Invest, your way

Take control of how your pension is invested by choosing from our 13 investment options. 

Use our online advice tool to check your investment risk profile and get advice on which option is right for you


Online Advice

Default Investment Option

When you first join Rest Pension your account balance will be invested in our default investment option, the Balanced Option, unless you tell us otherwise.

You can also nominate your investment options from the Core Strategy, Structured and Member-tailored options shown below.

Core Strategy

Achieve a balance of risk and return by investing in both growth assets and defensive assets.

Unit price 29/10/2020
Sell $1.9021
Buy $1.9034
FYTD Return 3.76%
10 year return#30/09/20208.40% pa
Risk level
Very low
Medium
Very High

Structured options

Rest’s Structured Options are invested across a mix of different asset classes suited to your investment objectives. We determine an appropriate asset allocation to enable each option to achieve its investment objective. 
As a member you can choose either one or a mix of the structured options (Balanced, Balanced - Indexed, Capital Stable, Diversified, High Growth).

Balanced

Achieve a balance of risk and return by investing in approximately equal proportions of growth assets and defensive assets.

Unit price 29/10/2020
Sell $3.6643
Buy $3.6661
FYTD Return 3.19%
10 year return#30/09/20207.26% pa
RISK LEVEL
Very low
Medium
Very High

Balanced - Indexed

An indexed based investment in a mixture of growth and defensive assets.

Unit price 29/10/2020
Sell $1.1648
Buy $1.1657
FYTD Return 4.20%
5 year return#30/09/2020N/A pa
RISK LEVEL
Very low
Medium
Very High

Capital Stable

Provide a stable pattern of returns whilst maintaining a low probability of a negative return in any one year.

Unit price 29/10/2020
Sell $3.1221
Buy $3.1233
FYTD Return 2.27%
10 year return#30/09/20206.03% pa
RISK LEVEL
Very low
Medium
Very High

Diversified

Achieve strong returns over the longer term by investing in a diversified mix of assets weighted towards shares and other growth assets.

Unit price 29/10/2020
Sell $4.4850
Buy $4.4877
FYTD Return 4.15%
10 year return#30/09/20208.79% pa
RISK LEVEL
Very low
Medium
Very High

High Growth

Maximise returns over the long-term by investing predominantly in growth assets.

Unit price 29/10/2020
Sell $4.7693
Buy $4.7722
FYTD Return 4.99%
10 year return#30/09/20209.70% pa
RISK LEVEL
Very low
Medium
Very High

Member-tailored Options

Rest’s Member-tailored Options are ideal for members who want to build their own customised investment portfolio with a wide range of risk/return objectives. Choose from one or more of the following options: Basic Cash, Cash, Bonds, Property, Shares, Australian Shares, Australian Shares - Indexed, Overseas Shares and Overseas Shares - Indexed. 
You can also pick from Rest’s Structured Options and the Core Strategy. 

Basic Cash

Cash securities that have a maximum term to maturity of 3 months.

Unit price 29/10/2020
Sell $1.3450
Buy $1.3450
FYTD Return 0.03%
10 year return#30/09/20202.47% pa
RISK LEVEL
Very low
Medium
Very High

Cash

Deposits with major Australian banks. The portfolio currently invests exclusively into deposits with Australia and New Zealand Banking Group Limited(ANZ).

Unit price 29/10/2020
Sell $2.0288
Buy $2.0290
FYTD Return 0.36%
10 year return#30/09/20202.96% pa
RISK LEVEL
Very low
Medium
Very High

Bonds

Australian and overseas debt securities.

Unit price 29/10/2020
Sell $2.8399
Buy $2.8405
FYTD Return 1.36%
10 year return#30/09/20205.14% pa
RISK LEVEL
Very low
Medium
Very High

Shares

A mix of Australian and overseas shares.

Unit price 29/10/2020
Sell $5.8665
Buy $5.8694
FYTD Return 5.87%
10 year return#30/09/202010.67% pa
RISK LEVEL
Very low
Medium
Very High

Property

Australian and overseas real estate assets.

Unit price 29/10/2020
Sell $3.7658
Buy $3.7730
FYTD Return 0.73%
10 year return#30/09/20208.35% pa
RISK LEVEL
Very low
Medium
Very High

Australian Shares

A portfolio of listed Australian companies.

Unit price 29/10/2020
Sell $6.5037
Buy $6.5057
FYTD Return 3.11%
10 year return#30/09/20209.23% pa
RISK LEVEL
Very low
Medium
Very High

Australian Shares - Indexed

An index based investment in Australian shares.

Unit price 29/10/2020
Sell $1.1474
Buy $1.1487
FYTD Return 4.35%
5 year return#30/09/2020N/A pa
RISK LEVEL
Very low
Medium
Very High

Overseas Shares

Invested in listed companies around the world.

Unit price 29/10/2020
Sell $3.8564
Buy $3.8587
FYTD Return 6.54%
10 year return#30/09/202011.42% pa
RISK LEVEL
Very low
Medium
Very High

Overseas Shares - Indexed

Perform in line with the MSCI World ex-Australia ex-Tobacco Net Dividends Reinvested Index (unhedged in AUD) (before tax) over all time periods.

Unit price 29/10/2020
Sell $1.2243
Buy $1.2253
FYTD Return 4.87%
5 year return#30/09/2020N/A pa
RISK LEVEL
Very low
Medium
Very High
 

# Past performance is not an indication of future performance