Your investment choices

 

As you transition to retirement you might start to think differently about risk to help make sure your super lasts the distance.
 

Use our online advice tool to check your investment risk profile and get advice on which option is right for you


Online Advice

Investment Option

If you open a Rest Pension Transition to Retirement account and don’t choose an investment option, you’ll be automatically invested in the default Balanced investment option. You can change your investment options at any time.

Core Strategy

Achieve a balance of risk and return by investing in both growth assets and defensive assets.

Unit price 21/05/2022
Sell $2.0212
Buy $2.0226
FYTD Return -0.96%
10 year return#30/04/20228.84% pa
Risk level
Very low
Medium
Very High

Structured Options

Rest's Structured Options are invested across a mix of different asset classes to match different member needs. We determine an appropriate asset allocation to enable each option to achieve its investment objective. As a member you can choose either one or a mix of the six structured options below (Balanced, Balanced - Indexed, Capital Stable, Diversified, High Growth, Sustainable Growth). 

Balanced

Achieve a balance of risk and return by investing in approximately equal proportions of growth assets and defensive assets.

Unit price 21/05/2022
Sell $4.6173
Buy $4.6205
FYTD Return -0.03%
10 year return#30/04/20227.43% pa
RISK LEVEL
Very low
Medium
Very High

Balanced - Indexed

An indexed based investment in a mixture of growth and defensive assets.

Unit price 21/05/2022
Sell $1.2779
Buy $1.2789
FYTD Return -3.74%
5 year return#30/04/2022N/A pa
RISK LEVEL
Very low
Medium
Very High

Capital Stable

Provide a stable pattern of returns whilst maintaining a low probability of a negative return in any one year.

Unit price 21/05/2022
Sell $3.6822
Buy $3.6844
FYTD Return 0.04%
10 year return#30/04/20225.69% pa
RISK LEVEL
Very low
Medium
Very High

Diversified

Achieve strong returns over the longer term by investing in a diversified mix of assets weighted towards shares and other growth assets.

Unit price 21/05/2022
Sell $6.1105
Buy $6.1154
FYTD Return 0.01%
10 year return#30/04/20229.55% pa
RISK LEVEL
Very low
Medium
Very High

High Growth

Maximise returns over the long-term by investing predominantly in growth assets.

Unit price 21/05/2022
Sell $7.0824
Buy $7.0874
FYTD Return -0.06%
10 year return#30/04/202210.87% pa
RISK LEVEL
Very low
Medium
Very High

Sustainable Growth

A diversified portfolio with enhanced environmental, social and governance investment characteristics weighted towards growth assets.

Unit price 29/03/2021
Sell $N/A
Buy $N/A
FYTD Return N/A%
5 year return#29/03/2021N/A pa
RISK LEVEL
Very low
Medium
Very High

Member-tailored Options

Rest’s Member-tailored Options are ideal for members who want to build their own customised investment portfolio with a wide range of risk/return objectives. Choose from one or more of the following options: Cash, Bonds, Property, Shares, Australian Shares, Australian Shares - Indexed, Overseas Shares and Overseas Shares - Indexed. 
You can also pick from Rest’s Structured Options and the Core Strategy. 

Cash

Deposits with major Australian banks. The portfolio currently invests exclusively into deposits with ANZ (60%) and NAB (40%).

Unit price 21/05/2022
Sell $2.2699
Buy $2.2699
FYTD Return 0.40%
10 year return#30/04/20222.14% pa
RISK LEVEL
Very low
Medium
Very High

Bonds

Australian and overseas debt securities.

Unit price 21/05/2022
Sell $2.7337
Buy $2.7345
FYTD Return -6.86%
10 year return#30/04/20222.99% pa
RISK LEVEL
Very low
Medium
Very High

Shares

A mix of Australian and overseas shares.

Unit price 21/05/2022
Sell $8.3995
Buy $8.4037
FYTD Return -2.78%
10 year return#30/04/202212.38% pa
RISK LEVEL
Very low
Medium
Very High

Property

Australian and overseas real estate assets.

Unit price 21/05/2022
Sell $5.5219
Buy $5.5280
FYTD Return 12.55%
10 year return#30/04/20229.18% pa
RISK LEVEL
Very low
Medium
Very High

Australian Shares

A portfolio of listed Australian companies.

Unit price 21/05/2022
Sell $10.2729
Buy $10.2780
FYTD Return 2.87%
10 year return#30/04/202211.01% pa
RISK LEVEL
Very low
Medium
Very High

Australian Shares - Indexed

An indexed based investment in Australian shares.

Unit price 21/05/2022
Sell $1.3846
Buy $1.3861
FYTD Return 0.96%
5 year return#30/04/2022N/A pa
RISK LEVEL
Very low
Medium
Very High

Overseas Shares

Invested in listed companies around the world.

Unit price 21/05/2022
Sell $4.3325
Buy $4.3347
FYTD Return -8.07%
10 year return#30/04/202212.68% pa
RISK LEVEL
Very low
Medium
Very High

Overseas Shares - Indexed

An indexed based investment in overseas shares.

Unit price 21/05/2022
Sell $1.3648
Buy $1.3659
FYTD Return -5.22%
5 year return#30/04/2022N/A pa
RISK LEVEL
Very low
Medium
Very High
 

# Past performance is not an indication of future performance