Your investment choices

 

As you transition to retirement you might start to think differently about risk to help make sure your super lasts the distance.
 

Use our online advice tool to check your investment risk profile and get advice on which option is right for you


Online Advice

Investment Option

If you open a Rest Pension Transition to Retirement account and don’t choose an investment option, you’ll be automatically invested in the default Balanced investment option. You can change your investment options at any time.

Core Strategy

Achieve a balance of risk and return by investing in both growth assets and defensive assets.

Unit price 04/12/2021
Sell $2.0994
Buy $2.1009
FYTD Return 2.87%
10 year return#30/11/20219.67% pa
Risk level
Very low
Medium
Very High

Structured Options

Rest's Structured Options are invested across a mix of different asset classes to match different member needs. We determine an appropriate asset allocation to enable each option to achieve its investment objective. As a member you can choose either one or a mix of the six structured options below (Balanced, Balanced - Indexed, Capital Stable, Diversified, High Growth, Sustainable Growth). 

Balanced

Achieve a balance of risk and return by investing in approximately equal proportions of growth assets and defensive assets.

Unit price 04/12/2021
Sell $4.7227
Buy $4.7260
FYTD Return 2.26%
10 year return#30/11/20218.13% pa
RISK LEVEL
Very low
Medium
Very High

Balanced - Indexed

An indexed based investment in a mixture of growth and defensive assets.

Unit price 04/12/2021
Sell $1.3671
Buy $1.3682
FYTD Return 2.98%
5 year return#30/11/2021N/A pa
RISK LEVEL
Very low
Medium
Very High

Capital Stable

Provide a stable pattern of returns whilst maintaining a low probability of a negative return in any one year.

Unit price 04/12/2021
Sell $3.7316
Buy $3.7338
FYTD Return 1.38%
10 year return#30/11/20216.25% pa
RISK LEVEL
Very low
Medium
Very High

Diversified

Achieve strong returns over the longer term by investing in a diversified mix of assets weighted towards shares and other growth assets.

Unit price 04/12/2021
Sell $6.3159
Buy $6.3210
FYTD Return 3.37%
10 year return#30/11/202110.45% pa
RISK LEVEL
Very low
Medium
Very High

High Growth

Maximise returns over the long-term by investing predominantly in growth assets.

Unit price 04/12/2021
Sell $7.3613
Buy $7.3665
FYTD Return 3.87%
10 year return#30/11/202111.89% pa
RISK LEVEL
Very low
Medium
Very High

Sustainable Growth

A diversified portfolio with enhanced environmental, social and governance investment characteristics weighted towards growth assets.

Unit price 29/03/2021
Sell $N/A
Buy $N/A
FYTD Return N/A%
5 year return#29/03/2021N/A pa
RISK LEVEL
Very low
Medium
Very High

Member-tailored Options

Rest’s Member-tailored Options are ideal for members who want to build their own customised investment portfolio with a wide range of risk/return objectives. Choose from one or more of the following options: Cash, Bonds, Property, Shares, Australian Shares, Australian Shares - Indexed, Overseas Shares and Overseas Shares - Indexed. 
You can also pick from Rest’s Structured Options and the Core Strategy. 

Cash

Deposits with major Australian banks. The portfolio currently invests exclusively into deposits with ANZ (60%) and NAB (40%).

Unit price 04/12/2021
Sell $2.2655
Buy $2.2655
FYTD Return 0.20%
10 year return#30/11/20212.32% pa
RISK LEVEL
Very low
Medium
Very High

Bonds

Australian and overseas debt securities.

Unit price 04/12/2021
Sell $2.9168
Buy $2.9177
FYTD Return -0.62%
10 year return#30/11/20214.10% pa
RISK LEVEL
Very low
Medium
Very High

Shares

A mix of Australian and overseas shares.

Unit price 04/12/2021
Sell $9.0390
Buy $9.0435
FYTD Return 4.62%
10 year return#30/11/202113.93% pa
RISK LEVEL
Very low
Medium
Very High

Property

Australian and overseas real estate assets.

Unit price 04/12/2021
Sell $5.0197
Buy $5.0252
FYTD Return 2.32%
10 year return#30/11/20218.69% pa
RISK LEVEL
Very low
Medium
Very High

Australian Shares

A portfolio of listed Australian companies.

Unit price 04/12/2021
Sell $10.2001
Buy $10.2052
FYTD Return 2.14%
10 year return#30/11/202111.82% pa
RISK LEVEL
Very low
Medium
Very High

Australian Shares - Indexed

An indexed based investment in Australian shares.

Unit price 04/12/2021
Sell $1.3854
Buy $1.3869
FYTD Return 1.02%
5 year return#30/11/2021N/A pa
RISK LEVEL
Very low
Medium
Very High

Overseas Shares

Invested in listed companies around the world.

Unit price 04/12/2021
Sell $5.0008
Buy $5.0033
FYTD Return 6.11%
10 year return#30/11/202114.87% pa
RISK LEVEL
Very low
Medium
Very High

Overseas Shares - Indexed

An indexed based investment in overseas shares.

Unit price 04/12/2021
Sell $1.5682
Buy $1.5695
FYTD Return 8.91%
5 year return#30/11/2021N/A pa
RISK LEVEL
Very low
Medium
Very High
 

# Past performance is not an indication of future performance