Your investment choices

As you transition to retirement you might start to think differently about risk to help make sure your super lasts the distance.
 

Use our online advice tool to check your investment risk profile and get advice on which option is right for you


Online Advice

Investment Option

If you open a Rest Pension Transition to Retirement account and don’t choose an investment option, you’ll be automatically invested in the default Balanced investment option. You can change your investment options at any time.

Core Strategy

Achieve a balance of risk and return by investing in both growth assets and defensive assets.

Unit price 25/01/2020
Sell $1.8582
Buy $1.8591
FYTD Return 5.80%
10 year return#31/12/20198.70% pa
Risk level
Very low
Medium
Very High

Structured Options

Rest's Structured Options are invested across a mix of different asset classes to match different member needs. We determine an appropriate asset allocation to enable each option to achieve its investment objective. As a member you can choose either one or a mix of the five structured options below (Balanced, Balanced - Indexed, Capital Stable, Diversified, High Growth). 

Balanced

Achieve a balance of risk and return by investing in approximately equal proportions of growth assets and defensive assets.

Unit price 25/01/2020
Sell $4.2907
Buy $4.2924
FYTD Return 4.96%
10 year return#31/12/20197.67% pa
RISK LEVEL
Very low
Medium
Very High

Balanced - Indexed

An indexed based investment in a mixture of growth and defensive assets.

Unit price 25/01/2020
Sell $1.1922
Buy $1.1932
FYTD Return 8.23%
5 year return#31/12/2019N/A pa
RISK LEVEL
Very low
Medium
Very High

Capital Stable

Provide a stable pattern of returns whilst maintaining a low probability of a negative return in any one year.

Unit price 25/01/2020
Sell $3.4995
Buy $3.5005
FYTD Return 3.61%
10 year return#31/12/20196.51% pa
RISK LEVEL
Very low
Medium
Very High

Diversified

Achieve strong returns over the longer term by investing in a diversified mix of assets weighted towards shares and other growth assets.

Unit price 25/01/2020
Sell $5.5339
Buy $5.5367
FYTD Return 6.58%
10 year return#31/12/20199.11% pa
RISK LEVEL
Very low
Medium
Very High

High Growth

Maximise returns over the long-term by investing predominantly in growth assets.

Unit price 25/01/2020
Sell $6.3209
Buy $6.3241
FYTD Return 7.73%
10 year return#31/12/20199.97% pa
RISK LEVEL
Very low
Medium
Very High

Member-tailored Options

Rest’s Member-tailored Options are ideal for members who want to build their own customised investment portfolio with a wide range of risk/return objectives. Choose from one or more of the following options: Basic Cash, Cash, Bonds, Property, Shares, Australian Shares, Australian Shares - Indexed, Overseas Shares and Overseas Shares - Indexed. 
You can also pick from Rest’s Structured Options and the Core Strategy. 

Basic Cash

Cash securities that have a maximum term to maturity of 3 months.

Unit price 25/01/2020
Sell $1.2785
Buy $1.2785
FYTD Return 0.47%
10 year return#31/12/20192.72% pa
RISK LEVEL
Very low
Medium
Very High

Cash

Deposits with banks rated at least AA- at the time the deposit is made.

Unit price 25/01/2020
Sell $2.2328
Buy $2.2328
FYTD Return 0.81%
10 year return#31/12/20193.18% pa
RISK LEVEL
Very low
Medium
Very High

Bonds

Australian and overseas debt securities.

Unit price 25/01/2020
Sell $2.9336
Buy $2.9342
FYTD Return 1.48%
10 year return#31/12/20195.89% pa
RISK LEVEL
Very low
Medium
Very High

Shares

A mix of Australian and overseas shares.

Unit price 25/01/2020
Sell $7.6777
Buy $7.6823
FYTD Return 10.14%
10 year return#31/12/201910.84% pa
RISK LEVEL
Very low
Medium
Very High

Property

Australian and overseas real estate assets.

Unit price 25/01/2020
Sell $4.8030
Buy $4.8078
FYTD Return 4.90%
10 year return#31/12/20199.03% pa
RISK LEVEL
Very low
Medium
Very High

Australian Shares

A portfolio of listed Australian companies.

Unit price 25/01/2020
Sell $9.3158
Buy $9.3205
FYTD Return 9.35%
10 year return#31/12/20199.86% pa
RISK LEVEL
Very low
Medium
Very High

Australian Shares - Indexed

An index based investment in Australian shares.

Unit price 25/01/2020
Sell $1.2617
Buy $1.2631
FYTD Return 8.17%
5 year return#31/12/2019N/A pa
RISK LEVEL
Very low
Medium
Very High

Overseas Shares

Invested in listed companies around the world.

Unit price 25/01/2020
Sell $4.1800
Buy $4.1825
FYTD Return 10.17%
10 year return#31/12/201911.26% pa
RISK LEVEL
Very low
Medium
Very High

Overseas Shares - Indexed

Perform in line with the MSCI World ex-Australia ex-Tobacco Net Dividends Reinvested Index (unhedged in AUD) (before tax) over all time periods.

Unit price 25/01/2020
Sell $1.2499
Buy $1.2509
FYTD Return 12.77%
5 year return#31/12/2019N/A pa
RISK LEVEL
Very low
Medium
Very High
 

# Past performance is not an indication of future performance