Your investment choices

As you transition to retirement you might start to think differently about risk to help make sure your super lasts the distance.
 

Use our online advice tool to check your investment risk profile and get advice on which option is right for you


Online Advice

Investment Option

If you open a Rest Pension Transition to Retirement account and don’t choose an investment option, you’ll be automatically invested in the default Balanced investment option. You can change your investment options at any time.

Core Strategy

Achieve a balance of risk and return by investing in both growth assets and defensive assets.

Unit price 24/07/2021
Sell $2.0547
Buy $2.0561
FYTD Return 0.68%
10 year return#30/06/20218.92% pa
Risk level
Very low
Medium
Very High

Structured Options

Rest's Structured Options are invested across a mix of different asset classes to match different member needs. We determine an appropriate asset allocation to enable each option to achieve its investment objective. As a member you can choose either one or a mix of the five structured options below (Balanced, Balanced - Indexed, Capital Stable, Diversified, High Growth, Sustainable Growth). 

Balanced

Achieve a balance of risk and return by investing in approximately equal proportions of growth assets and defensive assets.

Unit price 24/07/2021
Sell $4.6419
Buy $4.6442
FYTD Return 0.51%
10 year return#30/06/20217.60% pa
RISK LEVEL
Very low
Medium
Very High

Balanced - Indexed

An indexed based investment in a mixture of growth and defensive assets.

Unit price 24/07/2021
Sell $1.3430
Buy $1.3441
FYTD Return 1.17%
5 year return#30/06/2021N/A pa
RISK LEVEL
Very low
Medium
Very High

Capital Stable

Provide a stable pattern of returns whilst maintaining a low probability of a negative return in any one year.

Unit price 24/07/2021
Sell $3.6966
Buy $3.6984
FYTD Return 0.43%
10 year return#30/06/20216.06% pa
RISK LEVEL
Very low
Medium
Very High

Diversified

Achieve strong returns over the longer term by investing in a diversified mix of assets weighted towards shares and other growth assets.

Unit price 24/07/2021
Sell $6.1506
Buy $6.1549
FYTD Return 0.67%
10 year return#30/06/20219.47% pa
RISK LEVEL
Very low
Medium
Very High

High Growth

Maximise returns over the long-term by investing predominantly in growth assets.

Unit price 24/07/2021
Sell $7.1391
Buy $7.1441
FYTD Return 0.74%
10 year return#30/06/202110.63% pa
RISK LEVEL
Very low
Medium
Very High

Sustainable Growth

A diversified portfolio with enhanced environmental, social and governance investment characteristics weighted towards growth assets.

Unit price 29/03/2021
Sell $N/A
Buy $N/A
FYTD Return N/A%
5 year return#29/03/2021N/A pa
RISK LEVEL
Very low
Medium
Very High

Member-tailored Options

Rest’s Member-tailored Options are ideal for members who want to build their own customised investment portfolio with a wide range of risk/return objectives. Choose from one or more of the following options: Basic Cash, Cash, Bonds, Property, Shares, Australian Shares, Australian Shares - Indexed, Overseas Shares and Overseas Shares - Indexed. 
You can also pick from Rest’s Structured Options and the Core Strategy. 

Basic Cash

Cash securities that have a maximum term to maturity of 3 months. The Basic Cash option will close on 13 August 2021.

Unit price 24/07/2021
Sell $1.2812
Buy $1.2812
FYTD Return 0.01%
10 year return#30/06/20212.02% pa
RISK LEVEL
Very low
Medium
Very High

Cash

Deposits with major Australian banks. The portfolio currently invests exclusively into deposits with Australia and New Zealand Banking Group Limited(ANZ).

Unit price 24/07/2021
Sell $2.2620
Buy $2.2620
FYTD Return 0.05%
10 year return#30/06/20212.50% pa
RISK LEVEL
Very low
Medium
Very High

Bonds

Australian and overseas debt securities.

Unit price 24/07/2021
Sell $2.9551
Buy $2.9557
FYTD Return 0.68%
10 year return#30/06/20214.51% pa
RISK LEVEL
Very low
Medium
Very High

Shares

A mix of Australian and overseas shares.

Unit price 24/07/2021
Sell $8.7367
Buy $8.7411
FYTD Return 1.12%
10 year return#30/06/202112.14% pa
RISK LEVEL
Very low
Medium
Very High

Property

Australian and overseas real estate assets.

Unit price 24/07/2021
Sell $4.8953
Buy $4.9046
FYTD Return -0.22%
10 year return#30/06/20218.34% pa
RISK LEVEL
Very low
Medium
Very High

Australian Shares

A portfolio of listed Australian companies.

Unit price 24/07/2021
Sell $10.0412
Buy $10.0462
FYTD Return 0.55%
10 year return#30/06/202110.35% pa
RISK LEVEL
Very low
Medium
Very High

Australian Shares - Indexed

An index based investment in Australian shares.

Unit price 24/07/2021
Sell $1.3830
Buy $1.3845
FYTD Return 0.85%
5 year return#30/06/2021N/A pa
RISK LEVEL
Very low
Medium
Very High

Overseas Shares

Invested in listed companies around the world.

Unit price 24/07/2021
Sell $4.7848
Buy $4.7877
FYTD Return 1.53%
10 year return#30/06/202112.89% pa
RISK LEVEL
Very low
Medium
Very High

Overseas Shares - Indexed

Perform in line with the MSCI World ex-Australia ex-Tobacco Net Dividends Reinvested Index (unhedged in AUD) (before tax) over all time periods.

Unit price 24/07/2021
Sell $1.4739
Buy $1.4751
FYTD Return 2.36%
5 year return#30/06/2021N/A pa
RISK LEVEL
Very low
Medium
Very High
 

# Past performance is not an indication of future performance