The buy/sell spreads represent the estimated transaction costs, including brokerage fees and stamp duty, incurred when buying or selling underlying assets in relation to our investment options.

The spread charged is an additional cost to you when you contribute or withdraw from your account, if you switch between investment options or any other transaction is processed in your account balance (for example deduction of fees or insurance costs). As the spread is an adjustment to the unit price it will not be separately itemised in any statement you receive.

The buy/sell spreads are not a fee paid to Rest but is used to meet underlying asset transaction costs when incurred. They are set by the Trustee and may change without prior notice, including in circumstances of adverse market conditions. You should consider these costs when making any investment decision.

The following buy/sell spreads will be effective from 23 September 2019.
Investment option
(retirement account)
Buy spread Buy spread range Sell spread
Capital Stable 0.03% 0.02 - 0.06% 0.00%
Balanced 0.04% 0.02 - 0.08% 0.00%
Balanced - Indexed 0.08% 0.05 - 0.10% 0.00%
Core Strategy 0.05% 0.02 - 0.10% 0.00%
Diversified 0.05% 0.02 - 0.10% 0.00%
High Growth 0.05% 0.04 - 0.12% 0.00%
Basic Cash 0.00% 0.00 - 0.01% 0.00%
Cash 0.00% 0.00 - 0.01% 0.00%
Bonds 0.02% 0.01 - 0.04% 0.00%
Shares 0.06% 0.04 - 0.10% 0.00%
Property 0.10% 0.08 - 0.20% 0.00%
Australian Shares 0.05% 0.04 - 0.08% 0.00%
Australian Shares - Indexed 0.11% 0.08 - 0.13% 0.00%
Overseas Shares 0.06% 0.05 - 0.10% 0.00%
Overseas Shares - Indexed 0.08% 0.05 - 0.10% 0.00%



If you invest $10,000 in an investment option at the maximum buy spread of 0.20%, you will incur a cost of $20.

This website is provided by Retail Employees Superannuation Pty Limited ABN 39 001 987 739, AFSL 24 0003 (Rest), trustee of Retail Employees Superannuation Trust ABN 62 653 671 394 (Fund), of which Rest Super, Rest Corporate, Rest Pension and Acumen are part. It contains general advice that has been prepared without taking account of your objectives, financial situation or needs. Before acting on the information or deciding whether to acquire or hold a product, consider its appropriateness and the relevant Product Disclosure Statement (PDS), which is available on this website. The cost of providing financial services is included in the fees in the Fund as disclosed in the relevant PDS. Rest and the Fund do not charge any additional fees or obtain any commissions for the advice provided. Rest’s employees are paid a salary and do not receive any commissions. They may receive a performance related bonus that takes into account the financial services provided. Super Investment Management Pty Limited (ABN 86 079 706 657, AFSL 240004), a wholly owned subsidiary company of Rest, manages some of the fund’s investments. Apart from this, Rest does not have any relationships or associations with any related body corporate or product issuer that might reasonably be expected to be capable of influencing Rest in providing financial services.

Rest personal advice is provided by Rest Advisers as authorised representatives of Link Advice Pty Ltd ABN 36 105 811 836 AFSL 258145

Awards and ratings are only one factor to consider when deciding how to invest your super. Further information regarding these awards can be found at Past performance is not an indicator of future performance. SuperRatings Pty Limited does not issue, sell, guarantee or underwrite this product. Go to for details of its ratings criteria. For further information about the methodology used by Chant West, see