Invest, your way

Take control of how your pension is invested by choosing from our 13 investment options. 

Use our online advice tool to check your investment risk profile and get advice on which option is right for you


Online Advice

Default Investment Option

When you first join Rest Pension your account balance will be invested in our default investment option, the Balanced Option, unless you tell us otherwise.

You can also nominate your investment options from the Core Strategy, Structured and Member-tailored options shown below.

Core Strategy

Achieve a balance of risk and return by investing in both growth assets and defensive assets.

Unit price 23/01/2021
Sell $2.0469
Buy $2.0483
FYTD Return 11.66%
10 year return#31/12/20208.74% pa
Risk level
Very low
Medium
Very High

Structured options

Rest’s Structured Options are invested across a mix of different asset classes suited to your investment objectives. We determine an appropriate asset allocation to enable each option to achieve its investment objective. 
As a member you can choose either one or a mix of the structured options (Balanced, Balanced - Indexed, Capital Stable, Diversified, High Growth).

Balanced

Achieve a balance of risk and return by investing in approximately equal proportions of growth assets and defensive assets.

Unit price 23/01/2021
Sell $3.8774
Buy $3.8793
FYTD Return 9.19%
10 year return#31/12/20207.49% pa
RISK LEVEL
Very low
Medium
Very High

Balanced - Indexed

An indexed based investment in a mixture of growth and defensive assets.

Unit price 23/01/2021
Sell $1.2698
Buy $1.2708
FYTD Return 13.60%
5 year return#31/12/2020N/A pa
RISK LEVEL
Very low
Medium
Very High

Capital Stable

Provide a stable pattern of returns whilst maintaining a low probability of a negative return in any one year.

Unit price 23/01/2021
Sell $3.2437
Buy $3.2450
FYTD Return 6.26%
10 year return#31/12/20206.17% pa
RISK LEVEL
Very low
Medium
Very High

Diversified

Achieve strong returns over the longer term by investing in a diversified mix of assets weighted towards shares and other growth assets.

Unit price 23/01/2021
Sell $4.8430
Buy $4.8459
FYTD Return 12.47%
10 year return#31/12/20209.11% pa
RISK LEVEL
Very low
Medium
Very High

High Growth

Maximise returns over the long-term by investing predominantly in growth assets.

Unit price 23/01/2021
Sell $5.2237
Buy $5.2268
FYTD Return 15.00%
10 year return#31/12/202010.10% pa
RISK LEVEL
Very low
Medium
Very High

Member-tailored Options

Rest’s Member-tailored Options are ideal for members who want to build their own customised investment portfolio with a wide range of risk/return objectives. Choose from one or more of the following options: Basic Cash, Cash, Bonds, Property, Shares, Australian Shares, Australian Shares - Indexed, Overseas Shares and Overseas Shares - Indexed. 
You can also pick from Rest’s Structured Options and the Core Strategy. 

Basic Cash

Cash securities that have a maximum term to maturity of 3 months.

Unit price 23/01/2021
Sell $1.3451
Buy $1.3451
FYTD Return 0.04%
10 year return#31/12/20202.35% pa
RISK LEVEL
Very low
Medium
Very High

Cash

Deposits with major Australian banks. The portfolio currently invests exclusively into deposits with Australia and New Zealand Banking Group Limited(ANZ).

Unit price 23/01/2021
Sell $2.0334
Buy $2.0336
FYTD Return 0.58%
10 year return#31/12/20202.84% pa
RISK LEVEL
Very low
Medium
Very High

Bonds

Australian and overseas debt securities.

Unit price 23/01/2021
Sell $2.8536
Buy $2.8542
FYTD Return 1.85%
10 year return#31/12/20205.24% pa
RISK LEVEL
Very low
Medium
Very High

Shares

A mix of Australian and overseas shares.

Unit price 23/01/2021
Sell $6.5142
Buy $6.5175
FYTD Return 17.56%
10 year return#31/12/202011.25% pa
RISK LEVEL
Very low
Medium
Very High

Property

Australian and overseas real estate assets.

Unit price 23/01/2021
Sell $3.8221
Buy $3.8294
FYTD Return 2.23%
10 year return#31/12/20208.38% pa
RISK LEVEL
Very low
Medium
Very High

Australian Shares

A portfolio of listed Australian companies.

Unit price 23/01/2021
Sell $7.3762
Buy $7.3784
FYTD Return 16.94%
10 year return#31/12/20209.93% pa
RISK LEVEL
Very low
Medium
Very High

Australian Shares - Indexed

An index based investment in Australian shares.

Unit price 23/01/2021
Sell $1.3040
Buy $1.3054
FYTD Return 18.59%
5 year return#31/12/2020N/A pa
RISK LEVEL
Very low
Medium
Very High

Overseas Shares

Invested in listed companies around the world.

Unit price 23/01/2021
Sell $4.1881
Buy $4.1906
FYTD Return 15.70%
10 year return#31/12/202011.85% pa
RISK LEVEL
Very low
Medium
Very High

Overseas Shares - Indexed

Perform in line with the MSCI World ex-Australia ex-Tobacco Net Dividends Reinvested Index (unhedged in AUD) (before tax) over all time periods.

Unit price 23/01/2021
Sell $1.3095
Buy $1.3105
FYTD Return 12.17%
5 year return#31/12/2020N/A pa
RISK LEVEL
Very low
Medium
Very High
 

# Past performance is not an indication of future performance