Your investment choices

As you transition to retirement you might start to think differently about risk to help make sure your super lasts the distance.
 

Use our online advice tool to check your investment risk profile and get advice on which option is right for you


Online Advice

Investment Option

If you open a Rest Pension Transition to Retirement account and don’t choose an investment option, you’ll be automatically invested in the default Balanced investment option. You can change your investment options at any time.

Core Strategy

Achieve a balance of risk and return by investing in both growth assets and defensive assets.

Unit price 23/10/2019
Sell $1.7877
Buy $1.7886
FYTD Return 1.79%
10 year return#30/09/20198.76% pa
Risk level
Very low
Medium
Very High

Structured Options

Rest's Structured Options are invested across a mix of different asset classes to match different member needs. We determine an appropriate asset allocation to enable each option to achieve its investment objective. As a member you can choose either one or a mix of the five structured options below (Balanced, Balanced - Indexed, Capital Stable, Diversified, High Growth). 

Balanced

Achieve a balance of risk and return by investing in approximately equal proportions of growth assets and defensive assets.

Unit price 23/10/2019
Sell $4.1530
Buy $4.1547
FYTD Return 1.59%
10 year return#30/09/20197.73% pa
RISK LEVEL
Very low
Medium
Very High

Balanced - Indexed

An indexed based investment in a mixture of growth and defensive assets.

Unit price 23/10/2019
Sell $1.1229
Buy $1.1238
FYTD Return 1.94%
5 year return#30/09/2019N/A pa
RISK LEVEL
Very low
Medium
Very High

Capital Stable

Provide a stable pattern of returns whilst maintaining a low probability of a negative return in any one year.

Unit price 23/10/2019
Sell $3.4227
Buy $3.4237
FYTD Return 1.34%
10 year return#30/09/20196.63% pa
RISK LEVEL
Very low
Medium
Very High

Diversified

Achieve strong returns over the longer term by investing in a diversified mix of assets weighted towards shares and other growth assets.

Unit price 23/10/2019
Sell $5.2923
Buy $5.2949
FYTD Return 1.93%
10 year return#30/09/20199.10% pa
RISK LEVEL
Very low
Medium
Very High

High Growth

Maximise returns over the long-term by investing predominantly in growth assets.

Unit price 23/10/2019
Sell $5.9922
Buy $5.9952
FYTD Return 2.13%
10 year return#30/09/20199.90% pa
RISK LEVEL
Very low
Medium
Very High

Member-tailored Options

Rest’s Member-tailored Options are ideal for members who want to build their own customised investment portfolio with a wide range of risk/return objectives. Choose from one or more of the following options: Basic Cash, Cash, Bonds, Property, Shares, Australian Shares, Australian Shares - Indexed, Overseas Shares and Overseas Shares - Indexed. 
You can also pick from Rest’s Structured Options and the Core Strategy. 

Basic Cash

Cash securities that have a maximum term to maturity of 3 months.

Unit price 23/10/2019
Sell $1.2761
Buy $1.2761
FYTD Return 0.28%
10 year return#30/09/20192.79% pa
RISK LEVEL
Very low
Medium
Very High

Cash

Deposits with banks rated at least AA- at the time the deposit is made.

Unit price 23/10/2019
Sell $2.2251
Buy $2.2251
FYTD Return 0.47%
10 year return#30/09/20193.28% pa
RISK LEVEL
Very low
Medium
Very High

Bonds

Australian and overseas debt securities.

Unit price 23/10/2019
Sell $2.9094
Buy $2.9100
FYTD Return 0.65%
10 year return#30/09/20196.17% pa
RISK LEVEL
Very low
Medium
Very High

Shares

A mix of Australian and overseas shares.

Unit price 23/10/2019
Sell $7.1519
Buy $7.1562
FYTD Return 2.60%
10 year return#30/09/201910.69% pa
RISK LEVEL
Very low
Medium
Very High

Property

Australian and overseas real estate assets.

Unit price 23/10/2019
Sell $4.6918
Buy $4.6965
FYTD Return 2.47%
10 year return#30/09/20198.75% pa
RISK LEVEL
Very low
Medium
Very High

Australian Shares

A portfolio of listed Australian companies.

Unit price 23/10/2019
Sell $8.7421
Buy $8.7465
FYTD Return 2.62%
10 year return#30/09/20199.81% pa
RISK LEVEL
Very low
Medium
Very High

Australian Shares - Indexed

An index based investment in Australian shares.

Unit price 23/10/2019
Sell $1.1814
Buy $1.1827
FYTD Return 1.29%
5 year return#30/09/2019N/A pa
RISK LEVEL
Very low
Medium
Very High

Overseas Shares

Invested in listed companies around the world.

Unit price 23/10/2019
Sell $3.8796
Buy $3.8819
FYTD Return 2.25%
10 year return#30/09/201911.07% pa
RISK LEVEL
Very low
Medium
Very High

Overseas Shares - Indexed

Perform in line with the MSCI World ex-Australia ex-Tobacco Net Dividends Reinvested Index (unhedged in AUD) (before tax) over all time periods.

Unit price 23/10/2019
Sell $1.1484
Buy $1.1493
FYTD Return 3.61%
5 year return#30/09/2019N/A pa
RISK LEVEL
Very low
Medium
Very High
 

# Past performance is not an indication of future performance

This website is provided by Retail Employees Superannuation Pty Limited ABN 39 001 987 739, AFSL 24 0003 (Rest), trustee of Retail Employees Superannuation Trust ABN 62 653 671 394 (Fund), of which Rest Super, Rest Corporate, Rest Pension and Acumen are part. It contains general advice that has been prepared without taking account of your objectives, financial situation or needs. Before acting on the information or deciding whether to acquire or hold a product, consider its appropriateness and the relevant Product Disclosure Statement (PDS), which is available on this website. The cost of providing financial services is included in the fees in the Fund as disclosed in the relevant PDS. Rest and the Fund do not charge any additional fees or obtain any commissions for the advice provided. Rest’s employees are paid a salary and do not receive any commissions. They may receive a performance related bonus that takes into account the financial services provided. Super Investment Management Pty Limited (ABN 86 079 706 657, AFSL 240004), a wholly owned subsidiary company of Rest, manages some of the fund’s investments. Apart from this, Rest does not have any relationships or associations with any related body corporate or product issuer that might reasonably be expected to be capable of influencing Rest in providing financial services.

Rest personal advice is provided by Rest Advisers as authorised representatives of Link Advice Pty Ltd ABN 36 105 811 836 AFSL 258145

Awards and ratings are only one factor to consider when deciding how to invest your super. Further information regarding these awards can be found at rest.com.au/about-rest/awards. Past performance is not an indicator of future performance. SuperRatings Pty Limited does not issue, sell, guarantee or underwrite this product. Go to superratings.com.au for details of its ratings criteria. For further information about the methodology used by Chant West, see www.chantwest.com.au