Your investment choices

As you transition to retirement you might start to think differently about risk to help make sure your super lasts the distance.
 

Use our online advice tool to check your investment risk profile and get advice on which option is right for you


Online Advice

Investment Option

If you open a Rest Pension Transition to Retirement account and don’t choose an investment option, you’ll be automatically invested in the default Balanced investment option. You can change your investment options at any time.

Core Strategy

Achieve a balance of risk and return by investing in both growth assets and defensive assets.

Unit price 15/07/2020
Sell $1.7495
Buy $1.7504
FYTD Return 0.67%
10 year return#30/06/20208.28% pa
Risk level
Very low
Medium
Very High

Structured Options

Rest's Structured Options are invested across a mix of different asset classes to match different member needs. We determine an appropriate asset allocation to enable each option to achieve its investment objective. As a member you can choose either one or a mix of the five structured options below (Balanced, Balanced - Indexed, Capital Stable, Diversified, High Growth). 

Balanced

Achieve a balance of risk and return by investing in approximately equal proportions of growth assets and defensive assets.

Unit price 15/07/2020
Sell $4.0866
Buy $4.0882
FYTD Return 0.79%
10 year return#30/06/20207.17% pa
RISK LEVEL
Very low
Medium
Very High

Balanced - Indexed

An indexed based investment in a mixture of growth and defensive assets.

Unit price 15/07/2020
Sell $1.1150
Buy $1.1159
FYTD Return 0.78%
5 year return#30/06/2020N/A pa
RISK LEVEL
Very low
Medium
Very High

Capital Stable

Provide a stable pattern of returns whilst maintaining a low probability of a negative return in any one year.

Unit price 15/07/2020
Sell $3.3931
Buy $3.3941
FYTD Return 0.61%
10 year return#30/06/20205.99% pa
RISK LEVEL
Very low
Medium
Very High

Diversified

Achieve strong returns over the longer term by investing in a diversified mix of assets weighted towards shares and other growth assets.

Unit price 15/07/2020
Sell $5.1709
Buy $5.1735
FYTD Return 0.86%
10 year return#30/06/20208.66% pa
RISK LEVEL
Very low
Medium
Very High

High Growth

Maximise returns over the long-term by investing predominantly in growth assets.

Unit price 15/07/2020
Sell $5.8109
Buy $5.8138
FYTD Return 0.99%
10 year return#30/06/20209.50% pa
RISK LEVEL
Very low
Medium
Very High

Member-tailored Options

Rest’s Member-tailored Options are ideal for members who want to build their own customised investment portfolio with a wide range of risk/return objectives. Choose from one or more of the following options: Basic Cash, Cash, Bonds, Property, Shares, Australian Shares, Australian Shares - Indexed, Overseas Shares and Overseas Shares - Indexed. 
You can also pick from Rest’s Structured Options and the Core Strategy. 

Basic Cash

Cash securities that have a maximum term to maturity of 3 months.

Unit price 15/07/2020
Sell $1.2809
Buy $1.2809
FYTD Return 0.00%
10 year return#30/06/20202.52% pa
RISK LEVEL
Very low
Medium
Very High

Cash

Deposits with major Australian banks. The portfolio currently invests exclusively into deposits with Australia and New Zealand Banking Group Limited(ANZ).

Unit price 15/07/2020
Sell $2.2436
Buy $2.2436
FYTD Return 0.04%
10 year return#30/06/20202.97% pa
RISK LEVEL
Very low
Medium
Very High

Bonds

Australian and overseas debt securities.

Unit price 15/07/2020
Sell $2.9393
Buy $2.9399
FYTD Return 0.41%
10 year return#30/06/20205.24% pa
RISK LEVEL
Very low
Medium
Very High

Shares

A mix of Australian and overseas shares.

Unit price 15/07/2020
Sell $6.8451
Buy $6.8492
FYTD Return 1.11%
10 year return#30/06/202010.43% pa
RISK LEVEL
Very low
Medium
Very High

Property

Australian and overseas real estate assets.

Unit price 15/07/2020
Sell $4.5977
Buy $4.6023
FYTD Return -0.22%
10 year return#30/06/20208.43% pa
RISK LEVEL
Very low
Medium
Very High

Australian Shares

A portfolio of listed Australian companies.

Unit price 15/07/2020
Sell $7.9713
Buy $7.9753
FYTD Return 0.56%
10 year return#30/06/20209.30% pa
RISK LEVEL
Very low
Medium
Very High

Australian Shares - Indexed

An index based investment in Australian shares.

Unit price 15/07/2020
Sell $1.0975
Buy $1.0987
FYTD Return 0.87%
5 year return#30/06/2020N/A pa
RISK LEVEL
Very low
Medium
Very High

Overseas Shares

Invested in listed companies around the world.

Unit price 15/07/2020
Sell $3.7687
Buy $3.7710
FYTD Return 1.36%
10 year return#30/06/202010.76% pa
RISK LEVEL
Very low
Medium
Very High

Overseas Shares - Indexed

Perform in line with the MSCI World ex-Australia ex-Tobacco Net Dividends Reinvested Index (unhedged in AUD) (before tax) over all time periods.

Unit price 15/07/2020
Sell $1.1589
Buy $1.1598
FYTD Return 0.71%
5 year return#30/06/2020N/A pa
RISK LEVEL
Very low
Medium
Very High
 

# Past performance is not an indication of future performance