also pick from Rest’s Structured Options and the Core Strategy. 

Basic Cash

Cash securities that have a maximum term to maturity of 3 months.

Unit price 02/06/2020
Sell $1.3445
Buy $1.3445
FYTD Return 0.78%
10 year return#31/05/20202.62% pa
RISK LEVEL
Very low
Medium
Very High

Cash

Deposits with major Australian banks. The portfolio currently invests exclusively into deposits with Australia and New Zealand Banking Group Limited(ANZ).

Unit price 02/06/2020
Sell $2.0198
Buy $2.0198
FYTD Return 1.42%
10 year return#31/05/20203.10% pa
RISK LEVEL
Very low
Medium
Very High

Bonds

Australian and overseas debt securities.

Unit price 02/06/2020
Sell $2.7866
Buy $2.7872
FYTD Return 1.00%
10 year return#31/05/20205.42% pa
RISK LEVEL
Very low
Medium
Very High

Shares

A mix of Australian and overseas shares.

Unit price 02/06/2020
Sell $5.5270
Buy $5.5303
FYTD Return -2.56%
10 year return#31/05/202010.53% pa
RISK LEVEL
Very low
Medium
Very High

Property

Australian and overseas real estate assets.

Unit price 02/06/2020
Sell $3.7045
Buy $3.7082
FYTD Return -0.18%
10 year return#31/05/20208.65% pa
RISK LEVEL
Very low
Medium
Very High

Australian Shares

A portfolio of listed Australian companies.

Unit price 02/06/2020
Sell $6.1979
Buy $6.2010
FYTD Return -5.45%
10 year return#31/05/20209.89% pa
RISK LEVEL
Very low
Medium
Very High

Australian Shares - Indexed

An index based investment in Australian shares.

Unit price 02/06/2020
Sell $1.0744
Buy $1.0756
FYTD Return -9.52%
5 year return#31/05/2020N/A pa
RISK LEVEL
Very low
Medium
Very High

Overseas Shares

Invested in listed companies around the world.

Unit price 02/06/2020
Sell $3.6475
Buy $3.6497
FYTD Return -1.12%
10 year return#31/05/202010.63% pa
RISK LEVEL
Very low
Medium
Very High

Overseas Shares - Indexed

Perform in line with the MSCI World ex-Australia ex-Tobacco Net Dividends Reinvested Index (unhedged in AUD) (before tax) over all time periods.

Unit price 02/06/2020
Sell $1.1793
Buy $1.1802
FYTD Return 5.20%
5 year return#31/05/2020N/A pa
RISK LEVEL
Very low
Medium
Very High
 

# Past performance is not an indication of future performance