Your investment choices

As you transition to retirement you might start to think differently about risk to help make sure your super lasts the distance.
 

Use our online advice tool to check your investment risk profile and get advice on which option is right for you


Online Advice

Investment Option

If you open a Rest Pension Transition to Retirement account and don’t choose an investment option, you’ll be automatically invested in the default Balanced investment option. You can change your investment options at any time.

Core Strategy

Achieve a balance of risk and return by investing in both growth assets and defensive assets.

Unit price 13/05/2021
Sell $1.9866
Buy $1.9880
FYTD Return 14.31%
10 year return#30/04/20218.59% pa
Risk level
Very low
Medium
Very High

Structured Options

Rest's Structured Options are invested across a mix of different asset classes to match different member needs. We determine an appropriate asset allocation to enable each option to achieve its investment objective. As a member you can choose either one or a mix of the five structured options below (Balanced, Balanced - Indexed, Capital Stable, Diversified, High Growth, Sustainable Growth). 

Balanced

Achieve a balance of risk and return by investing in approximately equal proportions of growth assets and defensive assets.

Unit price 13/05/2021
Sell $4.5200
Buy $4.5223
FYTD Return 11.48%
10 year return#30/04/20217.44% pa
RISK LEVEL
Very low
Medium
Very High

Balanced - Indexed

An indexed based investment in a mixture of growth and defensive assets.

Unit price 13/05/2021
Sell $1.2796
Buy $1.2806
FYTD Return 15.65%
5 year return#30/04/2021N/A pa
RISK LEVEL
Very low
Medium
Very High

Capital Stable

Provide a stable pattern of returns whilst maintaining a low probability of a negative return in any one year.

Unit price 13/05/2021
Sell $3.6273
Buy $3.6291
FYTD Return 7.55%
10 year return#30/04/20215.99% pa
RISK LEVEL
Very low
Medium
Very High

Diversified

Achieve strong returns over the longer term by investing in a diversified mix of assets weighted towards shares and other growth assets.

Unit price 13/05/2021
Sell $5.9311
Buy $5.9353
FYTD Return 15.69%
10 year return#30/04/20219.20% pa
RISK LEVEL
Very low
Medium
Very High

High Growth

Maximise returns over the long-term by investing predominantly in growth assets.

Unit price 13/05/2021
Sell $6.8461
Buy $6.8509
FYTD Return 18.98%
10 year return#30/04/202110.27% pa
RISK LEVEL
Very low
Medium
Very High

Sustainable Growth

A diversified portfolio with enhanced environmental, social and governance investment characteristics weighted towards growth assets.

Unit price 29/03/2021
Sell $N/A
Buy $N/A
FYTD Return N/A%
5 year return#29/03/2021N/A pa
RISK LEVEL
Very low
Medium
Very High

Member-tailored Options

Rest’s Member-tailored Options are ideal for members who want to build their own customised investment portfolio with a wide range of risk/return objectives. Choose from one or more of the following options: Basic Cash, Cash, Bonds, Property, Shares, Australian Shares, Australian Shares - Indexed, Overseas Shares and Overseas Shares - Indexed. 
You can also pick from Rest’s Structured Options and the Core Strategy. 

Basic Cash

Cash securities that have a maximum term to maturity of 3 months.

Unit price 13/05/2021
Sell $1.2813
Buy $1.2813
FYTD Return 0.03%
10 year return#30/04/20212.12% pa
RISK LEVEL
Very low
Medium
Very High

Cash

Deposits with major Australian banks. The portfolio currently invests exclusively into deposits with Australia and New Zealand Banking Group Limited(ANZ).

Unit price 13/05/2021
Sell $2.2593
Buy $2.2593
FYTD Return 0.74%
10 year return#30/04/20212.59% pa
RISK LEVEL
Very low
Medium
Very High

Bonds

Australian and overseas debt securities.

Unit price 13/05/2021
Sell $2.9209
Buy $2.9215
FYTD Return -0.22%
10 year return#30/04/20214.55% pa
RISK LEVEL
Very low
Medium
Very High

Shares

A mix of Australian and overseas shares.

Unit price 13/05/2021
Sell $8.2786
Buy $8.2827
FYTD Return 22.28%
10 year return#30/04/202111.51% pa
RISK LEVEL
Very low
Medium
Very High

Property

Australian and overseas real estate assets.

Unit price 13/05/2021
Sell $4.7535
Buy $4.7625
FYTD Return 3.16%
10 year return#30/04/20218.21% pa
RISK LEVEL
Very low
Medium
Very High

Australian Shares

A portfolio of listed Australian companies.

Unit price 13/05/2021
Sell $9.7906
Buy $9.7955
FYTD Return 23.51%
10 year return#30/04/20219.75% pa
RISK LEVEL
Very low
Medium
Very High

Australian Shares - Indexed

An index based investment in Australian shares.

Unit price 13/05/2021
Sell $1.3246
Buy $1.3261
FYTD Return 21.75%
5 year return#30/04/2021N/A pa
RISK LEVEL
Very low
Medium
Very High

Overseas Shares

Invested in listed companies around the world.

Unit price 13/05/2021
Sell $4.4475
Buy $4.4502
FYTD Return 19.61%
10 year return#30/04/202112.36% pa
RISK LEVEL
Very low
Medium
Very High

Overseas Shares - Indexed

Perform in line with the MSCI World ex-Australia ex-Tobacco Net Dividends Reinvested Index (unhedged in AUD) (before tax) over all time periods.

Unit price 13/05/2021
Sell $1.3393
Buy $1.3404
FYTD Return 16.39%
5 year return#30/04/2021N/A pa
RISK LEVEL
Very low
Medium
Very High
 

# Past performance is not an indication of future performance