Your investment choices

Your super is one of the largest sums of money you'll ever have to manage. How you choose to invest it now can make a real difference to your retirement in the future.

Use our online advice tool to check your investment risk profile and get advice on which option is right for you.

Use our online advice tool to check your investment risk profile and get advice on which option is right for you


Online Advice

Investment Option

When you first join Rest Super or Rest Corporate, your super will automatically be invested in the Core Strategy, unless you tell us otherwise.

Core Strategy

Achieve a balance of risk and return by investing in both growth assets and defensive assets.

Unit price 29/02/2020
Sell $1.8157
Buy $1.8166
FYTD Return 3.38%
10 year return#29/02/20208.06% pa
Risk level
Very low
Medium
Very High

Structured Options

Rest's Structured Options are invested across a mix of different asset classes to match different member needs. We determine an appropriate asset allocation to enable each option to achieve its investment objective. As a member you can choose either one or a mix of the structured options (Capital Stable, Balanced, Balanced - Indexed, Diversified, High Growth). 

Balanced

Achieve a balance of risk and return by investing in approximately equal proportions of growth assets and defensive assets.

Unit price 29/02/2020
Sell $4.2043
Buy $4.2060
FYTD Return 2.84%
10 year return#29/02/20206.97% pa
RISK LEVEL
Very low
Medium
Very High

Balanced - Indexed

An indexed based investment in a mixture of growth and defensive assets.

Unit price 29/02/2020
Sell $1.1413
Buy $1.1422
FYTD Return 3.61%
5 year return#29/02/2020N/A pa
RISK LEVEL
Very low
Medium
Very High

Capital Stable

Provide a stable pattern of returns whilst maintaining a low probability of a negative return in any one year.

Unit price 29/02/2020
Sell $3.4618
Buy $3.4628
FYTD Return 2.50%
10 year return#29/02/20205.81% pa
RISK LEVEL
Very low
Medium
Very High

Diversified

Achieve strong returns over the longer term by investing in a diversified mix of assets weighted towards shares and other growth assets.

Unit price 29/02/2020
Sell $5.3657
Buy $5.3684
FYTD Return 3.34%
10 year return#29/02/20208.36% pa
RISK LEVEL
Very low
Medium
Very High

High Growth

Maximise returns over the long-term by investing predominantly in growth assets.

Unit price 29/02/2020
Sell $6.0743
Buy $6.0773
FYTD Return 3.53%
10 year return#29/02/20209.22% pa
RISK LEVEL
Very low
Medium
Very High

Member-tailored Options

Rest’s Member-tailored Options are ideal for members who want to build their own customised investment portfolio with a wide range of risk/return objectives. Choose from one or more of the following options: Basic Cash, Cash, Bonds, Property, Shares, Australian Shares, Australian Shares - Indexed, Overseas Shares, Overseas Shares - Indexed. 
You can also pick from Rest’s Structured Options and the Core Strategy. 

Basic Cash

Cash securities that have a maximum term to maturity of 3 months.

Unit price 29/02/2020
Sell $1.2793
Buy $1.2793
FYTD Return 0.53%
10 year return#29/02/20202.30% pa
RISK LEVEL
Very low
Medium
Very High

Cash

Deposits with banks rated at least AA- at the time the deposit is made.

Unit price 29/02/2020
Sell $2.2356
Buy $2.2356
FYTD Return 0.94%
10 year return#29/02/20202.68% pa
RISK LEVEL
Very low
Medium
Very High

Bonds

Australian and overseas debt securities.

Unit price 29/02/2020
Sell $2.9385
Buy $2.9391
FYTD Return 1.65%
10 year return#29/02/20205.11% pa
RISK LEVEL
Very low
Medium
Very High

Shares

A mix of Australian and overseas shares.

Unit price 29/02/2020
Sell $7.2602
Buy $7.2646
FYTD Return 4.15%
10 year return#29/02/202010.29% pa
RISK LEVEL
Very low
Medium
Very High

Property

Australian and overseas real estate assets.

Unit price 29/02/2020
Sell $4.8209
Buy $4.8257
FYTD Return 5.29%
10 year return#29/02/20208.40% pa
RISK LEVEL
Very low
Medium
Very High

Australian Shares

A portfolio of listed Australian companies.

Unit price 29/02/2020
Sell $8.7769
Buy $8.7813
FYTD Return 3.03%
10 year return#29/02/20209.19% pa
RISK LEVEL
Very low
Medium
Very High

Australian Shares - Indexed

An index based investment in Australian shares.

Unit price 29/02/2020
Sell $1.1996
Buy $1.2009
FYTD Return 2.85%
5 year return#29/02/2020N/A pa
RISK LEVEL
Very low
Medium
Very High

Overseas Shares

Invested in listed companies around the world.

Unit price 29/02/2020
Sell $3.9587
Buy $3.9611
FYTD Return 4.34%
10 year return#29/02/202010.57% pa
RISK LEVEL
Very low
Medium
Very High

Overseas Shares - Indexed

Perform in line with the MSCI World ex-Australia ex-Tobacco Net Dividends Reinvested Index (unhedged in AUD) (before tax) over all time periods.

Unit price 29/02/2020
Sell $1.1864
Buy $1.1873
FYTD Return 7.04%
5 year return#29/02/2020N/A pa
RISK LEVEL
Very low
Medium
Very High
 

# Past performance is not an indication of future performance