Your investment choices

As you transition to retirement you might start to think differently about risk to help make sure your super lasts the distance.
 

Use our online advice tool to check your investment risk profile and get advice on which option is right for you


Online Advice

Investment Option

If you open a Rest Pension Transition to Retirement account and don’t choose an investment option, you’ll be automatically invested in the default Balanced investment option. You can change your investment options at any time.

Core Strategy

Achieve a balance of risk and return by investing in both growth assets and defensive assets.

Unit price 23/09/2020
Sell $1.7659
Buy $1.7668
FYTD Return 1.61%
10 year return#31/08/20208.38% pa
Risk level
Very low
Medium
Very High

Structured Options

Rest's Structured Options are invested across a mix of different asset classes to match different member needs. We determine an appropriate asset allocation to enable each option to achieve its investment objective. As a member you can choose either one or a mix of the five structured options below (Balanced, Balanced - Indexed, Capital Stable, Diversified, High Growth). 

Balanced

Achieve a balance of risk and return by investing in approximately equal proportions of growth assets and defensive assets.

Unit price 23/09/2020
Sell $4.1254
Buy $4.1271
FYTD Return 1.75%
10 year return#31/08/20207.28% pa
RISK LEVEL
Very low
Medium
Very High

Balanced - Indexed

An indexed based investment in a mixture of growth and defensive assets.

Unit price 23/09/2020
Sell $1.1208
Buy $1.1217
FYTD Return 1.30%
5 year return#31/08/2020N/A pa
RISK LEVEL
Very low
Medium
Very High

Capital Stable

Provide a stable pattern of returns whilst maintaining a low probability of a negative return in any one year.

Unit price 23/09/2020
Sell $3.4176
Buy $3.4186
FYTD Return 1.33%
10 year return#31/08/20206.00% pa
RISK LEVEL
Very low
Medium
Very High

Diversified

Achieve strong returns over the longer term by investing in a diversified mix of assets weighted towards shares and other growth assets.

Unit price 23/09/2020
Sell $5.2284
Buy $5.2310
FYTD Return 1.99%
10 year return#31/08/20208.86% pa
RISK LEVEL
Very low
Medium
Very High

High Growth

Maximise returns over the long-term by investing predominantly in growth assets.

Unit price 23/09/2020
Sell $5.8833
Buy $5.8862
FYTD Return 2.25%
10 year return#31/08/20209.78% pa
RISK LEVEL
Very low
Medium
Very High

Member-tailored Options

Rest’s Member-tailored Options are ideal for members who want to build their own customised investment portfolio with a wide range of risk/return objectives. Choose from one or more of the following options: Basic Cash, Cash, Bonds, Property, Shares, Australian Shares, Australian Shares - Indexed, Overseas Shares and Overseas Shares - Indexed. 
You can also pick from Rest’s Structured Options and the Core Strategy. 

Basic Cash

Cash securities that have a maximum term to maturity of 3 months.

Unit price 23/09/2020
Sell $1.2811
Buy $1.2811
FYTD Return 0.02%
10 year return#31/08/20202.45% pa
RISK LEVEL
Very low
Medium
Very High

Cash

Deposits with major Australian banks. The portfolio currently invests exclusively into deposits with Australia and New Zealand Banking Group Limited(ANZ).

Unit price 23/09/2020
Sell $2.2474
Buy $2.2474
FYTD Return 0.21%
10 year return#31/08/20202.90% pa
RISK LEVEL
Very low
Medium
Very High

Bonds

Australian and overseas debt securities.

Unit price 23/09/2020
Sell $2.9502
Buy $2.9508
FYTD Return 0.78%
10 year return#31/08/20205.02% pa
RISK LEVEL
Very low
Medium
Very High

Shares

A mix of Australian and overseas shares.

Unit price 23/09/2020
Sell $6.8995
Buy $6.9036
FYTD Return 1.91%
10 year return#31/08/202010.83% pa
RISK LEVEL
Very low
Medium
Very High

Property

Australian and overseas real estate assets.

Unit price 23/09/2020
Sell $4.6151
Buy $4.6197
FYTD Return 0.16%
10 year return#31/08/20208.19% pa
RISK LEVEL
Very low
Medium
Very High

Australian Shares

A portfolio of listed Australian companies.

Unit price 23/09/2020
Sell $7.9585
Buy $7.9625
FYTD Return 0.40%
10 year return#31/08/20209.44% pa
RISK LEVEL
Very low
Medium
Very High

Australian Shares - Indexed

An index based investment in Australian shares.

Unit price 23/09/2020
Sell $1.0877
Buy $1.0889
FYTD Return -0.03%
5 year return#31/08/2020N/A pa
RISK LEVEL
Very low
Medium
Very High

Overseas Shares

Invested in listed companies around the world.

Unit price 23/09/2020
Sell $3.8111
Buy $3.8134
FYTD Return 2.50%
10 year return#31/08/202011.37% pa
RISK LEVEL
Very low
Medium
Very High

Overseas Shares - Indexed

Perform in line with the MSCI World ex-Australia ex-Tobacco Net Dividends Reinvested Index (unhedged in AUD) (before tax) over all time periods.

Unit price 23/09/2020
Sell $1.1651
Buy $1.1660
FYTD Return 1.25%
5 year return#31/08/2020N/A pa
RISK LEVEL
Very low
Medium
Very High
 

# Past performance is not an indication of future performance