Grow Your Super (Make Contributions)

Making an additional contribution to your super this EOFY is, well, super easy.

To ensure your after-tax contribution is counted towards this financial year, Rest's cut-off is 3pm AEST on 23 June 2025. Before you do, there are some important things you should consider¹. Check out your options below.

^{1. Before adding to your super, consider your financial circumstances, contribution caps, tax issues and preservation rules. When deciding if it's right for you, we recommend seeking financial advice.}

Personal super contributions

Understand personal super contributions with Rest Super. Check eligibility, benefits, and easy steps to contribute towards your retirement savings.

Learn more

Man and son sitting on a bedroom floor and looking at a laptop screen together

Voluntary contributions

Top up your super whenever you feel like it and you could enjoy some tax deductions.

Top up in the App Learn more

Making downsizer contributions

Aged 55 and over? You can put some of the money from the sale of your home into your super account.

First home super saver scheme (FHSS)

The Government’s First Home Super Saver (FHSS) scheme means eligible first home buyers can use their super to help save for a deposit.

Learn more Start saving

Garden nursery staff looking at a tablet

Salary Sacrifice (before tax)

Get your employer to make extra payments before you get paid and reduce your taxable income.

Email employer Learn more

Contribution caps

There are limits on how much money you can contribute to your super each financial year.

These are called contributions caps.

Learn more

Mother, father and daughter laughing together

Spouse Contributions (after tax)

Grow your partner's super with an after-tax contribution and enjoy a potential tax rebate of up to $540 pa, if eligible.

Use Rest App Learn more

Contribution splitting

Contribution splitting is when you transfer part of your concessional contributions (before-tax contributions) into your spouse’s super account.

Learn more

Government co-contributions

Enjoy a potential super boost of up to $500 pa² thanks to the government, if eligible.

Learn more

Low income super tax offset

Saving for retirement isn't always easy if you're on a low income, but the low-income super tax offset (LISTO) is a government scheme that could help boost your nest egg.

Learn more