
Making a binding death benefit nomination (Super/Corporate)
A valid binding death benefit nomination gives you the final, legally-binding say over who will get your super when you die.
If you are a Rest Super or Rest Corporate member, you can nominate more than one beneficiary by completing this binding nomination form and returning it to Rest.
To learn about other types of beneficiary nominations, visit our Nominating a Beneficiary page.
Who can I nominate to receive my death benefit?
Superannuation law states that Rest can only pay a death benefit to dependants (for example, a spouse or de facto spouse, children (any age), an interdependent or someone financially dependent on a member) of the Member, or their Legal Personal Representative (executor of your estate). Rest can only pay someone else if there isn’t a dependant or Legal Personal Representative.
You can't nominate pets to be beneficiaries
Things to think about when you’re deciding who to nominate.
Who qualifies as a dependant under super rules may be different to, say, tax rules or other situations. Visit the ATO website for more information.
We recommend you seek professional advice from a lawyer or licensed financial adviser about your nomination. They can help you understand who a dependant is in your situation. They can also explain what taxes your beneficiary may need to pay.
How long does a binding nomination last?
Your binding nomination is valid for three years. You need to update it by submitting a new death benefit nomination form. Make sure it is filled out, signed, and witnessed within three years. If not, it will become a non-binding nomination.
Tip
You can check your nominated beneficiary details anytime. Just log in to the Rest App or your Member Access.
How do I nominate a binding beneficiary?
You can nominate a binding beneficiary by completing the Rest nomination of beneficiary form and emailing it to us. You must correctly fill out this form using BLOCK LETTERS, sign it, and have it witnessed.
You can only make or change a binding nomination by completing the nomination form and emailing it to us.
Remember – if a form is not completed correctly, it will be invalid and making another nomination correctly may cause delays.
Steps to complete and submit a binding death benefit nomination form
You'll need:
- This form (print it out if it’s a digital copy)
- A black or blue pen
- Details of your beneficiaries
- Two witnesses over 18 who aren’t beneficiaries
Section 1: Personal Details
- Fill in your Member number, title (Mr./Mrs./Ms./Miss), surname, date of birth, and given name(s).
- Continue with your residential address, telephone numbers, state, email, and postcode.
Section 2: Beneficiary Nominations
- If you’re making or changing a nomination, list full names, dates of birth, relationships, and the portion of the benefit each person will receive.
- Make sure the percentages add to 100%. For example, if you have two beneficiaries, you could assign 50% to each. If you have an odd number, one person may need a little more. For example, with three beneficiaries, you could split it as 33%/33%/34%.
Section 3: Cancelling a previous nomination
- To cancel an existing nomination without replacing it, just tick the cancellation box.
Section 4: Declaration and Signatures
- Read through the member declaration carefully to make sure you understand what you're agreeing to.
- You must sign and date the form in the presence of two witnesses, ensuring that all parties are present.
Witnesses' Part
- The form must be signed and dated by the member and the witnesses on the same date and in the presence of all parties. Witnesses need to confirm they're over 18 and not named as beneficiaries on the form.
Final Steps
- Double-check all details are correct and every required field is filled out.
- Scan the completed form and email it to contact@rest.com.au.
- Keep a copy for your records, just in case.
Things to keep in mind
- Any changes to the form after signing? You and both witnesses need to initial them.
- This binding nomination isn't forever; it expires three years after you sign it, so set a reminder to renew it.
- If you close your account or switch products, this could affect your nomination.
What happens next?
We’ll be in touch: Once we receive your form, we’ll send you an email within 2 business days to let you know if we have everything we need to go ahead and process it.
If it’s all correct, you’ll be able to check your nomination after 10 business days by logging in to the Rest App or Member Access.