Your investment choices

Your super is one of the largest sums of money you'll ever have to manage. How you choose to invest it now can make a real difference to your retirement in the future.

Use our online advice tool to check your investment risk profile and get advice on which option is right for you.

Use our online advice tool to check your investment risk profile and get advice on which option is right for you


Online Advice

Investment Option

When you first join Rest Super or Rest Corporate, your super will automatically be invested in the Core Strategy, unless you tell us otherwise.

Core Strategy

Achieve a balance of risk and return by investing in both growth assets and defensive assets.

Unit price 24/11/2020
Sell $1.8642
Buy $1.8655
FYTD Return 7.27%
10 year return#31/10/20207.43% pa
Risk level
Very low
Medium
Very High

Structured Options

Rest's Structured Options are invested across a mix of different asset classes to match different member needs. We determine an appropriate asset allocation to enable each option to achieve its investment objective. As a member you can choose either one or a mix of the structured options (Capital Stable, Balanced, Balanced - Indexed, Diversified, High Growth). 

Balanced

Achieve a balance of risk and return by investing in approximately equal proportions of growth assets and defensive assets.

Unit price 24/11/2020
Sell $4.3050
Buy $4.3072
FYTD Return 6.18%
10 year return#31/10/20206.39% pa
RISK LEVEL
Very low
Medium
Very High

Balanced - Indexed

An indexed based investment in a mixture of growth and defensive assets.

Unit price 24/11/2020
Sell $1.1977
Buy $1.1987
FYTD Return 8.25%
5 year return#31/10/2020N/A pa
RISK LEVEL
Very low
Medium
Very High

Capital Stable

Provide a stable pattern of returns whilst maintaining a low probability of a negative return in any one year.

Unit price 24/11/2020
Sell $3.5180
Buy $3.5198
FYTD Return 4.31%
10 year return#31/10/20205.26% pa
RISK LEVEL
Very low
Medium
Very High

Diversified

Achieve strong returns over the longer term by investing in a diversified mix of assets weighted towards shares and other growth assets.

Unit price 24/11/2020
Sell $5.5431
Buy $5.5470
FYTD Return 8.12%
10 year return#31/10/20207.77% pa
RISK LEVEL
Very low
Medium
Very High

High Growth

Maximise returns over the long-term by investing predominantly in growth assets.

Unit price 24/11/2020
Sell $6.3108
Buy $6.3152
FYTD Return 9.68%
10 year return#31/10/20208.62% pa
RISK LEVEL
Very low
Medium
Very High

Member-tailored Options

Rest’s Member-tailored Options are ideal for members who want to build their own customised investment portfolio with a wide range of risk/return objectives. Choose from one or more of the following options: Basic Cash, Cash, Bonds, Property, Shares, Australian Shares, Australian Shares - Indexed, Overseas Shares, Overseas Shares - Indexed. 
You can also pick from Rest’s Structured Options and the Core Strategy. 

Basic Cash

Cash securities that have a maximum term to maturity of 3 months.

Unit price 24/11/2020
Sell $1.2813
Buy $1.2813
FYTD Return 0.03%
10 year return#31/10/20202.07% pa
RISK LEVEL
Very low
Medium
Very High

Cash

Deposits with major Australian banks. The portfolio currently invests exclusively into deposits with Australia and New Zealand Banking Group Limited(ANZ).

Unit price 24/11/2020
Sell $2.2507
Buy $2.2509
FYTD Return 0.36%
10 year return#31/10/20202.45% pa
RISK LEVEL
Very low
Medium
Very High

Bonds

Australian and overseas debt securities.

Unit price 24/11/2020
Sell $2.9787
Buy $2.9793
FYTD Return 1.76%
10 year return#31/10/20204.42% pa
RISK LEVEL
Very low
Medium
Very High

Shares

A mix of Australian and overseas shares.

Unit price 24/11/2020
Sell $7.5763
Buy $7.5801
FYTD Return 11.91%
10 year return#31/10/20209.62% pa
RISK LEVEL
Very low
Medium
Very High

Property

Australian and overseas real estate assets.

Unit price 24/11/2020
Sell $4.6497
Buy $4.6585
FYTD Return 0.91%
10 year return#31/10/20207.52% pa
RISK LEVEL
Very low
Medium
Very High

Australian Shares

A portfolio of listed Australian companies.

Unit price 24/11/2020
Sell $8.8544
Buy $8.8588
FYTD Return 11.70%
10 year return#31/10/20207.90% pa
RISK LEVEL
Very low
Medium
Very High

Australian Shares - Indexed

An index based investment in Australian shares.

Unit price 24/11/2020
Sell $1.2084
Buy $1.2097
FYTD Return 11.07%
5 year return#31/10/2020N/A pa
RISK LEVEL
Very low
Medium
Very High

Overseas Shares

Invested in listed companies around the world.

Unit price 24/11/2020
Sell $4.1288
Buy $4.1313
FYTD Return 11.04%
10 year return#31/10/202010.16% pa
RISK LEVEL
Very low
Medium
Very High

Overseas Shares - Indexed

Perform in line with the MSCI World ex-Australia ex-Tobacco Net Dividends Reinvested Index (unhedged in AUD) (before tax) over all time periods.

Unit price 24/11/2020
Sell $1.2457
Buy $1.2467
FYTD Return 8.26%
5 year return#31/10/2020N/A pa
RISK LEVEL
Very low
Medium
Very High
 

# Past performance is not an indication of future performance