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What dreams do you have for your future?

Back to Manage my super

Whatever your future goals are, your superannuation may be one way to help you live the lifestyle you’re dreaming of down the track.

Whether retirement is some time away or it’s on the horizon, a little boost now, could add up to thousands of dollars later. 

It’s easy to add a little more of your earnings into your super, on top of what your employer already pays.

You have the option to contribute to your super savings before or after you get paid1.
See which top up option may suit you best.
Icon of Voluntary contributions (after tax)

Voluntary contributions (after tax)

Top up your super and you could enjoy some tax deductions.

Top up in the Rest App Learn more
Icon of Salary Sacrifice (before tax)

Salary Sacrifice (before tax)

Make extra payments before you get paid and reduce your taxable income.

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Icon of Co-contribution (after tax)

Co-contribution (after tax)

Enjoy a super boost of up to $500 pa2, thanks to the government.

Learn more
Icon of Spouse Contributions (after tax)

Spouse Contributions (after tax)

Grow your partner’s super by making an after tax contribution and enjoy a tax rebate of up to $540 pa. You can find payment details in the App or Member Access under make a contribution.

Use Rest App Learn more

Want to help boost your retirement savings while potentially saving on tax?

8 super strategies that may benefit you this EOFY

Learn more

Your first home, made faster

The Government’s First Home Super Saver (FHSS) scheme can help you save a deposit for your first home faster. You can add to your super by making your own extra voluntary contributions on top of what your employer pays – either before-tax contributions like salary sacrifice, or personal after-tax contributions.

Find out more

Need advice?

With our help and advice on your side, it’s easier to feel confident about your financial future. Have a chat with a Rest Adviser3 and see how you could get your contributions working harder.

Book a call

Try our Small Change, Big Savings Calculator


See the difference switching out some of your everyday items could make

While you're here may also want to check out the below info

career breaks Career breaks – see how career breaks can impact your super savings in the long run.
1. The government limits how much you can contribute. If you contribute too much, you may have to pay extra tax.
 
2. The amount of government co-contribution you can receive depends on how much you contribute and what your income is.
 
3. Rest Advice is provided by Rest advisers as authorised representatives of Link Advice Pty Ltd ABN 36 105 811 836 AFSL 258145.

As we have not taken into account your circumstances, please consider whether this information suits your needs. Go online for a PDS to consider before deciding. This information is provided by Retail Employees Superannuation Pty Ltd ABN 39 001 987 739 as trustee of Rest (Retail Employees Superannuation Trust ABN 62 653 671 394). Current as at April 2019.