Your investment choices

Your super is one of the largest sums of money you'll ever have to manage. How you choose to invest it now can make a real difference to your retirement in the future.

Use our online advice tool to check your investment risk profile and get advice on which option is right for you.

Use our online advice tool to check your investment risk profile and get advice on which option is right for you


Online Advice

Investment Option

When you first join Rest Super or Rest Corporate, your super will automatically be invested in the Core Strategy, unless you tell us otherwise.

Core Strategy

Achieve a balance of risk and return by investing in both growth assets and defensive assets.

Unit price 20/10/2020
Sell $1.8167
Buy $1.8180
FYTD Return 4.53%
10 year return#30/09/20207.58% pa
Risk level
Very low
Medium
Very High

Structured Options

Rest's Structured Options are invested across a mix of different asset classes to match different member needs. We determine an appropriate asset allocation to enable each option to achieve its investment objective. As a member you can choose either one or a mix of the structured options (Capital Stable, Balanced, Balanced - Indexed, Diversified, High Growth). 

Balanced

Achieve a balance of risk and return by investing in approximately equal proportions of growth assets and defensive assets.

Unit price 20/10/2020
Sell $4.2160
Buy $4.2181
FYTD Return 3.98%
10 year return#30/09/20206.49% pa
RISK LEVEL
Very low
Medium
Very High

Balanced - Indexed

An indexed based investment in a mixture of growth and defensive assets.

Unit price 20/10/2020
Sell $1.1670
Buy $1.1679
FYTD Return 5.48%
5 year return#30/09/2020N/A pa
RISK LEVEL
Very low
Medium
Very High

Capital Stable

Provide a stable pattern of returns whilst maintaining a low probability of a negative return in any one year.

Unit price 20/10/2020
Sell $3.4670
Buy $3.4687
FYTD Return 2.80%
10 year return#30/09/20205.32% pa
RISK LEVEL
Very low
Medium
Very High

Diversified

Achieve strong returns over the longer term by investing in a diversified mix of assets weighted towards shares and other growth assets.

Unit price 20/10/2020
Sell $5.3905
Buy $5.3943
FYTD Return 5.15%
10 year return#30/09/20207.91% pa
RISK LEVEL
Very low
Medium
Very High

High Growth

Maximise returns over the long-term by investing predominantly in growth assets.

Unit price 20/10/2020
Sell $6.1055
Buy $6.1098
FYTD Return 6.11%
10 year return#30/09/20208.78% pa
RISK LEVEL
Very low
Medium
Very High

Member-tailored Options

Rest’s Member-tailored Options are ideal for members who want to build their own customised investment portfolio with a wide range of risk/return objectives. Choose from one or more of the following options: Basic Cash, Cash, Bonds, Property, Shares, Australian Shares, Australian Shares - Indexed, Overseas Shares, Overseas Shares - Indexed. 
You can also pick from Rest’s Structured Options and the Core Strategy. 

Basic Cash

Cash securities that have a maximum term to maturity of 3 months.

Unit price 20/10/2020
Sell $1.2812
Buy $1.2812
FYTD Return 0.02%
10 year return#30/09/20202.10% pa
RISK LEVEL
Very low
Medium
Very High

Cash

Deposits with major Australian banks. The portfolio currently invests exclusively into deposits with Australia and New Zealand Banking Group Limited(ANZ).

Unit price 20/10/2020
Sell $2.2487
Buy $2.2489
FYTD Return 0.27%
10 year return#30/09/20202.47% pa
RISK LEVEL
Very low
Medium
Very High

Bonds

Australian and overseas debt securities.

Unit price 20/10/2020
Sell $2.9604
Buy $2.9610
FYTD Return 1.13%
10 year return#30/09/20204.42% pa
RISK LEVEL
Very low
Medium
Very High

Shares

A mix of Australian and overseas shares.

Unit price 20/10/2020
Sell $7.2713
Buy $7.2749
FYTD Return 7.40%
10 year return#30/09/20209.78% pa
RISK LEVEL
Very low
Medium
Very High

Property

Australian and overseas real estate assets.

Unit price 20/10/2020
Sell $4.6348
Buy $4.6436
FYTD Return 0.58%
10 year return#30/09/20207.49% pa
RISK LEVEL
Very low
Medium
Very High

Australian Shares

A portfolio of listed Australian companies.

Unit price 20/10/2020
Sell $8.3307
Buy $8.3349
FYTD Return 5.10%
10 year return#30/09/20208.03% pa
RISK LEVEL
Very low
Medium
Very High

Australian Shares - Indexed

An index based investment in Australian shares.

Unit price 20/10/2020
Sell $1.1463
Buy $1.1476
FYTD Return 5.36%
5 year return#30/09/2020N/A pa
RISK LEVEL
Very low
Medium
Very High

Overseas Shares

Invested in listed companies around the world.

Unit price 20/10/2020
Sell $4.0333
Buy $4.0357
FYTD Return 8.47%
10 year return#30/09/202010.36% pa
RISK LEVEL
Very low
Medium
Very High

Overseas Shares - Indexed

Perform in line with the MSCI World ex-Australia ex-Tobacco Net Dividends Reinvested Index (unhedged in AUD) (before tax) over all time periods.

Unit price 20/10/2020
Sell $1.2362
Buy $1.2372
FYTD Return 7.43%
5 year return#30/09/2020N/A pa
RISK LEVEL
Very low
Medium
Very High
 

# Past performance is not an indication of future performance