Your investment choices

As you transition to retirement you might start to think differently about risk to help make sure your super lasts the distance.
 

Use our online advice tool to check your investment risk profile and get advice on which option is right for you


Online Advice

Investment Option

If you open a Rest Pension Transition to Retirement account and don’t choose an investment option, you’ll be automatically invested in the default Balanced investment option. You can change your investment options at any time.

Core Strategy

Achieve a balance of risk and return by investing in both growth assets and defensive assets.

Unit price 03/12/2020
Sell $1.8795
Buy $1.8808
FYTD Return 8.15%
10 year return#30/11/20208.52% pa
Risk level
Very low
Medium
Very High

Structured Options

Rest's Structured Options are invested across a mix of different asset classes to match different member needs. We determine an appropriate asset allocation to enable each option to achieve its investment objective. As a member you can choose either one or a mix of the five structured options below (Balanced, Balanced - Indexed, Capital Stable, Diversified, High Growth). 

Balanced

Achieve a balance of risk and return by investing in approximately equal proportions of growth assets and defensive assets.

Unit price 03/12/2020
Sell $4.3362
Buy $4.3384
FYTD Return 6.95%
10 year return#30/11/20207.40% pa
RISK LEVEL
Very low
Medium
Very High

Balanced - Indexed

An indexed based investment in a mixture of growth and defensive assets.

Unit price 03/12/2020
Sell $1.2113
Buy $1.2123
FYTD Return 9.48%
5 year return#30/11/2020N/A pa
RISK LEVEL
Very low
Medium
Very High

Capital Stable

Provide a stable pattern of returns whilst maintaining a low probability of a negative return in any one year.

Unit price 03/12/2020
Sell $3.5346
Buy $3.5364
FYTD Return 4.80%
10 year return#30/11/20206.07% pa
RISK LEVEL
Very low
Medium
Very High

Diversified

Achieve strong returns over the longer term by investing in a diversified mix of assets weighted towards shares and other growth assets.

Unit price 03/12/2020
Sell $5.5991
Buy $5.6030
FYTD Return 9.22%
10 year return#30/11/20209.05% pa
RISK LEVEL
Very low
Medium
Very High

High Growth

Maximise returns over the long-term by investing predominantly in growth assets.

Unit price 03/12/2020
Sell $6.3869
Buy $6.3914
FYTD Return 11.00%
10 year return#30/11/202010.02% pa
RISK LEVEL
Very low
Medium
Very High

Member-tailored Options

Rest’s Member-tailored Options are ideal for members who want to build their own customised investment portfolio with a wide range of risk/return objectives. Choose from one or more of the following options: Basic Cash, Cash, Bonds, Property, Shares, Australian Shares, Australian Shares - Indexed, Overseas Shares and Overseas Shares - Indexed. 
You can also pick from Rest’s Structured Options and the Core Strategy. 

Basic Cash

Cash securities that have a maximum term to maturity of 3 months.

Unit price 03/12/2020
Sell $1.2813
Buy $1.2813
FYTD Return 0.03%
10 year return#30/11/20202.33% pa
RISK LEVEL
Very low
Medium
Very High

Cash

Deposits with major Australian banks. The portfolio currently invests exclusively into deposits with Australia and New Zealand Banking Group Limited(ANZ).

Unit price 03/12/2020
Sell $2.2512
Buy $2.2514
FYTD Return 0.38%
10 year return#30/11/20202.78% pa
RISK LEVEL
Very low
Medium
Very High

Bonds

Australian and overseas debt securities.

Unit price 03/12/2020
Sell $2.9779
Buy $2.9785
FYTD Return 1.73%
10 year return#30/11/20205.02% pa
RISK LEVEL
Very low
Medium
Very High

Shares

A mix of Australian and overseas shares.

Unit price 03/12/2020
Sell $7.6854
Buy $7.6892
FYTD Return 13.52%
10 year return#30/11/202011.18% pa
RISK LEVEL
Very low
Medium
Very High

Property

Australian and overseas real estate assets.

Unit price 03/12/2020
Sell $4.6528
Buy $4.6616
FYTD Return 0.97%
10 year return#30/11/20208.17% pa
RISK LEVEL
Very low
Medium
Very High

Australian Shares

A portfolio of listed Australian companies.

Unit price 03/12/2020
Sell $8.9617
Buy $8.9662
FYTD Return 13.06%
10 year return#30/11/20209.70% pa
RISK LEVEL
Very low
Medium
Very High

Australian Shares - Indexed

An index based investment in Australian shares.

Unit price 03/12/2020
Sell $1.2179
Buy $1.2192
FYTD Return 11.94%
5 year return#30/11/2020N/A pa
RISK LEVEL
Very low
Medium
Very High

Overseas Shares

Invested in listed companies around the world.

Unit price 03/12/2020
Sell $4.1963
Buy $4.1988
FYTD Return 12.86%
10 year return#30/11/202011.77% pa
RISK LEVEL
Very low
Medium
Very High

Overseas Shares - Indexed

Perform in line with the MSCI World ex-Australia ex-Tobacco Net Dividends Reinvested Index (unhedged in AUD) (before tax) over all time periods.

Unit price 03/12/2020
Sell $1.2703
Buy $1.2713
FYTD Return 10.39%
5 year return#30/11/2020N/A pa
RISK LEVEL
Very low
Medium
Very High
 

# Past performance is not an indication of future performance