Terms & Conditions

Website Terms of Use

This website (Site) is owned by Retail Employees Superannuation Pty Limited ABN 39 001 987 739, AFSL 24 0003, as Trustee of the Retail Employees Superannuation Trust (REST) Fund ABN 62 653 671 394.

Your access to and use of the Site is subject to the following Terms of Use. Use of the Site indicates your automatic acceptance of these Terms of Use. Information, including products and services referred to on this Site are only available for use in Australia.

1.  Disclosure Documents

  • The Trustee currently offers products named on this website. The offers are identified in the Product Disclosure Statements (PDSs). To invest, please complete the application form attached to or accompanying the PDS, a copy of which can be obtained by accessing the document through the appropriate link and printing it or by phoning our Customer Service Centre on 1300 300 778. 

2.  Disclaimer

  • Information disclosed on this Site is provided for information purposes only. While all reasonable care has been taken to ensure that the information on the Site is correct, the Trustee makes no representation or warranty of any kind as to the accuracy or completeness of any information on the Site. Before acting on any information shown on the Site, you should contact the Customer Service Centre on 1300 300 778 and obtain a written statement of the information required.
  • The material on this Site has been prepared without taking into account your objectives, financial situation or needs. Before making a decision based on the material on this Site, you should consider the appropriateness of the advice having regards to your objectives, financial situation and needs. You should read the relevant Product Disclosure Statement available on this Site before making any decision about whether to acquire or to continue to invest in the product. When you become a member of REST Superannuation or Acumen, you join the Retail Employees Superannuation Trust, Fund ABN 62 653 671 394. REST Superannuation and Acumen are issued by the Trustee, Retail Employees Superannuation Pty Limited ABN 39 001 987 739, AFSL 240003.
  • The information on this Site is based on current laws and their interpretation. These laws may change and you should therefore seek professional advice on the legal and taxation implications of investing in superannuation, rather than relying on the information provided.
  • You acknowledge and accept the risk that any communication to or from the Site may be intercepted, used or modified by third parties.
  • The Trustee does not warrant that access to or use of this Site will be uninterrupted or error free or that the Site/any Content is free from errors, viruses, worms, trojan horses, time bomb, cancelbot or other harmful components.

3.  Intellectual Property

  • The information, text materials, graphics, logos, button icons, images, video and audio clips, trade marks (whether registered or not), advertisements, layout, arrangement, graphical user interface, look and feel, and control features of the Site (Content) are owned by the Trustee unless otherwise expressly stated.
  • You must not modify, copy, reproduce, republish, frame, upload to a third party, transmit, communicate or distribute in any way the Content without the Trustee's prior written consent unless expressly permitted by these Terms of Use or the Copyright Act

4.  Access

  • The Trustee reserves the right to deny you access to, or use of, all or part of the Site, without prior notice, if you engage in any conduct that the Trustee believes, in its sole discretion, is inappropriate for continued access and/or use of the Site.

5.  System Integrity and User Conduct

  • You must not use the Site to:
  1. send junk, obscene, indecent, offensive, or threatening electronic mail or "spam" to people who would not wish to receive mail from you;
  2. attempt to gain unauthorised access to, interfere with or disrupt the Site or computer systems or networks connected to the Site, or disobey any requirements, procedures, policies or regulations of networks connected to the Site; or
  3. attempt to access or collect personal data about other users, including e-mail addresses.

6.  Links & Advertising

  • The Site may contain links to third party websites. The Trustee is not responsible for the content of those sites or any risk associated with third party websites.
  • The Site may contain advertisements for third parties' products and/or services. The Trustee is not responsible for the content of those advertisements or any risk associated with acquiring products or services advertised by a third party on the Site.

7.  Limitation of Liability

  • Subject to this clause 7, neither the Trustee nor any of its officers, directors, employees, agents or related bodies corporate shall be liable for any direct, indirect, incidental, consequential or special damages arising out of or in any way connected with access to or use of the Site or the Content (even if the Trustee has been advised of the possibility of such damages) including liability associated with any viruses which may infect a user's computer equipment.
  • If the Trustee cannot lawfully exclude or modify its liability under a statutory term, condition or warranty, that term, condition or warranty is deemed to be included in these Terms of Use and liability under this clause 7 is limited, at the option

8.  General

  • The Trustee may from time to time amend, update, or change the Site or the Content, including these Terms of Use, without prior notice.
  • These Terms of Use, and where relevant the terms of use for the secure pages Australian Administration Services Pty Ltd "MemberAccess" and Australian Administration Services Pty Ltd "EmployerAccess", constitute the entire agreement between you and REST with respect to this Site.
  • If any provision of these Terms of Use is found to be invalid or unenforceable, that provision will be deemed deleted only to the extent that it is not enforceable.
  • Failure by the Trustee to insist upon strict performance of any of these Terms of Use will not be construed as a waiver of any right or remedy of the Trustee.
  • An e-mail which is sent to the Trustee is taken to be received by the Trustee when the e-mail message enters the electronic mail box of the Trustee and is able to be opened in readable form. Proof of receipt is established by an electronic or paper record of the date and time the e-mail message entered the electronic mail box of the Trustee and was able to be opened in readable form.
  • These Terms of Use shall be governed by, and must be construed in accordance with, the laws of the State of New South Wales Australia and the parties irrevocably and unconditionally submit to the non-exclusive jurisdiction of the courts of New South Wales and the courts which have jurisdiction to hear appeals from those courts.

Website Terms of Use - Australian Administration Services Pty Ltd (AAS) MemberAccess

1.  Access to Secure Pages on Site - AAS MemberAccess

  • Access to the AAS MemberAccess pages on the Site where a password and user name are required (Secure Pages) is only authorised for members of the Retail Employees Superannuation Trust (REST).
  • You are responsible for maintaining the confidentiality and security of your password and user name. You agree to notify the Trustee of REST immediately of any unauthorised use of your password or other breach of security. The Trustee is not responsible for any loss or damage for unauthorised use of your password/other breach of security where you have not notified the Trustee of such use/breach.
  • The Trustee can cancel any password or user name at any time and without notice if the Trustee believes it is being used in a way that can cause loss to you or REST.

2.  Member Information

  • Information disclosed on this Site is provided for information purposes only. While all reasonable care has been taken to ensure that the information and record of your benefits as shown in the AAS MemberAccess Secure Pages are correct, the Trustee does not represent or warrant the information or record of benefits disclosed are complete or accurate. Before taking any action based on the information shown in the AAS MemberAccess Secure Pages, you should contact the Customer Service Centre on 1300 300 778 and obtain a written statement of the required information.
  • To the extent permitted by law, the Trustee, its officers, directors, employees, agents or related bodies corporate do not accept responsibility in any way (including by reason of negligence) for errors in, and omissions from, the AAS MemberAccess pages and do not accept any responsibility for any loss or damage, however caused, as a result of any person relying on any information contained on those pages.
  • You accept responsibility for and warrant that, in respect of any information you provide or change that you make on the AAS MemberAccess Secure Pages, such information or change is correct

Website Terms of Use - Australian Administration Services Pty Ltd (AAS) EmployerAccess

1.  Access to Secure Pages on Site - EmployerAccess

  • Access to the AAS EmployerAccess pages on the Site where a password and user name are required (Secure Pages) is only authorised for participating employers of the Retail Employees Superannuation Trust (REST).
  • You are responsible for maintaining the confidentiality and security of your password and user name. You agree to notify the Trustee of the REST immediately of any unauthorised use of your password or other breach of security. The Trustee is not responsible for any loss or damage for unauthorised use of your password/other breach of security where you have not notified the Trustee of such use/breach.
  • The Trustee can cancel any password or user name at any time and without notice if the Trustee believes it is being used in a way that can cause loss to you or REST.

2.  Employer Information

  • Information disclosed on this Site is provided for information purposes only. While all reasonable care has been taken to ensure that the information as shown in the AAS EmployerAccess Secure Pages is correct, the Trustee makes no representation or warranty of any kind as to the accuracy or completeness of any information in the AAS EmployerAccess Secure Pages. Before taking any action based on the information shown in the AAS EmployerAccess Secure Pages, you should contact the Customer Service Centre on 1300 300 778 and obtain a written statement of the required information. If there are any errors in the information shown, you should contact and inform the Customer Service Centre on 1300 300 778 of the errors.
  • To the extent permitted by law, the Trustee, its officers, directors, employees, agents or related bodies corporate do not accept responsibility in any way (including by reason of negligence) for errors in, and omissions from, the AAS EmployerAccess pages and do not accept any responsibility for any loss or damage, however caused, as a result of any person relying on any information contained on those pages.
  • You accept responsibility for and warrant that, in respect of any information you provide or change that you make on the AAS EmployerAccess Secure Pages, such information or change is correct.

Print this page

This website is provided by Retail Employees Superannuation Pty Limited ABN 39 001 987 739, AFSL 24 0003, trustee of Retail Employees Superannuation Trust ABN 62 653 671 394, of which REST Super, REST Corporate, REST Select, REST Pension and Acumen are part. It contains general advice that has been prepared without taking account of your objectives, financial situation or needs. Before acting on the information or deciding whether to acquire or hold a product, consider its appropriateness and the relevant Product Disclosure Statement (PDS), which is available on this website.

Awards and ratings are only one factor to consider when deciding how to invest your super. Further information regarding these awards can be found at rest.com.au/about-rest/awards. Past performance is not an indicator of future performance. SuperRatings Pty Limited does not issue, sell, guarantee or underwrite this product. Go to www.superratings.com.au for details of its ratings criteria. For further information about the methodology used by Chant West, see www.chantwest.com.au